Buy Cheap West Sacramento, CA Auto Insurance (2022)

West Sacramento, CA auto insurance rates average $328 a month. Minimum auto insurance requirements in West Sacramento, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in West Sacramento, CA, compare West Sacramento auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in West Sacramento, CA after a DUI are $5,527/year
  • The most expensive auto insurance company in West Sacramento after a DUI is Allstate
  • Average auto insurance rates in West Sacramento, CA are $328/month

Finding affordable West Sacramento, California auto insurance can be challenging, but everything you need to know to buy cheap West Sacramento, CA auto insurance with confidence is right here. Auto insurance rates in West Sacramento are affected by local factors as well as personal ones like your driving record.

See how West Sacramento, CA car insurance rates compare to San Jose auto insurance rates, Oakland auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in West Sacramento.

Don’t buy West Sacramento, CA auto insurance until you’ve compared rates. Get free West Sacramento, California auto insurance quotes when you enter your ZIP code above.

West Sacramento, CA Minimum Auto Insurance Requirements

The required auto insurance in West Sacramento, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in West Sacramento, California is outlined here.

Minimum Required Auto Insurance Coverage in West Sacramento, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap West Sacramento, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Sacramento, California auto insurance rates? Find out how car insurance rates in West Sacramento, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Sacramento, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,164 $3,165 $2,297 $2,316 $8,743 $10,991 $4,031 $4,418
Farmers $2,923 $2,923 $2,638 $2,638 $9,321 $15,256 $3,463 $3,857
GEICO $1,723 $1,724 $1,621 $1,621 $5,227 $5,316 $2,473 $2,529
Liberty Mutual $2,584 $2,446 $2,397 $2,323 $5,626 $5,994 $2,914 $2,939
Nationwide $3,582 $3,419 $3,133 $2,952 $9,119 $10,076 $4,272 $4,221
Progressive $1,930 $1,989 $1,642 $1,952 $5,197 $6,274 $2,793 $3,007
State Farm $3,548 $3,548 $3,170 $3,170 $6,534 $8,112 $3,926 $4,047
Travelers $2,658 $2,572 $2,345 $2,320 $5,529 $6,322 $3,467 $3,390
USAA $1,932 $1,829 $1,885 $1,892 $4,408 $4,428 $2,668 $2,521

Buy Cheap West Sacramento, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Sacramento can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Sacramento, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Sacramento, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,991
Farmers $9,321 $15,256
GEICO $5,227 $5,316
Liberty Mutual $5,626 $5,994
Nationwide $9,119 $10,076
Progressive $5,197 $6,274
State Farm $6,534 $8,112
Travelers $5,529 $6,322
USAA $4,408 $4,428

Buy Cheap West Sacramento, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in West Sacramento, California by comparing West Sacramento senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Sacramento, CA here.

Annual Auto Insurance Rates for Senior Drivers in West Sacramento, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,297 $2,316
Farmers $2,638 $2,638
GEICO $1,621 $1,621
Liberty Mutual $2,397 $2,323
Nationwide $3,133 $2,952
Progressive $1,642 $1,952
State Farm $3,170 $3,170
Travelers $2,345 $2,320
USAA $1,885 $1,892

Find Cheap Auto Insurance Rates in West Sacramento, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Sacramento, California auto insurance. Compare West Sacramento, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Sacramento, California

Insurance Company Low Medium High
Allstate $4,593 $4,938 $5,141
Farmers $5,001 $5,420 $5,711
GEICO $2,511 $2,812 $3,015
Liberty Mutual $3,172 $3,434 $3,603
Nationwide $4,573 $5,184 $5,533
Progressive $2,777 $3,191 $3,327
State Farm $4,054 $4,584 $4,883
Travelers $3,115 $3,671 $3,940
USAA $2,436 $2,749 $2,900

Find Cheap West Sacramento, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Sacramento. Compare auto insurance rates in West Sacramento, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Sacramento, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $5,381
Farmers $4,879 $5,876
GEICO $2,525 $3,034
Liberty Mutual $3,124 $3,682
Nationwide $4,497 $5,696
Progressive $2,811 $3,385
State Farm $4,342 $4,672
Travelers $3,214 $3,937
USAA $2,484 $2,907

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Find Cheap West Sacramento, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in West Sacramento, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in West Sacramento, CA to see how much where you live in West Sacramento affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in West Sacramento, California

ZIP Code Average Annual Rates
95605 $5,637
95691 $5,157

Find Cheap West Sacramento, CA Auto Insurance Rates by Driving Record

Auto insurance rates in West Sacramento, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Sacramento, CA, take a look at the average cost for various violations versus rates for a clean driving record in West Sacramento.

Annual West Sacramento, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,944 $4,946 $7,807 $3,864
Farmers $3,977 $5,414 $6,742 $5,376
GEICO $1,944 $2,996 $3,765 $2,412
Liberty Mutual $2,953 $3,958 $3,571 $3,130
Nationwide $3,553 $4,557 $7,720 $4,557
Progressive $2,024 $3,447 $4,005 $2,917
State Farm $3,216 $3,836 $7,244 $3,732
Travelers $2,373 $3,894 $4,524 $3,510
USAA $1,790 $2,666 $4,363 $1,961

Find Cheap West Sacramento, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Sacramento, California is higher than for a clean driving record. You can buy auto insurance after a DUI in West Sacramento for less when you shop around and compare rates from multiple West Sacramento, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Sacramento, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,807
Farmers $6,742
GEICO $3,765
Liberty Mutual $3,571
Nationwide $7,720
Progressive $4,005
State Farm $7,244
Travelers $4,524
USAA $4,363

Winners by Category: Where to Buy Cheap Auto Insurance in West Sacramento, CA

Compare rates from the cheapest auto insurance companies in West Sacramento, CA for your needs. Take a look at how West Sacramento, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Sacramento, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap West Sacramento, California Auto Insurance Companies

If you’re looking for the cheapest West Sacramento, CA auto insurance companies overall, you can compare them here. Find the best price for West Sacramento, California car insurance by company.

Average Annual Auto Insurance Rates by Company in West Sacramento, California

Insurance Company Average Annual Rates
Allstate $4,891
Farmers $5,377
GEICO $2,779
Liberty Mutual $3,403
Nationwide $5,097
Progressive $3,098
State Farm $4,507
Travelers $3,575
USAA $2,695

What affects West Sacramento, California auto insurance rates?

Local factors affect auto insurance rates in West Sacramento, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact West Sacramento auto insurance rates.

Auto Theft in West Sacramento

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for West Sacramento, CA auto theft show a total of 257 vehicle thefts annually.

Commute Times in West Sacramento

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Sacramento, CA is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in West Sacramento, CA

You can buy cheap West Sacramento, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Sacramento, California auto insurance quotes from top companies.

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