Buy Cheap Whitewater, CO Auto Insurance (2022)

Whitewater, CO auto insurance rates average $286 a month. Minimum auto insurance requirements in Whitewater, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Whitewater, CO, compare Whitewater auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Whitewater after a DUI is Allstate
  • Average auto insurance rates in Whitewater, CO are $286/month
  • Average auto insurance rates in Whitewater, CO after a DUI are $4,073/year

Finding affordable Whitewater, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Whitewater, CO auto insurance with confidence is right here. Auto insurance rates in Whitewater are affected by local factors as well as personal ones like your driving record.

See how Whitewater, CO car insurance rates compare to Colorado Springs auto insurance rates, Denver auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Whitewater.

Don’t buy Whitewater, CO auto insurance until you’ve compared rates. Get free Whitewater, Colorado auto insurance quotes when you enter your ZIP code above.

Whitewater, CO Minimum Auto Insurance Requirements

The required auto insurance in Whitewater, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Whitewater, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Whitewater, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Whitewater, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Whitewater, CO. Take a look at Whitewater, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Whitewater, Colorado

Insurance Company Poor Fair Good
Allstate $7,113 $5,479 $4,141
American Family $4,225 $3,029 $2,544
Farmers $5,886 $4,759 $4,521
GEICO $2,586 $2,158 $1,731
Liberty Mutual $3,400 $2,092 $1,668
Nationwide $3,525 $2,806 $2,447
Progressive $4,169 $3,570 $3,286
State Farm $3,971 $2,552 $2,057
USAA $4,418 $2,521 $2,022

Buy Cheap Whitewater, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Whitewater, Colorado auto insurance rates? Find out how car insurance rates in Whitewater, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Whitewater, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,399 $3,168 $3,048 $3,082 $11,907 $12,495 $3,744 $3,779
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,988 $2,960 $2,713 $2,923 $11,095 $11,142 $3,290 $3,334
GEICO $1,361 $1,491 $1,442 $1,636 $4,281 $4,536 $1,249 $1,271
Liberty Mutual $1,549 $1,511 $1,310 $1,439 $4,828 $5,279 $1,573 $1,600
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,224 $2,078 $1,943 $1,934 $7,679 $8,593 $2,508 $2,440
State Farm $1,757 $1,757 $1,593 $1,593 $5,245 $6,611 $1,974 $2,349
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Buy Cheap Whitewater, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Whitewater can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Whitewater, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Whitewater, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $12,495
American Family $5,392 $7,258
Farmers $11,095 $11,142
GEICO $4,281 $4,536
Liberty Mutual $4,828 $5,279
Nationwide $4,935 $6,278
Progressive $7,679 $8,593
State Farm $5,245 $6,611
USAA $4,983 $5,703

Buy Cheap Whitewater, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Whitewater, Colorado by comparing Whitewater senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Whitewater, CO here.

Annual Auto Insurance Rates for Senior Drivers in Whitewater, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,048 $3,082
American Family $2,022 $2,022
Farmers $2,713 $2,923
GEICO $1,442 $1,636
Liberty Mutual $1,310 $1,439
Nationwide $1,754 $1,845
Progressive $1,943 $1,934
State Farm $1,593 $1,593
USAA $1,910 $1,917

Find Cheap Auto Insurance Rates in Whitewater, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Whitewater, Colorado auto insurance. Compare Whitewater, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Whitewater, Colorado

Insurance Company Low Medium High
Allstate $5,340 $5,562 $5,832
American Family $3,084 $3,335 $3,379
Farmers $4,456 $4,986 $5,724
GEICO $1,955 $2,123 $2,397
Liberty Mutual $2,261 $2,379 $2,520
Nationwide $2,909 $2,928 $2,941
Progressive $3,410 $3,686 $3,930
State Farm $2,658 $2,862 $3,059
USAA $2,856 $2,986 $3,119

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Find Cheap Whitewater, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Whitewater. Compare auto insurance rates in Whitewater, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Whitewater, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,578 $5,578
American Family $3,196 $3,336
Farmers $5,056 $5,056
GEICO $2,116 $2,201
Liberty Mutual $2,386 $2,386
Nationwide $2,926 $2,926
Progressive $3,675 $3,675
State Farm $2,790 $2,930
USAA $2,903 $3,071

Find Cheap Whitewater, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Whitewater, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Whitewater, CO, take a look at the average cost for various violations versus rates for a clean driving record in Whitewater.

Annual Whitewater, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,731 $5,450 $6,742 $5,388
American Family $2,414 $3,444 $4,471 $2,736
Farmers $4,266 $5,481 $5,413 $5,063
GEICO $1,527 $2,370 $2,760 $1,977
Liberty Mutual $2,098 $2,446 $2,535 $2,465
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,186 $4,449 $3,360 $3,705
State Farm $2,618 $3,102 $2,860 $2,860
USAA $2,188 $2,662 $4,635 $2,464

Find Cheap Whitewater, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Whitewater, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Whitewater for less when you shop around and compare rates from multiple Whitewater, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Whitewater, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,742
American Family $4,471
Farmers $5,413
GEICO $2,760
Liberty Mutual $2,535
Nationwide $3,877
Progressive $3,360
State Farm $2,860
USAA $4,635

Winners by Category: Where to Buy Cheap Auto Insurance in Whitewater, CO

Compare rates from the cheapest auto insurance companies in Whitewater, CO for your needs. Take a look at how Whitewater, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Whitewater, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Whitewater, Colorado Auto Insurance Companies

If you’re looking for the cheapest Whitewater, CO auto insurance companies overall, you can compare them here. Find the best price for Whitewater, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Whitewater, Colorado

Insurance Company Average Annual Rates
Allstate $5,578
American Family $3,266
Farmers $5,056
GEICO $2,158
Liberty Mutual $2,386
Nationwide $2,926
Progressive $3,675
State Farm $2,860
USAA $2,987

Compare Auto Insurance Quotes in Whitewater, CO

You can buy cheap Whitewater, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Whitewater, Colorado auto insurance quotes from top companies.

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