Buy Cheap Westgate, IA Auto Insurance (2021)

Westgate, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Westgate, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Westgate, IA, compare Westgate auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Westgate, IA after a DUI are $3,559/year
  • The most expensive auto insurance company in Westgate is Travelers
  • Average auto insurance rates in Westgate, IA for teens drivers are $5,582/year

Finding affordable Westgate, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Westgate, IA auto insurance with confidence is right here. Auto insurance rates in Westgate are affected by local factors as well as personal ones like your driving record.

See how Westgate, IA car insurance rates compare to Cedar Rapids auto insurance rates, Iowa City auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Westgate.

Don’t buy Westgate, IA auto insurance until you’ve compared rates. Get free Westgate, Iowa auto insurance quotes when you enter your ZIP code above.

Westgate, IA Minimum Auto Insurance Requirements

The required auto insurance in Westgate, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Westgate, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Westgate, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Westgate, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westgate, IA. Take a look at Westgate, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westgate, Iowa

Insurance Company Poor Fair Good
Allstate $3,310 $2,630 $2,370
American Family $3,834 $2,819 $2,370
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,878 $2,318 $2,097
State Farm $3,113 $1,926 $1,519
Travelers $6,002 $5,113 $4,867
USAA $2,541 $1,747 $1,514

Buy Cheap Westgate, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westgate, Iowa auto insurance rates? Find out how car insurance rates in Westgate, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westgate, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,828 $1,754 $1,627 $1,654 $5,294 $5,969 $1,987 $2,047
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,720 $1,661 $1,416 $1,468 $4,163 $4,704 $2,072 $2,245
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,447 $2,499 $2,366 $2,374 $10,575 $16,793 $2,541 $3,025
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

Buy Cheap Westgate, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westgate can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westgate, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westgate, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,294 $5,969
American Family $5,181 $7,262
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,163 $4,704
State Farm $3,825 $4,856
Travelers $10,575 $16,793
USAA $3,531 $3,742

Buy Cheap Westgate, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Westgate, Iowa by comparing Westgate senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westgate, IA here.

Annual Auto Insurance Rates for Senior Drivers in Westgate, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,654
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,416 $1,468
State Farm $1,254 $1,254
Travelers $2,366 $2,374
USAA $1,179 $1,198

Find Cheap Auto Insurance Rates in Westgate, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westgate, Iowa auto insurance. Compare Westgate, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westgate, Iowa

Insurance Company Low Medium High
Allstate $2,676 $2,773 $2,861
American Family $3,024 $3,174 $2,824
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,305 $2,438 $2,550
State Farm $2,083 $2,198 $2,277
Travelers $5,025 $5,407 $5,550
USAA $1,838 $1,940 $2,024

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Find Cheap Westgate, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westgate. Compare auto insurance rates in Westgate, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westgate, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,836
American Family $2,973 $3,043
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,431 $2,431
State Farm $2,133 $2,239
Travelers $5,327 $5,327
USAA $1,863 $2,005

Find Cheap Westgate, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Westgate, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westgate, IA, take a look at the average cost for various violations versus rates for a clean driving record in Westgate.

Annual Westgate, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,847 $3,248 $2,633
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $1,956 $3,197 $2,120 $2,450
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,894 $5,172 $6,915 $5,328
USAA $1,474 $1,984 $2,583 $1,694

Find Cheap Westgate, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westgate, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Westgate for less when you shop around and compare rates from multiple Westgate, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westgate, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,248
American Family $4,126
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,120
State Farm $2,186
Travelers $6,915
USAA $2,583

Winners by Category: Where to Buy Cheap Auto Insurance in Westgate, IA

Compare rates from the cheapest auto insurance companies in Westgate, IA for your needs. Take a look at how Westgate, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westgate, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Westgate, Iowa Auto Insurance Companies

If you’re looking for the cheapest Westgate, IA auto insurance companies overall, you can compare them here. Find the best price for Westgate, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Westgate, Iowa

Insurance Company Average Annual Rates
Allstate $2,770
American Family $3,008
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,431
State Farm $2,186
Travelers $5,327
USAA $1,934

What affects Westgate, Iowa auto insurance rates?

Local factors affect auto insurance rates in Westgate, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Westgate auto insurance rates.

Commute Times in Westgate

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westgate, IA is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Westgate, IA

You can buy cheap Westgate, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westgate, Iowa auto insurance quotes from top companies.

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