Buy Cheap Wiggins, CO Auto Insurance (2021)

Wiggins, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Wiggins, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Wiggins, CO, compare Wiggins auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Wiggins is Allstate
  • Average auto insurance rates in Wiggins, CO after a DUI are $4,723/year
  • The most expensive auto insurance company in Wiggins after a DUI is Allstate

Finding affordable Wiggins, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Wiggins, CO auto insurance with confidence is right here. Auto insurance rates in Wiggins are affected by local factors as well as personal ones like your driving record.

See how Wiggins, CO car insurance rates compare to Greeley auto insurance rates, Boulder auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Wiggins.

Don’t buy Wiggins, CO auto insurance until you’ve compared rates. Get free Wiggins, Colorado auto insurance quotes when you enter your ZIP code above.

Wiggins, CO Minimum Auto Insurance Requirements

The required auto insurance in Wiggins, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Wiggins, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Wiggins, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Wiggins, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wiggins, CO. Take a look at Wiggins, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wiggins, Colorado

Insurance Company Poor Fair Good
Allstate $6,858 $5,288 $3,993
American Family $4,771 $3,378 $2,832
Farmers $5,821 $4,720 $4,489
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,804 $2,320 $1,850
Nationwide $5,176 $4,081 $3,558
Progressive $5,353 $4,519 $4,117
State Farm $4,352 $2,793 $2,250
USAA $5,230 $2,954 $2,359

Buy Cheap Wiggins, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wiggins, Colorado auto insurance rates? Find out how car insurance rates in Wiggins, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wiggins, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,103 $2,974 $3,005 $11,350 $11,945 $3,663 $3,687
American Family $2,506 $2,506 $2,256 $2,256 $6,068 $8,106 $2,506 $3,078
Farmers $2,972 $2,957 $2,693 $2,887 $10,922 $11,046 $3,270 $3,333
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,803 $1,747 $1,533 $1,684 $5,188 $5,652 $1,818 $1,839
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,982 $2,807 $2,531 $2,544 $9,330 $10,441 $3,375 $3,296
State Farm $2,010 $2,010 $1,786 $1,786 $5,529 $7,046 $2,241 $2,643
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Buy Cheap Wiggins, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wiggins can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wiggins, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wiggins, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,350 $11,945
American Family $6,068 $8,106
Farmers $10,922 $11,046
GEICO $6,794 $7,203
Liberty Mutual $5,188 $5,652
Nationwide $7,160 $9,216
Progressive $9,330 $10,441
State Farm $5,529 $7,046
USAA $5,738 $6,613

Buy Cheap Wiggins, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Wiggins, Colorado by comparing Wiggins senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wiggins, CO here.

Annual Auto Insurance Rates for Senior Drivers in Wiggins, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,974 $3,005
American Family $2,256 $2,256
Farmers $2,693 $2,887
GEICO $2,315 $2,572
Liberty Mutual $1,533 $1,684
Nationwide $2,537 $2,693
Progressive $2,531 $2,544
State Farm $1,786 $1,786
USAA $2,247 $2,282

Find Cheap Auto Insurance Rates in Wiggins, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wiggins, Colorado auto insurance. Compare Wiggins, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wiggins, Colorado

Insurance Company Low Medium High
Allstate $5,100 $5,362 $5,676
American Family $3,488 $3,736 $3,758
Farmers $4,434 $4,942 $5,654
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,502 $2,646 $2,825
Nationwide $4,310 $4,274 $4,232
Progressive $4,363 $4,674 $4,952
State Farm $2,948 $3,133 $3,314
USAA $3,378 $3,514 $3,651

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Find Cheap Wiggins, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wiggins. Compare auto insurance rates in Wiggins, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wiggins, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,380
American Family $3,583 $3,738
Farmers $5,010 $5,010
GEICO $3,392 $3,557
Liberty Mutual $2,658 $2,658
Nationwide $4,272 $4,272
Progressive $4,663 $4,663
State Farm $3,055 $3,208
USAA $3,413 $3,615

Find Cheap Wiggins, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Wiggins, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wiggins, CO, take a look at the average cost for various violations versus rates for a clean driving record in Wiggins.

Annual Wiggins, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,599 $5,281 $6,437 $5,200
American Family $2,710 $3,842 $5,019 $3,071
Farmers $4,242 $5,428 $5,352 $5,018
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,324 $2,725 $2,834 $2,749
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $4,055 $5,554 $4,284 $4,760
State Farm $2,901 $3,362 $3,132 $3,132
USAA $2,584 $3,128 $5,426 $2,919

Find Cheap Wiggins, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wiggins, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Wiggins for less when you shop around and compare rates from multiple Wiggins, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wiggins, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,437
American Family $5,019
Farmers $5,352
GEICO $4,295
Liberty Mutual $2,834
Nationwide $5,732
Progressive $4,284
State Farm $3,132
USAA $5,426

Winners by Category: Where to Buy Cheap Auto Insurance in Wiggins, CO

Compare rates from the cheapest auto insurance companies in Wiggins, CO for your needs. Take a look at how Wiggins, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wiggins, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Wiggins, Colorado Auto Insurance Companies

If you’re looking for the cheapest Wiggins, CO auto insurance companies overall, you can compare them here. Find the best price for Wiggins, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Wiggins, Colorado

Insurance Company Average Annual Rates
Allstate $5,380
American Family $3,660
Farmers $5,010
GEICO $3,475
Liberty Mutual $2,658
Nationwide $4,272
Progressive $4,663
State Farm $3,132
USAA $3,514

What affects Wiggins, Colorado auto insurance rates?

Local factors affect auto insurance rates in Wiggins, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Wiggins auto insurance rates.

Commute Times in Wiggins

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wiggins, CO is 34.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Wiggins, CO

You can buy cheap Wiggins, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wiggins, Colorado auto insurance quotes from top companies.

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