Buy Cheap West Salem, IL Auto Insurance (2021)

West Salem, IL auto insurance rates average $250 a month. Minimum auto insurance requirements in West Salem, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in West Salem, IL, compare West Salem auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in West Salem is Allstate
  • The most expensive auto insurance company in West Salem after a DUI is Allstate
  • Average auto insurance rates in West Salem, IL after a DUI are $3,507/year

Finding affordable West Salem, Illinois auto insurance can be challenging, but everything you need to know to buy cheap West Salem, IL auto insurance with confidence is right here. Auto insurance rates in West Salem are affected by local factors as well as personal ones like your driving record.

See how West Salem, IL car insurance rates compare to Chicago auto insurance rates, Joliet auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in West Salem.

Don’t buy West Salem, IL auto insurance until you’ve compared rates. Get free West Salem, Illinois auto insurance quotes when you enter your ZIP code above.

West Salem, IL Minimum Auto Insurance Requirements

The required auto insurance in West Salem, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in West Salem, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in West Salem, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap West Salem, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Salem, IL. Take a look at West Salem, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Salem, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,999 $3,383 $2,856
Farmers $4,783 $3,993 $3,802
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,009 $1,870 $1,495
Nationwide $3,206 $2,585 $2,266
Progressive $3,656 $3,071 $2,822
State Farm $3,107 $1,860 $1,442
Travelers $2,555 $2,030 $1,661
USAA $3,823 $2,623 $2,160

Buy Cheap West Salem, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Salem, Illinois auto insurance rates? Find out how car insurance rates in West Salem, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Salem, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,331 $2,336 $2,077 $2,185 $9,387 $9,782 $2,652 $2,789
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,361 $1,472 $1,135 $1,268 $4,179 $4,648 $1,425 $1,510
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,928 $1,841 $1,587 $1,661 $6,450 $7,247 $2,293 $2,457
State Farm $1,417 $1,417 $1,239 $1,239 $3,678 $4,697 $1,593 $1,811
Travelers $1,381 $1,458 $1,237 $1,319 $3,692 $4,552 $1,468 $1,547
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

Buy Cheap West Salem, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Salem can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Salem, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Salem, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,511 $9,083
Farmers $9,387 $9,782
GEICO $4,375 $4,641
Liberty Mutual $4,179 $4,648
Nationwide $4,666 $5,999
Progressive $6,450 $7,247
State Farm $3,678 $4,697
Travelers $3,692 $4,552
USAA $5,528 $6,101

Buy Cheap West Salem, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in West Salem, Illinois by comparing West Salem senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Salem, IL here.

Annual Auto Insurance Rates for Senior Drivers in West Salem, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,146 $2,146
Farmers $2,077 $2,185
GEICO $1,364 $1,612
Liberty Mutual $1,135 $1,268
Nationwide $1,535 $1,629
Progressive $1,587 $1,661
State Farm $1,239 $1,239
Travelers $1,237 $1,319
USAA $1,586 $1,562

Find Cheap Auto Insurance Rates in West Salem, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Salem, Illinois auto insurance. Compare West Salem, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Salem, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,633 $3,882 $3,723
Farmers $4,015 $4,108 $4,455
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,014 $2,120 $2,240
Nationwide $2,684 $2,705 $2,669
Progressive $2,922 $3,162 $3,465
State Farm $2,046 $2,139 $2,225
Travelers $1,972 $2,080 $2,194
USAA $2,681 $2,866 $3,058

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Find Cheap West Salem, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Salem. Compare auto insurance rates in West Salem, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Salem, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,697 $3,794
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,125 $2,125
Nationwide $2,686 $2,686
Progressive $3,183 $3,183
State Farm $2,084 $2,190
Travelers $2,002 $2,162
USAA $2,788 $2,949

Find Cheap West Salem, IL Auto Insurance Rates by Driving Record

Auto insurance rates in West Salem, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Salem, IL, take a look at the average cost for various violations versus rates for a clean driving record in West Salem.

Annual West Salem, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,550 $4,550 $4,437 $4,231
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,780 $2,497 $2,209 $2,013
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,636 $3,849 $2,915 $3,331
State Farm $1,978 $2,295 $2,137 $2,137
Travelers $1,669 $2,167 $2,405 $2,086
USAA $2,043 $2,938 $4,028 $2,465

Find Cheap West Salem, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Salem, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in West Salem for less when you shop around and compare rates from multiple West Salem, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Salem, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $5,196
Farmers $4,437
GEICO $3,141
Liberty Mutual $2,209
Nationwide $3,294
Progressive $2,915
State Farm $2,137
Travelers $2,405
USAA $4,028

Winners by Category: Where to Buy Cheap Auto Insurance in West Salem, IL

Compare rates from the cheapest auto insurance companies in West Salem, IL for your needs. Take a look at how West Salem, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Salem, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap West Salem, Illinois Auto Insurance Companies

If you’re looking for the cheapest West Salem, IL auto insurance companies overall, you can compare them here. Find the best price for West Salem, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in West Salem, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,746
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,125
Nationwide $2,686
Progressive $3,183
State Farm $2,137
Travelers $2,082
USAA $2,868

What affects West Salem, Illinois auto insurance rates?

Local factors affect auto insurance rates in West Salem, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact West Salem auto insurance rates.

Commute Times in West Salem

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Salem, IL is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in West Salem, IL

You can buy cheap West Salem, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Salem, Illinois auto insurance quotes from top companies.

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