Buy Cheap Westhampton, NY Auto Insurance (2021)

Westhampton, NY auto insurance rates average $400 a month. Minimum auto insurance requirements in Westhampton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Westhampton, NY, compare Westhampton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Westhampton, NY for teens drivers are $8,319/year
  • The most expensive auto insurance company in Westhampton after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Westhampton is Liberty Mutual

Finding affordable Westhampton, New York auto insurance can be challenging, but everything you need to know to buy cheap Westhampton, NY auto insurance with confidence is right here. Auto insurance rates in Westhampton are affected by local factors as well as personal ones like your driving record.

See how Westhampton, NY car insurance rates compare to New York auto insurance rates, Yonkers auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Westhampton.

Don’t buy Westhampton, NY auto insurance until you’ve compared rates. Get free Westhampton, New York auto insurance quotes when you enter your ZIP code above.

Westhampton, NY Minimum Auto Insurance Requirements

The required auto insurance in Westhampton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Westhampton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Westhampton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Westhampton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westhampton, NY. Take a look at Westhampton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westhampton, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,266 $2,399 $2,153
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $6,914 $3,409 $2,462
State Farm $5,993 $3,763 $2,990
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Buy Cheap Westhampton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westhampton, New York auto insurance rates? Find out how car insurance rates in Westhampton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westhampton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,892 $1,820 $1,838 $1,811 $4,058 $5,988 $1,700 $1,739
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $2,642 $2,402 $2,061 $2,112 $8,798 $9,604 $3,333 $3,143
State Farm $2,727 $2,727 $2,388 $2,388 $7,890 $9,701 $3,005 $3,163
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Westhampton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westhampton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westhampton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westhampton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,058 $5,988
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $8,798 $9,604
State Farm $7,890 $9,701
Travelers $8,430 $10,188
USAA $9,224 $10,935

Buy Cheap Westhampton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Westhampton, New York by comparing Westhampton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westhampton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Westhampton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,838 $1,811
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,061 $2,112
State Farm $2,388 $2,388
Travelers $3,190 $3,419
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Westhampton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westhampton, New York auto insurance. Compare Westhampton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westhampton, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,441 $2,590 $2,786
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,001 $4,227 $4,557
State Farm $3,999 $4,274 $4,472
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

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Find Cheap Westhampton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westhampton. Compare auto insurance rates in Westhampton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westhampton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,530 $2,682
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,262 $4,262
State Farm $4,093 $4,404
Travelers $4,958 $4,958
USAA $4,342 $4,431

Find Cheap Westhampton, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Westhampton, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Westhampton, NY to see how much where you live in Westhampton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Westhampton, New York

ZIP Code Average Annual Rates
11977 $4,864
11978 $4,866

Find Cheap Westhampton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Westhampton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westhampton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Westhampton.

Annual Westhampton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,017 $2,200 $4,189 $2,017
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,138 $4,138 $4,604 $4,167
State Farm $4,042 $4,042 $4,455 $4,455
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Westhampton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westhampton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Westhampton for less when you shop around and compare rates from multiple Westhampton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westhampton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,655
GEICO $4,189
Liberty Mutual $13,289
Nationwide $9,066
Progressive $4,604
State Farm $4,455
Travelers $5,386
USAA $5,682

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Winners by Category: Where to Buy Cheap Auto Insurance in Westhampton, NY

Compare rates from the cheapest auto insurance companies in Westhampton, NY for your needs. Take a look at how Westhampton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westhampton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Westhampton, New York Auto Insurance Companies

If you’re looking for the cheapest Westhampton, NY auto insurance companies overall, you can compare them here. Find the best price for Westhampton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Westhampton, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,606
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,262
State Farm $4,249
Travelers $4,958
USAA $4,387

What affects Westhampton, New York auto insurance rates?

Local factors affect auto insurance rates in Westhampton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Westhampton auto insurance rates.

Commute Times in Westhampton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westhampton, NY is 33.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Westhampton, NY

You can buy cheap Westhampton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westhampton, New York auto insurance quotes from top companies.

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