Buy Cheap Westfield, NJ Auto Insurance (2021)

Westfield, NJ auto insurance rates average $437 a month. Minimum auto insurance requirements in Westfield, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Westfield, NJ, compare Westfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Westfield after a DUI is State Farm
  • Average auto insurance rates in Westfield, NJ for teens drivers are $9,715/year
  • Average auto insurance rates in Westfield, NJ are $437/month

Finding affordable Westfield, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Westfield, NJ auto insurance with confidence is right here. Auto insurance rates in Westfield are affected by local factors as well as personal ones like your driving record.

See how Westfield, NJ car insurance rates compare to Paterson auto insurance rates, Camden auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Westfield.

Don’t buy Westfield, NJ auto insurance until you’ve compared rates. Get free Westfield, New Jersey auto insurance quotes when you enter your ZIP code above.

Westfield, NJ Minimum Auto Insurance Requirements

The required auto insurance in Westfield, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Westfield, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Westfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Westfield, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westfield, NJ. Take a look at Westfield, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westfield, New Jersey

Insurance Company Poor Fair Good
Allstate $7,769 $5,088 $4,027
Farmers $8,455 $6,580 $6,192
GEICO $3,977 $2,292 $1,664
Liberty Mutual $8,219 $6,097 $5,150
Progressive $4,423 $3,845 $3,538
State Farm $10,023 $6,051 $4,720
Travelers $5,333 $3,942 $2,725

Buy Cheap Westfield, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westfield, New Jersey auto insurance rates? Find out how car insurance rates in Westfield, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,332 $3,314 $3,214 $3,214 $10,658 $13,322 $3,891 $4,079
Farmers $4,608 $4,624 $4,490 $4,352 $12,947 $14,753 $5,422 $5,410
GEICO $2,142 $2,108 $2,097 $2,097 $3,915 $3,922 $2,464 $2,408
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $2,056 $1,890 $1,855 $1,926 $9,168 $9,904 $2,421 $2,262
State Farm $4,049 $4,049 $3,665 $3,665 $13,246 $17,003 $4,614 $5,159
Travelers $2,973 $2,909 $2,753 $2,794 $6,884 $7,853 $2,922 $2,911

Buy Cheap Westfield, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westfield, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,658 $13,322
Farmers $12,947 $14,753
GEICO $3,915 $3,922
Liberty Mutual $11,188 $12,716
Progressive $9,168 $9,904
State Farm $13,246 $17,003
Travelers $6,884 $7,853

Buy Cheap Westfield, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Westfield, New Jersey by comparing Westfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westfield, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Westfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,214 $3,214
Farmers $4,490 $4,352
GEICO $2,097 $2,097
Liberty Mutual $4,688 $4,688
Progressive $1,855 $1,926
State Farm $3,665 $3,665
Travelers $2,753 $2,794

Find Cheap Auto Insurance Rates in Westfield, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westfield, New Jersey auto insurance. Compare Westfield, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westfield, New Jersey

Insurance Company Low Medium High
Allstate $5,216 $5,707 $5,961
Farmers $6,370 $7,047 $7,810
GEICO $2,330 $2,701 $2,901
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,531 $4,000 $4,275
State Farm $6,467 $7,017 $7,310
Travelers $3,663 $4,003 $4,335

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Find Cheap Westfield, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westfield. Compare auto insurance rates in Westfield, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,639
Farmers $7,076 $7,076
GEICO $2,622 $2,666
Liberty Mutual $6,425 $6,552
Progressive $3,935 $3,935
State Farm $6,756 $7,107
Travelers $4,000 $4,000

Find Cheap Westfield, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Westfield, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westfield, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Westfield.

Annual Westfield, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $7,024 $6,156 $5,128
Farmers $5,500 $9,243 $7,648 $5,911
GEICO $2,060 $2,703 $3,753 $2,060
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,356 $4,571 $3,875 $3,939
State Farm $3,773 $6,858 $11,017 $6,077
Travelers $3,082 $4,550 $4,410 $3,958

Find Cheap Westfield, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westfield, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Westfield for less when you shop around and compare rates from multiple Westfield, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westfield, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,156
Farmers $7,648
GEICO $3,753
Liberty Mutual $6,364
Progressive $3,875
State Farm $11,017
Travelers $4,410

Winners by Category: Where to Buy Cheap Auto Insurance in Westfield, NJ

Compare rates from the cheapest auto insurance companies in Westfield, NJ for your needs. Take a look at how Westfield, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Westfield, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Westfield, NJ auto insurance companies overall, you can compare them here. Find the best price for Westfield, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Westfield, New Jersey

Insurance Company Average Annual Rates
Allstate $5,628
Farmers $7,076
GEICO $2,644
Liberty Mutual $6,488
Progressive $3,935
State Farm $6,931
Travelers $4,000

What affects Westfield, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Westfield, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Westfield auto insurance rates.

Commute Times in Westfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westfield, NJ is 40.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Westfield, NJ

You can buy cheap Westfield, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westfield, New Jersey auto insurance quotes from top companies.

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