Buy Cheap Wilder, ID Auto Insurance (2022)

Wilder, ID auto insurance rates average $238 a month. Minimum auto insurance requirements in Wilder, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in Wilder, ID, compare Wilder auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Wilder after a DUI is American Family
  • Average auto insurance rates in Wilder, ID for teens drivers are $5,703/year
  • Average auto insurance rates in Wilder, ID are $238/month

Finding affordable Wilder, Idaho auto insurance can be challenging, but everything you need to know to buy cheap Wilder, ID auto insurance with confidence is right here. Auto insurance rates in Wilder are affected by local factors as well as personal ones like your driving record.

See how Wilder, ID car insurance rates compare to Boise City auto insurance rates, Pocatello auto insurance rates, and Twin Falls auto insurance rates before you read more about the cost of auto insurance in Wilder.

Don’t buy Wilder, ID auto insurance until you’ve compared rates. Get free Wilder, Idaho auto insurance quotes when you enter your ZIP code above.

Wilder, ID Minimum Auto Insurance Requirements

The required auto insurance in Wilder, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in Wilder, Idaho is outlined here.

Minimum Required Auto Insurance Coverage in Wilder, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Wilder, ID Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wilder, ID. Take a look at Wilder, Idaho auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wilder, Idaho

Insurance Company Poor Fair Good
Allstate $5,288 $3,589 $3,136
American Family $5,372 $3,843 $3,283
Farmers $3,426 $2,915 $2,785
GEICO $3,057 $2,443 $2,047
Liberty Mutual $3,332 $2,057 $1,628
Nationwide $3,341 $2,707 $2,369
State Farm $2,565 $1,622 $1,292
Travelers $3,749 $3,155 $2,920
USAA $2,490 $1,484 $1,207

Buy Cheap Wilder, ID Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wilder, Idaho auto insurance rates? Find out how car insurance rates in Wilder, ID are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilder, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,267 $2,248 $1,984 $2,056 $8,491 $9,825 $2,515 $2,646
American Family $2,319 $2,319 $2,054 $2,054 $8,445 $10,934 $2,319 $2,884
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,800 $1,775 $1,711 $1,662 $3,935 $4,884 $2,476 $1,880
Liberty Mutual $1,440 $1,554 $1,162 $1,301 $4,792 $5,331 $1,525 $1,607
Nationwide $1,880 $1,919 $1,699 $1,800 $4,739 $5,811 $2,215 $2,384
State Farm $1,112 $1,112 $1,009 $1,009 $3,390 $4,275 $1,256 $1,447
Travelers $1,368 $1,388 $1,381 $1,373 $6,809 $10,764 $1,455 $1,660
USAA $1,009 $996 $999 $980 $3,332 $3,737 $1,335 $1,426

Buy Cheap Wilder, ID Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wilder can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wilder, ID are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wilder, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,491 $9,825
American Family $8,445 $10,934
Farmers $7,398 $7,662
GEICO $3,935 $4,884
Liberty Mutual $4,792 $5,331
Nationwide $4,739 $5,811
State Farm $3,390 $4,275
Travelers $6,809 $10,764
USAA $3,332 $3,737

Buy Cheap Wilder, ID Auto Insurance for Seniors

You can save on senior auto insurance rates in Wilder, Idaho by comparing Wilder senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wilder, ID here.

Annual Auto Insurance Rates for Senior Drivers in Wilder, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,056
American Family $2,054 $2,054
Farmers $1,326 $1,406
GEICO $1,711 $1,662
Liberty Mutual $1,162 $1,301
Nationwide $1,699 $1,800
State Farm $1,009 $1,009
Travelers $1,381 $1,373
USAA $999 $980

Find Cheap Auto Insurance Rates in Wilder, ID by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wilder, Idaho auto insurance. Compare Wilder, ID auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilder, Idaho

Insurance Company Low Medium High
Allstate $3,831 $3,995 $4,186
American Family $4,139 $4,374 $3,985
Farmers $2,880 $3,004 $3,241
GEICO $2,357 $2,510 $2,679
Liberty Mutual $2,194 $2,334 $2,489
Nationwide $2,746 $2,951 $2,720
State Farm $1,712 $1,831 $1,936
Travelers $3,217 $3,323 $3,284
USAA $1,659 $1,723 $1,799

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Find Cheap Wilder, ID Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wilder. Compare auto insurance rates in Wilder, ID by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wilder, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,004 $4,004
American Family $4,079 $4,253
Farmers $3,042 $3,042
GEICO $2,473 $2,558
Liberty Mutual $2,339 $2,339
Nationwide $2,806 $2,806
State Farm $1,782 $1,871
Travelers $3,275 $3,275
USAA $1,706 $1,748

Find Cheap Wilder, ID Auto Insurance Rates by Driving Record

Auto insurance rates in Wilder, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wilder, ID, take a look at the average cost for various violations versus rates for a clean driving record in Wilder.

Annual Wilder, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,293 $4,154 $4,652 $3,918
American Family $3,274 $4,643 $5,027 $3,720
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,557 $2,470 $3,431 $2,604
Liberty Mutual $1,943 $2,438 $2,505 $2,470
Nationwide $2,154 $2,784 $3,872 $2,414
State Farm $1,661 $1,992 $1,826 $1,826
Travelers $2,012 $2,872 $4,998 $3,217
USAA $1,240 $1,773 $2,393 $1,502

Find Cheap Wilder, ID Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wilder, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in Wilder for less when you shop around and compare rates from multiple Wilder, ID auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wilder, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,652
American Family $5,027
Farmers $3,158
GEICO $3,431
Liberty Mutual $2,505
Nationwide $3,872
State Farm $1,826
Travelers $4,998
USAA $2,393

Winners by Category: Where to Buy Cheap Auto Insurance in Wilder, ID

Compare rates from the cheapest auto insurance companies in Wilder, ID for your needs. Take a look at how Wilder, Idaho auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wilder, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Wilder, Idaho Auto Insurance Companies

If you’re looking for the cheapest Wilder, ID auto insurance companies overall, you can compare them here. Find the best price for Wilder, Idaho car insurance by company.

Average Annual Auto Insurance Rates by Company in Wilder, Idaho

Insurance Company Average Annual Rates
Allstate $4,004
American Family $4,166
Farmers $3,042
GEICO $2,516
Liberty Mutual $2,339
Nationwide $2,806
State Farm $1,826
Travelers $3,275
USAA $1,727

What affects Wilder, Idaho auto insurance rates?

Local factors affect auto insurance rates in Wilder, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact Wilder auto insurance rates.

Commute Times in Wilder

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wilder, ID is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Wilder, ID

You can buy cheap Wilder, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wilder, Idaho auto insurance quotes from top companies.

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