Buy Cheap Westcliffe, CO Auto Insurance (2021)

Westcliffe, CO auto insurance rates average $311 a month. Minimum auto insurance requirements in Westcliffe, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Westcliffe, CO, compare Westcliffe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Westcliffe, CO for teens drivers are $7,169/year
  • The most expensive auto insurance company in Westcliffe after a DUI is Allstate
  • Average auto insurance rates in Westcliffe, CO are $311/month

Finding affordable Westcliffe, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Westcliffe, CO auto insurance with confidence is right here. Auto insurance rates in Westcliffe are affected by local factors as well as personal ones like your driving record.

See how Westcliffe, CO car insurance rates compare to Colorado Springs auto insurance rates, Centennial auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Westcliffe.

Don’t buy Westcliffe, CO auto insurance until you’ve compared rates. Get free Westcliffe, Colorado auto insurance quotes when you enter your ZIP code above.

Westcliffe, CO Minimum Auto Insurance Requirements

The required auto insurance in Westcliffe, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Westcliffe, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Westcliffe, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Westcliffe, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Westcliffe, CO. Take a look at Westcliffe, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Westcliffe, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,381 $3,091 $2,589
Farmers $5,888 $4,786 $4,549
GEICO $3,670 $3,052 $2,435
Liberty Mutual $3,795 $2,306 $1,840
Nationwide $4,179 $3,306 $2,883
Progressive $4,688 $3,992 $3,659
State Farm $4,061 $2,609 $2,102
USAA $5,166 $2,924 $2,337

Buy Cheap Westcliffe, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Westcliffe, Colorado auto insurance rates? Find out how car insurance rates in Westcliffe, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westcliffe, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $2,977 $2,957 $2,695 $2,899 $11,183 $11,299 $3,271 $3,315
GEICO $1,952 $2,122 $2,062 $2,335 $6,010 $6,337 $1,787 $1,813
Liberty Mutual $1,830 $1,799 $1,554 $1,703 $5,062 $5,509 $1,845 $1,872
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,534 $2,373 $2,193 $2,189 $8,475 $9,492 $2,861 $2,788
State Farm $1,859 $1,859 $1,659 $1,659 $5,209 $6,613 $2,076 $2,458
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Buy Cheap Westcliffe, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Westcliffe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Westcliffe, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Westcliffe, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,559 $7,395
Farmers $11,183 $11,299
GEICO $6,010 $6,337
Liberty Mutual $5,062 $5,509
Nationwide $5,787 $7,409
Progressive $8,475 $9,492
State Farm $5,209 $6,613
USAA $5,735 $6,602

Buy Cheap Westcliffe, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Westcliffe, Colorado by comparing Westcliffe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Westcliffe, CO here.

Annual Auto Insurance Rates for Senior Drivers in Westcliffe, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,070 $2,070
Farmers $2,695 $2,899
GEICO $2,062 $2,335
Liberty Mutual $1,554 $1,703
Nationwide $2,070 $2,189
Progressive $2,193 $2,189
State Farm $1,659 $1,659
USAA $2,214 $2,238

Find Cheap Auto Insurance Rates in Westcliffe, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Westcliffe, Colorado auto insurance. Compare Westcliffe, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westcliffe, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,205 $3,423 $3,432
Farmers $4,460 $5,003 $5,760
GEICO $2,723 $2,989 $3,445
Liberty Mutual $2,504 $2,636 $2,801
Nationwide $3,455 $3,454 $3,458
Progressive $3,817 $4,124 $4,399
State Farm $2,750 $2,925 $3,098
USAA $3,336 $3,475 $3,616

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Find Cheap Westcliffe, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Westcliffe. Compare auto insurance rates in Westcliffe, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Westcliffe, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,283 $3,424
Farmers $5,074 $5,074
GEICO $2,985 $3,120
Liberty Mutual $2,647 $2,647
Nationwide $3,456 $3,456
Progressive $4,113 $4,113
State Farm $2,853 $2,995
USAA $3,377 $3,575

Find Cheap Westcliffe, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Westcliffe, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Westcliffe, CO, take a look at the average cost for various violations versus rates for a clean driving record in Westcliffe.

Annual Westcliffe, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,293 $5,506 $5,428 $5,070
GEICO $2,162 $3,360 $3,854 $2,832
Liberty Mutual $2,309 $2,711 $2,829 $2,739
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,567 $4,958 $3,765 $4,163
State Farm $2,701 $3,147 $2,924 $2,924
USAA $2,543 $3,088 $5,401 $2,871

Find Cheap Westcliffe, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Westcliffe, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Westcliffe for less when you shop around and compare rates from multiple Westcliffe, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Westcliffe, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,552
American Family $4,589
Farmers $5,428
GEICO $3,854
Liberty Mutual $2,829
Nationwide $4,607
Progressive $3,765
State Farm $2,924
USAA $5,401

Winners by Category: Where to Buy Cheap Auto Insurance in Westcliffe, CO

Compare rates from the cheapest auto insurance companies in Westcliffe, CO for your needs. Take a look at how Westcliffe, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Westcliffe, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Westcliffe, Colorado Auto Insurance Companies

If you’re looking for the cheapest Westcliffe, CO auto insurance companies overall, you can compare them here. Find the best price for Westcliffe, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Westcliffe, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,353
Farmers $5,074
GEICO $3,052
Liberty Mutual $2,647
Nationwide $3,456
Progressive $4,113
State Farm $2,924
USAA $3,476

What affects Westcliffe, Colorado auto insurance rates?

Local factors affect auto insurance rates in Westcliffe, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Westcliffe auto insurance rates.

Commute Times in Westcliffe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Westcliffe, CO is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Westcliffe, CO

You can buy cheap Westcliffe, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Westcliffe, Colorado auto insurance quotes from top companies.

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