Buy Cheap White Sands, NM Auto Insurance (2021)

White Sands, NM auto insurance rates average $262 a month. Minimum auto insurance requirements in White Sands, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in White Sands, NM, compare White Sands auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in White Sands, NM for teens drivers are $6,114/year
  • The most expensive auto insurance company in White Sands after a DUI is GEICO
  • Average auto insurance rates in White Sands, NM after a DUI are $3,983/year

Finding affordable White Sands, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap White Sands, NM auto insurance with confidence is right here. Auto insurance rates in White Sands are affected by local factors as well as personal ones like your driving record.

See how White Sands, NM car insurance rates compare to Hobbs auto insurance rates, Gallup auto insurance rates, and Santa Fe auto insurance rates before you read more about the cost of auto insurance in White Sands.

Don’t buy White Sands, NM auto insurance until you’ve compared rates. Get free White Sands, New Mexico auto insurance quotes when you enter your ZIP code above.

White Sands, NM Minimum Auto Insurance Requirements

The required auto insurance in White Sands, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in White Sands, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in White Sands, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap White Sands, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in White Sands, NM. Take a look at White Sands, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in White Sands, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,785 $3,976 $3,781
GEICO $4,357 $3,795 $3,512
Nationwide $3,510 $2,730 $2,372
Progressive $3,243 $2,892 $2,735
State Farm $2,973 $1,831 $1,449
USAA $2,656 $1,996 $1,734

Buy Cheap White Sands, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect White Sands, New Mexico auto insurance rates? Find out how car insurance rates in White Sands, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in White Sands, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,307 $2,301 $2,062 $2,202 $9,523 $9,810 $2,585 $2,656
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $1,987 $2,019 $1,811 $1,897 $4,709 $5,921 $2,233 $2,388
Progressive $1,588 $1,539 $1,438 $1,445 $6,468 $7,271 $1,921 $1,984
State Farm $1,344 $1,344 $1,227 $1,227 $3,710 $4,659 $1,506 $1,656
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap White Sands, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in White Sands can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in White Sands, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in White Sands, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,523 $9,810
GEICO $7,018 $9,580
Nationwide $4,709 $5,921
Progressive $6,468 $7,271
State Farm $3,710 $4,659
USAA $3,675 $4,144

Buy Cheap White Sands, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in White Sands, New Mexico by comparing White Sands senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in White Sands, NM here.

Annual Auto Insurance Rates for Senior Drivers in White Sands, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,062 $2,202
GEICO $2,269 $2,269
Nationwide $1,811 $1,897
Progressive $1,438 $1,445
State Farm $1,227 $1,227
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in White Sands, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of White Sands, New Mexico auto insurance. Compare White Sands, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in White Sands, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,791 $4,141 $4,610
GEICO $3,606 $3,879 $4,179
Nationwide $2,807 $2,842 $2,963
Progressive $2,824 $2,957 $3,090
State Farm $1,888 $2,092 $2,273
USAA $1,967 $2,139 $2,280

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Find Cheap White Sands, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in White Sands. Compare auto insurance rates in White Sands, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in White Sands, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,181 $4,181
GEICO $3,828 $3,948
Nationwide $2,871 $2,871
Progressive $2,957 $2,957
State Farm $2,031 $2,137
USAA $2,065 $2,192

Find Cheap White Sands, NM Auto Insurance Rates by Driving Record

Auto insurance rates in White Sands, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in White Sands, NM, take a look at the average cost for various violations versus rates for a clean driving record in White Sands.

Annual White Sands, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,537 $4,554 $4,447 $4,185
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,161 $3,013 $3,869 $2,440
Progressive $2,561 $3,490 $2,756 $3,020
State Farm $1,953 $2,128 $2,128 $2,128
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap White Sands, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in White Sands, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in White Sands for less when you shop around and compare rates from multiple White Sands, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in White Sands, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,447
GEICO $7,283
Nationwide $3,869
Progressive $2,756
State Farm $2,128
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in White Sands, NM

Compare rates from the cheapest auto insurance companies in White Sands, NM for your needs. Take a look at how White Sands, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in White Sands, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap White Sands, New Mexico Auto Insurance Companies

If you’re looking for the cheapest White Sands, NM auto insurance companies overall, you can compare them here. Find the best price for White Sands, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in White Sands, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,181
GEICO $3,888
Nationwide $2,871
Progressive $2,957
State Farm $2,084
USAA $2,129

What affects White Sands, New Mexico auto insurance rates?

Local factors affect auto insurance rates in White Sands, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact White Sands auto insurance rates.

Commute Times in White Sands

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in White Sands, NM is 9.9 minutes according to City-Data.

Compare Auto Insurance Quotes in White Sands, NM

You can buy cheap White Sands, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free White Sands, New Mexico auto insurance quotes from top companies.

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