Buy Cheap Wilmette, IL Auto Insurance (2021)

Wilmette, IL auto insurance rates average $313 a month. Minimum auto insurance requirements in Wilmette, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Wilmette, IL, compare Wilmette auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wilmette, IL are $313/month
  • Average auto insurance rates in Wilmette, IL for teens drivers are $7,350/year
  • The most expensive auto insurance company in Wilmette after a DUI is Allstate

Finding affordable Wilmette, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Wilmette, IL auto insurance with confidence is right here. Auto insurance rates in Wilmette are affected by local factors as well as personal ones like your driving record.

See how Wilmette, IL car insurance rates compare to Naperville auto insurance rates, Rockford auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Wilmette.

Don’t buy Wilmette, IL auto insurance until you’ve compared rates. Get free Wilmette, Illinois auto insurance quotes when you enter your ZIP code above.

Wilmette, IL Minimum Auto Insurance Requirements

The required auto insurance in Wilmette, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Wilmette, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Wilmette, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Wilmette, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wilmette, IL. Take a look at Wilmette, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wilmette, Illinois

Insurance Company Poor Fair Good
Allstate $8,020 $5,818 $5,089
American Family $5,938 $4,060 $3,439
Farmers $6,077 $5,147 $4,895
GEICO $5,324 $2,585 $2,008
Liberty Mutual $3,621 $2,272 $1,801
Nationwide $4,014 $3,246 $2,833
Progressive $4,302 $3,681 $3,418
State Farm $4,020 $2,408 $1,868
Travelers $3,635 $2,963 $2,392
USAA $3,376 $2,329 $1,923

Buy Cheap Wilmette, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wilmette, Illinois auto insurance rates? Find out how car insurance rates in Wilmette, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilmette, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,990 $4,008 $4,179 $4,179 $10,511 $13,629 $4,795 $5,183
American Family $2,744 $2,744 $2,521 $2,521 $7,996 $11,005 $2,744 $3,555
Farmers $2,803 $2,795 $2,475 $2,628 $12,601 $13,142 $3,206 $3,334
GEICO $1,919 $1,977 $1,873 $2,108 $6,938 $7,166 $2,188 $2,275
Liberty Mutual $1,505 $1,619 $1,239 $1,383 $5,461 $6,068 $1,578 $1,661
Nationwide $2,119 $2,148 $1,888 $1,992 $5,973 $7,629 $2,483 $2,682
Progressive $2,132 $1,997 $1,769 $1,843 $8,177 $9,161 $2,551 $2,772
State Farm $1,630 $1,630 $1,482 $1,482 $5,269 $6,650 $1,851 $2,131
Travelers $1,822 $1,921 $1,687 $1,797 $5,635 $7,151 $1,930 $2,030
USAA $1,513 $1,531 $1,410 $1,380 $4,937 $5,422 $1,983 $2,166

Buy Cheap Wilmette, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wilmette can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wilmette, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wilmette, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,511 $13,629
American Family $7,996 $11,005
Farmers $12,601 $13,142
GEICO $6,938 $7,166
Liberty Mutual $5,461 $6,068
Nationwide $5,973 $7,629
Progressive $8,177 $9,161
State Farm $5,269 $6,650
Travelers $5,635 $7,151
USAA $4,937 $5,422

Buy Cheap Wilmette, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Wilmette, Illinois by comparing Wilmette senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wilmette, IL here.

Annual Auto Insurance Rates for Senior Drivers in Wilmette, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,179 $4,179
American Family $2,521 $2,521
Farmers $2,475 $2,628
GEICO $1,873 $2,108
Liberty Mutual $1,239 $1,383
Nationwide $1,888 $1,992
Progressive $1,769 $1,843
State Farm $1,482 $1,482
Travelers $1,687 $1,797
USAA $1,410 $1,380

Find Cheap Auto Insurance Rates in Wilmette, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wilmette, Illinois auto insurance. Compare Wilmette, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilmette, Illinois

Insurance Company Low Medium High
Allstate $6,120 $6,304 $6,504
American Family $4,290 $4,644 $4,502
Farmers $5,099 $5,241 $5,779
GEICO $2,998 $3,308 $3,611
Liberty Mutual $2,432 $2,561 $2,701
Nationwide $3,319 $3,398 $3,376
Progressive $3,522 $3,795 $4,084
State Farm $2,582 $2,772 $2,942
Travelers $2,799 $2,993 $3,198
USAA $2,363 $2,541 $2,725

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Find Cheap Wilmette, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wilmette. Compare auto insurance rates in Wilmette, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wilmette, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,309 $6,309
American Family $4,422 $4,536
Farmers $5,373 $5,373
GEICO $3,251 $3,360
Liberty Mutual $2,564 $2,564
Nationwide $3,364 $3,364
Progressive $3,800 $3,800
State Farm $2,695 $2,837
Travelers $2,877 $3,116
USAA $2,472 $2,614

Find Cheap Wilmette, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Wilmette, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wilmette, IL, take a look at the average cost for various violations versus rates for a clean driving record in Wilmette.

Annual Wilmette, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,454 $7,688 $7,185 $5,911
American Family $3,297 $4,650 $6,230 $3,739
Farmers $4,529 $5,864 $5,716 $5,382
GEICO $2,212 $3,653 $4,754 $2,602
Liberty Mutual $2,124 $3,050 $2,665 $2,419
Nationwide $2,717 $3,508 $4,116 $3,116
Progressive $3,120 $4,685 $3,458 $3,938
State Farm $2,504 $3,027 $2,766 $2,766
Travelers $2,372 $3,136 $3,496 $2,982
USAA $1,811 $2,610 $3,565 $2,185

Find Cheap Wilmette, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wilmette, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Wilmette for less when you shop around and compare rates from multiple Wilmette, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wilmette, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,185
American Family $6,230
Farmers $5,716
GEICO $4,754
Liberty Mutual $2,665
Nationwide $4,116
Progressive $3,458
State Farm $2,766
Travelers $3,496
USAA $3,565

Winners by Category: Where to Buy Cheap Auto Insurance in Wilmette, IL

Compare rates from the cheapest auto insurance companies in Wilmette, IL for your needs. Take a look at how Wilmette, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wilmette, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Wilmette, Illinois Auto Insurance Companies

If you’re looking for the cheapest Wilmette, IL auto insurance companies overall, you can compare them here. Find the best price for Wilmette, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Wilmette, Illinois

Insurance Company Average Annual Rates
Allstate $6,309
American Family $4,479
Farmers $5,373
GEICO $3,305
Liberty Mutual $2,564
Nationwide $3,364
Progressive $3,800
State Farm $2,766
Travelers $2,997
USAA $2,543

What affects Wilmette, Illinois auto insurance rates?

Local factors affect auto insurance rates in Wilmette, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Wilmette auto insurance rates.

Commute Times in Wilmette

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wilmette, IL is 33.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Wilmette, IL

You can buy cheap Wilmette, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wilmette, Illinois auto insurance quotes from top companies.

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