Buy Cheap Wharton, NJ Auto Insurance (2021)

Wharton, NJ auto insurance rates average $395 a month. Minimum auto insurance requirements in Wharton, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Wharton, NJ, compare Wharton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Wharton after a DUI is State Farm
  • The most expensive auto insurance company in Wharton is State Farm
  • Average auto insurance rates in Wharton, NJ after a DUI are $5,611/year

Finding affordable Wharton, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Wharton, NJ auto insurance with confidence is right here. Auto insurance rates in Wharton are affected by local factors as well as personal ones like your driving record.

See how Wharton, NJ car insurance rates compare to Camden auto insurance rates, Elizabeth auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Wharton.

Don’t buy Wharton, NJ auto insurance until you’ve compared rates. Get free Wharton, New Jersey auto insurance quotes when you enter your ZIP code above.

Wharton, NJ Minimum Auto Insurance Requirements

The required auto insurance in Wharton, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Wharton, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Wharton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Wharton, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wharton, NJ. Take a look at Wharton, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wharton, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,570 $6,002 $5,669
GEICO $3,643 $2,107 $1,533
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,819 $3,351 $3,108
State Farm $9,793 $5,914 $4,614
Travelers $5,231 $3,837 $2,627

Buy Cheap Wharton, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wharton, New Jersey auto insurance rates? Find out how car insurance rates in Wharton, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wharton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,055 $4,086 $3,933 $3,862 $11,904 $13,679 $4,824 $4,967
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,760 $1,637 $1,592 $1,628 $7,906 $8,783 $2,080 $2,020
State Farm $3,960 $3,960 $3,586 $3,586 $12,938 $16,606 $4,512 $5,040
Travelers $2,960 $2,870 $2,738 $2,760 $6,651 $7,473 $2,880 $2,853

Buy Cheap Wharton, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wharton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wharton, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wharton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $11,904 $13,679
GEICO $3,537 $3,602
Liberty Mutual $9,217 $10,454
Progressive $7,906 $8,783
State Farm $12,938 $16,606
Travelers $6,651 $7,473

Buy Cheap Wharton, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Wharton, New Jersey by comparing Wharton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wharton, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Wharton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $3,933 $3,862
GEICO $1,925 $1,925
Liberty Mutual $3,939 $3,939
Progressive $1,592 $1,628
State Farm $3,586 $3,586
Travelers $2,738 $2,760

Find Cheap Auto Insurance Rates in Wharton, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wharton, New Jersey auto insurance. Compare Wharton, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wharton, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $5,833 $6,405 $7,003
GEICO $2,197 $2,471 $2,616
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,129 $3,482 $3,666
State Farm $6,304 $6,861 $7,156
Travelers $3,589 $3,901 $4,205

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Find Cheap Wharton, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wharton. Compare auto insurance rates in Wharton, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wharton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,414 $6,414
GEICO $2,409 $2,447
Liberty Mutual $5,346 $5,450
Progressive $3,426 $3,426
State Farm $6,600 $6,947
Travelers $3,898 $3,898

Find Cheap Wharton, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Wharton, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wharton, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Wharton.

Annual Wharton, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $4,958 $8,425 $6,858 $5,415
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $2,969 $3,928 $3,367 $3,441
State Farm $3,689 $6,702 $10,764 $5,939
Travelers $3,001 $4,457 $4,292 $3,842

Find Cheap Wharton, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wharton, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Wharton for less when you shop around and compare rates from multiple Wharton, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wharton, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,261
Farmers $6,858
GEICO $3,445
Liberty Mutual $5,293
Progressive $3,367
State Farm $10,764
Travelers $4,292

Winners by Category: Where to Buy Cheap Auto Insurance in Wharton, NJ

Compare rates from the cheapest auto insurance companies in Wharton, NJ for your needs. Take a look at how Wharton, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wharton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Wharton, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Wharton, NJ auto insurance companies overall, you can compare them here. Find the best price for Wharton, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Wharton, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,414
GEICO $2,428
Liberty Mutual $5,398
Progressive $3,426
State Farm $6,774
Travelers $3,898

What affects Wharton, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Wharton, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Wharton auto insurance rates.

Commute Times in Wharton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wharton, NJ is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Wharton, NJ

You can buy cheap Wharton, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wharton, New Jersey auto insurance quotes from top companies.

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