Buy Cheap Western Springs, IL Auto Insurance (2021)

Western Springs, IL auto insurance rates average $306 a month. Minimum auto insurance requirements in Western Springs, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Western Springs, IL, compare Western Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Western Springs, IL after a DUI are $4,331/year
  • Average auto insurance rates in Western Springs, IL for teens drivers are $7,187/year
  • Average auto insurance rates in Western Springs, IL are $306/month

Finding affordable Western Springs, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Western Springs, IL auto insurance with confidence is right here. Auto insurance rates in Western Springs are affected by local factors as well as personal ones like your driving record.

See how Western Springs, IL car insurance rates compare to Chicago auto insurance rates, Springfield auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Western Springs.

Don’t buy Western Springs, IL auto insurance until you’ve compared rates. Get free Western Springs, Illinois auto insurance quotes when you enter your ZIP code above.

Western Springs, IL Minimum Auto Insurance Requirements

The required auto insurance in Western Springs, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Western Springs, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Western Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Western Springs, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Western Springs, IL. Take a look at Western Springs, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Western Springs, Illinois

Insurance Company Poor Fair Good
Allstate $7,460 $5,403 $4,729
American Family $5,432 $3,700 $3,130
Farmers $5,835 $4,931 $4,689
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,247 $2,044 $1,624
Nationwide $4,692 $3,786 $3,302
Progressive $4,409 $3,763 $3,491
State Farm $3,881 $2,325 $1,804
Travelers $3,283 $2,674 $2,159
USAA $3,660 $2,530 $2,091

Buy Cheap Western Springs, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Western Springs, Illinois auto insurance rates? Find out how car insurance rates in Western Springs, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Western Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,718 $3,882 $3,882 $9,765 $12,693 $4,454 $4,817
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,687 $2,683 $2,375 $2,521 $12,070 $12,591 $3,078 $3,207
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,365 $1,468 $1,130 $1,262 $4,877 $5,422 $1,424 $1,494
Nationwide $2,462 $2,498 $2,189 $2,313 $6,985 $8,947 $2,890 $3,128
Progressive $2,182 $2,036 $1,808 $1,896 $8,385 $9,387 $2,598 $2,809
State Farm $1,578 $1,578 $1,432 $1,432 $5,077 $6,403 $1,791 $2,069
Travelers $1,654 $1,742 $1,533 $1,631 $5,070 $6,425 $1,749 $1,840
USAA $1,627 $1,647 $1,520 $1,490 $5,392 $5,919 $2,145 $2,343

Buy Cheap Western Springs, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Western Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Western Springs, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Western Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,765 $12,693
American Family $7,224 $9,990
Farmers $12,070 $12,591
GEICO $7,024 $7,271
Liberty Mutual $4,877 $5,422
Nationwide $6,985 $8,947
Progressive $8,385 $9,387
State Farm $5,077 $6,403
Travelers $5,070 $6,425
USAA $5,392 $5,919

Buy Cheap Western Springs, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Western Springs, Illinois by comparing Western Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Western Springs, IL here.

Annual Auto Insurance Rates for Senior Drivers in Western Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,882 $3,882
American Family $2,317 $2,317
Farmers $2,375 $2,521
GEICO $1,827 $2,063
Liberty Mutual $1,130 $1,262
Nationwide $2,189 $2,313
Progressive $1,808 $1,896
State Farm $1,432 $1,432
Travelers $1,533 $1,631
USAA $1,520 $1,490

Find Cheap Auto Insurance Rates in Western Springs, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Western Springs, Illinois auto insurance. Compare Western Springs, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Western Springs, Illinois

Insurance Company Low Medium High
Allstate $5,686 $5,859 $6,048
American Family $3,939 $4,237 $4,086
Farmers $4,883 $5,020 $5,552
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,173 $2,301 $2,442
Nationwide $3,874 $3,967 $3,939
Progressive $3,555 $3,872 $4,235
State Farm $2,502 $2,676 $2,832
Travelers $2,528 $2,702 $2,885
USAA $2,552 $2,757 $2,972

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Find Cheap Western Springs, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Western Springs. Compare auto insurance rates in Western Springs, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Western Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,864 $5,864
American Family $4,035 $4,140
Farmers $5,152 $5,152
GEICO $3,257 $3,368
Liberty Mutual $2,305 $2,305
Nationwide $3,927 $3,927
Progressive $3,888 $3,888
State Farm $2,603 $2,737
Travelers $2,599 $2,812
USAA $2,683 $2,838

Find Cheap Western Springs, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Western Springs, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Western Springs, IL, take a look at the average cost for various violations versus rates for a clean driving record in Western Springs.

Annual Western Springs, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $7,156 $6,670 $5,495
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,341 $5,620 $5,479 $5,166
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,914 $2,739 $2,393 $2,175
Nationwide $3,160 $4,096 $4,818 $3,632
Progressive $3,190 $4,793 $3,540 $4,028
State Farm $2,419 $2,921 $2,670 $2,670
Travelers $2,145 $2,829 $3,153 $2,693
USAA $1,959 $2,836 $3,881 $2,365

Find Cheap Western Springs, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Western Springs, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Western Springs for less when you shop around and compare rates from multiple Western Springs, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Western Springs, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,670
American Family $5,678
Farmers $5,479
GEICO $5,028
Liberty Mutual $2,393
Nationwide $4,818
Progressive $3,540
State Farm $2,670
Travelers $3,153
USAA $3,881

Winners by Category: Where to Buy Cheap Auto Insurance in Western Springs, IL

Compare rates from the cheapest auto insurance companies in Western Springs, IL for your needs. Take a look at how Western Springs, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Western Springs, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Western Springs, Illinois Auto Insurance Companies

If you’re looking for the cheapest Western Springs, IL auto insurance companies overall, you can compare them here. Find the best price for Western Springs, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Western Springs, Illinois

Insurance Company Average Annual Rates
Allstate $5,864
American Family $4,087
Farmers $5,152
GEICO $3,312
Liberty Mutual $2,305
Nationwide $3,927
Progressive $3,888
State Farm $2,670
Travelers $2,705
USAA $2,760

What affects Western Springs, Illinois auto insurance rates?

Local factors affect auto insurance rates in Western Springs, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Western Springs auto insurance rates.

Commute Times in Western Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Western Springs, IL is 31.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Western Springs, IL

You can buy cheap Western Springs, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Western Springs, Illinois auto insurance quotes from top companies.

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