Buy Cheap Wilmington, CA Auto Insurance (2022)

Wilmington, CA auto insurance rates average $337 a month. Minimum auto insurance requirements in Wilmington, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Wilmington, CA, compare Wilmington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Wilmington after a DUI is State Farm
  • Average auto insurance rates in Wilmington, CA are $337/month
  • The most expensive auto insurance company in Wilmington is Farmers

Finding affordable Wilmington, California auto insurance can be challenging, but everything you need to know to buy cheap Wilmington, CA auto insurance with confidence is right here. Auto insurance rates in Wilmington are affected by local factors as well as personal ones like your driving record.

See how Wilmington, CA car insurance rates compare to Los Angeles auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Wilmington.

Don’t buy Wilmington, CA auto insurance until you’ve compared rates. Get free Wilmington, California auto insurance quotes when you enter your ZIP code above.

Wilmington, CA Minimum Auto Insurance Requirements

The required auto insurance in Wilmington, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Wilmington, California is outlined here.

Minimum Required Auto Insurance Coverage in Wilmington, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Wilmington, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wilmington, California auto insurance rates? Find out how car insurance rates in Wilmington, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilmington, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,154 $2,303 $2,319 $8,861 $11,125 $4,032 $4,401
Farmers $3,087 $3,087 $2,796 $2,796 $9,863 $16,100 $3,661 $4,081
GEICO $1,883 $1,884 $1,771 $1,771 $5,732 $5,829 $2,705 $2,764
Liberty Mutual $2,414 $2,275 $2,254 $2,179 $5,215 $5,591 $2,709 $2,748
Nationwide $3,518 $3,356 $3,082 $2,903 $8,984 $9,922 $4,194 $4,140
Progressive $2,017 $2,076 $1,723 $2,043 $5,425 $6,537 $2,927 $3,148
State Farm $3,877 $3,877 $3,466 $3,466 $7,151 $8,868 $4,292 $4,426
Travelers $2,733 $2,641 $2,409 $2,385 $5,724 $6,502 $3,560 $3,479
USAA $1,971 $1,870 $1,917 $1,928 $4,517 $4,536 $2,721 $2,575

Buy Cheap Wilmington, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wilmington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wilmington, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wilmington, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,125
Farmers $9,863 $16,100
GEICO $5,732 $5,829
Liberty Mutual $5,215 $5,591
Nationwide $8,984 $9,922
Progressive $5,425 $6,537
State Farm $7,151 $8,868
Travelers $5,724 $6,502
USAA $4,517 $4,536

Buy Cheap Wilmington, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Wilmington, California by comparing Wilmington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wilmington, CA here.

Annual Auto Insurance Rates for Senior Drivers in Wilmington, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,303 $2,319
Farmers $2,796 $2,796
GEICO $1,771 $1,771
Liberty Mutual $2,254 $2,179
Nationwide $3,082 $2,903
Progressive $1,723 $2,043
State Farm $3,466 $3,466
Travelers $2,409 $2,385
USAA $1,917 $1,928

Find Cheap Auto Insurance Rates in Wilmington, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wilmington, California auto insurance. Compare Wilmington, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilmington, California

Insurance Company Low Medium High
Allstate $4,637 $4,965 $5,157
Farmers $5,271 $5,731 $6,050
GEICO $2,731 $3,078 $3,318
Liberty Mutual $2,934 $3,202 $3,383
Nationwide $4,493 $5,099 $5,445
Progressive $2,881 $3,336 $3,494
State Farm $4,442 $5,010 $5,331
Travelers $3,168 $3,782 $4,087
USAA $2,488 $2,809 $2,966

Find Cheap Wilmington, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wilmington. Compare auto insurance rates in Wilmington, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wilmington, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,434 $5,405
Farmers $5,156 $6,212
GEICO $2,764 $3,321
Liberty Mutual $2,911 $3,435
Nationwide $4,422 $5,603
Progressive $2,937 $3,537
State Farm $4,749 $5,107
Travelers $3,308 $4,050
USAA $2,537 $2,972

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Find Cheap Wilmington, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Wilmington, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wilmington, CA, take a look at the average cost for various violations versus rates for a clean driving record in Wilmington.

Annual Wilmington, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,961 $4,986 $7,846 $3,886
Farmers $4,206 $5,725 $7,123 $5,682
GEICO $2,126 $3,287 $4,119 $2,638
Liberty Mutual $2,755 $3,688 $3,331 $2,919
Nationwide $3,495 $4,483 $7,589 $4,483
Progressive $2,111 $3,603 $4,189 $3,046
State Farm $3,517 $4,194 $7,919 $4,081
Travelers $2,432 $4,019 $4,650 $3,615
USAA $1,829 $2,723 $4,462 $2,004

Find Cheap Wilmington, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wilmington, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Wilmington for less when you shop around and compare rates from multiple Wilmington, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wilmington, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,846
Farmers $7,123
GEICO $4,119
Liberty Mutual $3,331
Nationwide $7,589
Progressive $4,189
State Farm $7,919
Travelers $4,650
USAA $4,462

Winners by Category: Where to Buy Cheap Auto Insurance in Wilmington, CA

Compare rates from the cheapest auto insurance companies in Wilmington, CA for your needs. Take a look at how Wilmington, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wilmington, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Wilmington, California Auto Insurance Companies

If you’re looking for the cheapest Wilmington, CA auto insurance companies overall, you can compare them here. Find the best price for Wilmington, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Wilmington, California

Insurance Company Average Annual Rates
Allstate $4,920
Farmers $5,684
GEICO $3,042
Liberty Mutual $3,173
Nationwide $5,012
Progressive $3,237
State Farm $4,928
Travelers $3,679
USAA $2,754

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What affects Wilmington, California auto insurance rates?

Local factors affect auto insurance rates in Wilmington, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Wilmington auto insurance rates.

Auto Theft in Wilmington

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Wilmington, CA auto theft show a total of 452 vehicle thefts annually.

Traffic in Wilmington

How is traffic in Wilmington, California? Inrix data shows that Wilmington, CA traffic makes it the 414th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Wilmington, CA

You can buy cheap Wilmington, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wilmington, California auto insurance quotes from top companies.

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