Buy Cheap White Oak, NC Auto Insurance (2022)

White Oak, NC auto insurance rates average $328 a month. Minimum auto insurance requirements in White Oak, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in White Oak, NC, compare White Oak auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in White Oak, NC after a DUI are $7,463/year
  • The most expensive auto insurance company in White Oak after a DUI is Allstate
  • The most expensive auto insurance company in White Oak is Allstate

Finding affordable White Oak, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap White Oak, NC auto insurance with confidence is right here. Auto insurance rates in White Oak are affected by local factors as well as personal ones like your driving record.

See how White Oak, NC car insurance rates compare to Charlotte auto insurance rates, Cary auto insurance rates, and High Point auto insurance rates before you read more about the cost of auto insurance in White Oak.

Don’t buy White Oak, NC auto insurance until you’ve compared rates. Get free White Oak, North Carolina auto insurance quotes when you enter your ZIP code above.

White Oak, NC Minimum Auto Insurance Requirements

The required auto insurance in White Oak, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in White Oak, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in White Oak, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap White Oak, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in White Oak, NC. Take a look at White Oak, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in White Oak, North Carolina

Insurance Company Poor Fair Good
Allstate $10,384 $6,706 $5,882
GEICO $3,766 $3,462 $3,210
Liberty Mutual $2,592 $2,592 $2,592
Nationwide $3,394 $3,394 $3,394
Progressive $3,270 $2,830 $2,596
State Farm $5,349 $3,412 $2,645
Travelers $3,991 $3,624 $3,576

Buy Cheap White Oak, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect White Oak, North Carolina auto insurance rates? Find out how car insurance rates in White Oak, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in White Oak, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,916 $5,916 $4,869 $4,869 $13,811 $13,811 $6,033 $6,033
GEICO $3,002 $2,945 $2,949 $2,895 $5,418 $5,371 $2,635 $2,619
Liberty Mutual $2,177 $2,177 $2,253 $2,253 $3,762 $3,762 $2,177 $2,177
Nationwide $2,914 $2,914 $2,914 $2,914 $4,836 $4,836 $2,914 $2,914
Progressive $2,226 $2,226 $2,016 $2,016 $4,890 $4,890 $2,462 $2,462
State Farm $3,325 $3,325 $2,873 $2,873 $4,895 $4,895 $4,114 $4,114
Travelers $3,192 $3,192 $3,167 $3,167 $5,286 $5,286 $3,277 $3,277

Buy Cheap White Oak, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in White Oak can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in White Oak, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in White Oak, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,811 $13,811
GEICO $5,418 $5,371
Liberty Mutual $3,762 $3,762
Nationwide $4,836 $4,836
Progressive $4,890 $4,890
State Farm $4,895 $4,895
Travelers $5,286 $5,286

Buy Cheap White Oak, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in White Oak, North Carolina by comparing White Oak senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in White Oak, NC here.

Annual Auto Insurance Rates for Senior Drivers in White Oak, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,869 $4,869
GEICO $2,949 $2,895
Liberty Mutual $2,253 $2,253
Nationwide $2,914 $2,914
Progressive $2,016 $2,016
State Farm $2,873 $2,873
Travelers $3,167 $3,167

Find Cheap Auto Insurance Rates in White Oak, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of White Oak, North Carolina auto insurance. Compare White Oak, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in White Oak, North Carolina

Insurance Company Low Medium High
Allstate $7,360 $7,628 $7,984
GEICO $3,309 $3,467 $3,662
Liberty Mutual $2,454 $2,576 $2,747
Nationwide $3,237 $3,377 $3,570
Progressive $2,734 $2,882 $3,080
State Farm $3,623 $3,783 $3,999
Travelers $3,555 $3,710 $3,926

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Find Cheap White Oak, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in White Oak. Compare auto insurance rates in White Oak, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in White Oak, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,657 $7,657
GEICO $3,479 $3,479
Liberty Mutual $2,592 $2,592
Nationwide $3,394 $3,394
Progressive $2,898 $2,898
State Farm $3,773 $3,831
Travelers $3,730 $3,730

Find Cheap White Oak, NC Auto Insurance Rates by Driving Record

Auto insurance rates in White Oak, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in White Oak, NC, take a look at the average cost for various violations versus rates for a clean driving record in White Oak.

Annual White Oak, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,113 $7,316 $13,614 $5,587
GEICO $1,866 $2,755 $6,742 $2,555
Liberty Mutual $1,535 $1,978 $4,879 $1,978
Nationwide $1,983 $2,574 $6,446 $2,574
Progressive $1,360 $1,995 $6,301 $1,937
State Farm $2,053 $2,928 $7,298 $2,928
Travelers $2,193 $2,909 $6,963 $2,855

Find Cheap White Oak, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in White Oak, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in White Oak for less when you shop around and compare rates from multiple White Oak, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in White Oak, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,614
GEICO $6,742
Liberty Mutual $4,879
Nationwide $6,446
Progressive $6,301
State Farm $7,298
Travelers $6,963

Winners by Category: Where to Buy Cheap Auto Insurance in White Oak, NC

Compare rates from the cheapest auto insurance companies in White Oak, NC for your needs. Take a look at how White Oak, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in White Oak, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Find Cheap White Oak, North Carolina Auto Insurance Companies

If you’re looking for the cheapest White Oak, NC auto insurance companies overall, you can compare them here. Find the best price for White Oak, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in White Oak, North Carolina

Insurance Company Average Annual Rates
Allstate $7,657
GEICO $3,479
Liberty Mutual $2,592
Nationwide $3,394
Progressive $2,898
State Farm $3,802
Travelers $3,730

What affects White Oak, North Carolina auto insurance rates?

Local factors affect auto insurance rates in White Oak, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact White Oak auto insurance rates.

Commute Times in White Oak

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in White Oak, NC is 24.1 minutes according to City-Data.

Compare Auto Insurance Quotes in White Oak, NC

You can buy cheap White Oak, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free White Oak, North Carolina auto insurance quotes from top companies.

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