Buy Cheap Winchester, AR Auto Insurance (2021)

Winchester, AR auto insurance rates average $363 a month. Minimum auto insurance requirements in Winchester, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Winchester, AR, compare Winchester auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Winchester, AR are $363/month
  • The most expensive auto insurance company in Winchester is Travelers
  • Average auto insurance rates in Winchester, AR for teens drivers are $8,812/year

Finding affordable Winchester, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Winchester, AR auto insurance with confidence is right here. Auto insurance rates in Winchester are affected by local factors as well as personal ones like your driving record.

See how Winchester, AR car insurance rates compare to Fort Smith auto insurance rates, Pine Bluff auto insurance rates, and North Little Rock auto insurance rates before you read more about the cost of auto insurance in Winchester.

Don’t buy Winchester, AR auto insurance until you’ve compared rates. Get free Winchester, Arkansas auto insurance quotes when you enter your ZIP code above.

Winchester, AR Minimum Auto Insurance Requirements

The required auto insurance in Winchester, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Winchester, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Winchester, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Winchester, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Winchester, AR. Take a look at Winchester, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Winchester, Arkansas

Insurance Company Poor Fair Good
Allstate $7,098 $5,410 $4,382
Farmers $4,747 $3,966 $3,781
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,024 $5,102 $4,732
State Farm $4,235 $2,548 $1,983
Travelers $7,530 $6,268 $5,853
USAA $3,186 $2,166 $1,843

Buy Cheap Winchester, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Winchester, Arkansas auto insurance rates? Find out how car insurance rates in Winchester, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winchester, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,235 $3,280 $2,864 $3,074 $11,432 $13,621 $3,608 $3,925
Farmers $2,298 $2,295 $2,057 $2,157 $9,380 $9,737 $2,623 $2,770
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,860 $2,730 $2,346 $2,445 $11,639 $13,140 $3,424 $3,701
State Farm $1,888 $1,888 $1,671 $1,671 $5,178 $6,547 $2,121 $2,414
Travelers $2,481 $2,532 $2,428 $2,439 $14,122 $22,670 $2,641 $3,089
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

Buy Cheap Winchester, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Winchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Winchester, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Winchester, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,432 $13,621
Farmers $9,380 $9,737
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $11,639 $13,140
State Farm $5,178 $6,547
Travelers $14,122 $22,670
USAA $4,636 $4,863

Buy Cheap Winchester, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Winchester, Arkansas by comparing Winchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Winchester, AR here.

Annual Auto Insurance Rates for Senior Drivers in Winchester, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,074
Farmers $2,057 $2,157
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,346 $2,445
State Farm $1,671 $1,671
Travelers $2,428 $2,439
USAA $1,364 $1,379

Find Cheap Auto Insurance Rates in Winchester, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Winchester, Arkansas auto insurance. Compare Winchester, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winchester, Arkansas

Insurance Company Low Medium High
Allstate $5,462 $5,627 $5,801
Farmers $3,961 $4,122 $4,411
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $4,901 $5,203 $5,753
State Farm $2,790 $2,919 $3,057
Travelers $6,255 $6,570 $6,826
USAA $2,302 $2,390 $2,503

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Find Cheap Winchester, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Winchester. Compare auto insurance rates in Winchester, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Winchester, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,630 $5,630
Farmers $4,165 $4,165
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,286 $5,286
State Farm $2,852 $2,992
Travelers $6,550 $6,550
USAA $2,329 $2,468

Find Cheap Winchester, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Winchester, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Winchester, AR, take a look at the average cost for various violations versus rates for a clean driving record in Winchester.

Annual Winchester, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,682 $5,861 $6,435 $5,541
Farmers $3,528 $4,507 $4,400 $4,223
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,564 $6,303 $4,792 $5,484
State Farm $2,699 $3,145 $2,922 $2,922
Travelers $5,493 $5,676 $8,282 $6,749
USAA $1,840 $2,334 $3,374 $2,044

Find Cheap Winchester, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Winchester, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Winchester for less when you shop around and compare rates from multiple Winchester, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Winchester, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,435
Farmers $4,400
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $4,792
State Farm $2,922
Travelers $8,282
USAA $3,374

Winners by Category: Where to Buy Cheap Auto Insurance in Winchester, AR

Compare rates from the cheapest auto insurance companies in Winchester, AR for your needs. Take a look at how Winchester, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Winchester, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Winchester, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Winchester, AR auto insurance companies overall, you can compare them here. Find the best price for Winchester, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Winchester, Arkansas

Insurance Company Average Annual Rates
Allstate $5,630
Farmers $4,165
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,286
State Farm $2,922
Travelers $6,550
USAA $2,398

What affects Winchester, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Winchester, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Winchester auto insurance rates.

Commute Times in Winchester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Winchester, AR is 20.3 minutes according to City-Data.

Traffic in Winchester

How is traffic in Winchester, Arkansas? Inrix data shows that Winchester, AR traffic makes it the 183rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Winchester, AR

You can buy cheap Winchester, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Winchester, Arkansas auto insurance quotes from top companies.

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