Buy Cheap Westfield, IL Auto Insurance (2022)

Westfield, IL auto insurance rates average $240 a month. Minimum auto insurance requirements in Westfield, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Westfield, IL, compare Westfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Westfield, IL after a DUI are $3,353/year
  • The most expensive auto insurance company in Westfield after a DUI is Allstate
  • Average auto insurance rates in Westfield, IL for teens drivers are $5,405/year

Finding affordable Westfield, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Westfield, IL auto insurance with confidence is right here. Auto insurance rates in Westfield are affected by local factors as well as personal ones like your driving record.

See how Westfield, IL car insurance rates compare to Rockford auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Westfield.

Don’t buy Westfield, IL auto insurance until you’ve compared rates. Get free Westfield, Illinois auto insurance quotes when you enter your ZIP code above.

Westfield, IL Minimum Auto Insurance Requirements

The required auto insurance in Westfield, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Westfield, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Westfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Westfield, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westfield, IL. Take a look at Westfield, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,908 $1,812 $1,448
Nationwide $2,631 $2,129 $1,868
Progressive $3,674 $3,083 $2,831
State Farm $2,973 $1,780 $1,381
Travelers $2,498 $1,996 $1,629
USAA $3,657 $2,511 $2,069

Buy Cheap Westfield, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westfield, Illinois auto insurance rates? Find out how car insurance rates in Westfield, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,302 $1,407 $1,086 $1,212 $4,087 $4,545 $1,363 $1,442
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,964 $1,885 $1,619 $1,688 $6,385 $7,181 $2,341 $2,505
State Farm $1,335 $1,335 $1,175 $1,175 $3,571 $4,549 $1,503 $1,716
Travelers $1,334 $1,408 $1,206 $1,285 $3,655 $4,538 $1,415 $1,489
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Buy Cheap Westfield, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westfield, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,087 $4,545
Nationwide $3,820 $4,891
Progressive $6,385 $7,181
State Farm $3,571 $4,549
Travelers $3,655 $4,538
USAA $5,277 $5,820

Buy Cheap Westfield, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Westfield, Illinois by comparing Westfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westfield, IL here.

Annual Auto Insurance Rates for Senior Drivers in Westfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,086 $1,212
Nationwide $1,279 $1,353
Progressive $1,619 $1,688
State Farm $1,175 $1,175
Travelers $1,206 $1,285
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Westfield, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westfield, Illinois auto insurance. Compare Westfield, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westfield, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,947 $2,051 $2,168
Nationwide $2,212 $2,223 $2,195
Progressive $2,952 $3,176 $3,460
State Farm $1,953 $2,047 $2,134
Travelers $1,926 $2,039 $2,158
USAA $2,561 $2,743 $2,933

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Find Cheap Westfield, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westfield. Compare auto insurance rates in Westfield, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,056 $2,056
Nationwide $2,210 $2,210
Progressive $3,196 $3,196
State Farm $1,994 $2,096
Travelers $1,962 $2,120
USAA $2,669 $2,823

Find Cheap Westfield, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Westfield, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westfield, IL, take a look at the average cost for various violations versus rates for a clean driving record in Westfield.

Annual Westfield, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,720 $2,419 $2,137 $1,947
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,652 $3,851 $2,930 $3,350
State Farm $1,886 $2,204 $2,045 $2,045
Travelers $1,635 $2,127 $2,362 $2,041
USAA $1,958 $2,812 $3,851 $2,361

Find Cheap Westfield, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westfield, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Westfield for less when you shop around and compare rates from multiple Westfield, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westfield, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,137
Nationwide $2,697
Progressive $2,930
State Farm $2,045
Travelers $2,362
USAA $3,851

Winners by Category: Where to Buy Cheap Auto Insurance in Westfield, IL

Compare rates from the cheapest auto insurance companies in Westfield, IL for your needs. Take a look at how Westfield, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Westfield, Illinois Auto Insurance Companies

If you’re looking for the cheapest Westfield, IL auto insurance companies overall, you can compare them here. Find the best price for Westfield, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Westfield, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,056
Nationwide $2,210
Progressive $3,196
State Farm $2,045
Travelers $2,041
USAA $2,746

What affects Westfield, Illinois auto insurance rates?

Local factors affect auto insurance rates in Westfield, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Westfield auto insurance rates.

Commute Times in Westfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westfield, IL is 24.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Westfield, IL

You can buy cheap Westfield, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westfield, Illinois auto insurance quotes from top companies.

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