Buy Cheap West Point, CA Auto Insurance (2021)

West Point, CA auto insurance rates average $269 a month. Minimum auto insurance requirements in West Point, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in West Point, CA, compare West Point auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in West Point, CA are $269/month
  • Average auto insurance rates in West Point, CA after a DUI are $4,541/year
  • The most expensive auto insurance company in West Point after a DUI is State Farm

Finding affordable West Point, California auto insurance can be challenging, but everything you need to know to buy cheap West Point, CA auto insurance with confidence is right here. Auto insurance rates in West Point are affected by local factors as well as personal ones like your driving record.

See how West Point, CA car insurance rates compare to Fresno auto insurance rates, Long Beach auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in West Point.

Don’t buy West Point, CA auto insurance until you’ve compared rates. Get free West Point, California auto insurance quotes when you enter your ZIP code above.

West Point, CA Minimum Auto Insurance Requirements

The required auto insurance in West Point, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in West Point, California is outlined here.

Minimum Required Auto Insurance Coverage in West Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap West Point, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Point, California auto insurance rates? Find out how car insurance rates in West Point, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,326 $1,688 $1,718 $6,330 $7,974 $3,000 $3,334
Farmers $2,294 $2,294 $2,062 $2,062 $7,302 $12,000 $2,716 $3,022
GEICO $1,619 $1,620 $1,523 $1,523 $4,918 $5,015 $2,325 $2,384
Liberty Mutual $2,071 $1,971 $1,913 $1,858 $4,529 $4,787 $2,346 $2,354
Nationwide $2,805 $2,682 $2,450 $2,314 $7,021 $7,765 $3,331 $3,299
Progressive $1,698 $1,749 $1,456 $1,724 $4,535 $5,476 $2,469 $2,659
State Farm $2,976 $2,976 $2,657 $2,657 $5,417 $6,702 $3,292 $3,397
Travelers $2,165 $2,102 $1,912 $1,892 $4,361 $4,999 $2,792 $2,742
USAA $1,890 $1,792 $1,839 $1,846 $4,382 $4,372 $2,594 $2,454

Buy Cheap West Point, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Point, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,330 $7,974
Farmers $7,302 $12,000
GEICO $4,918 $5,015
Liberty Mutual $4,529 $4,787
Nationwide $7,021 $7,765
Progressive $4,535 $5,476
State Farm $5,417 $6,702
Travelers $4,361 $4,999
USAA $4,382 $4,372

Buy Cheap West Point, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in West Point, California by comparing West Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Point, CA here.

Annual Auto Insurance Rates for Senior Drivers in West Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $2,062 $2,062
GEICO $1,523 $1,523
Liberty Mutual $1,913 $1,858
Nationwide $2,450 $2,314
Progressive $1,456 $1,724
State Farm $2,657 $2,657
Travelers $1,912 $1,892
USAA $1,839 $1,846

Find Cheap Auto Insurance Rates in West Point, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Point, California auto insurance. Compare West Point, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Point, California

Insurance Company Low Medium High
Allstate $3,426 $3,612 $3,719
Farmers $3,943 $4,249 $4,465
GEICO $2,384 $2,643 $2,821
Liberty Mutual $2,567 $2,750 $2,869
Nationwide $3,561 $4,021 $4,293
Progressive $2,425 $2,797 $2,940
State Farm $3,458 $3,807 $4,013
Travelers $2,527 $2,941 $3,142
USAA $2,357 $2,705 $2,877

Find Cheap West Point, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Point. Compare auto insurance rates in West Point, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Point, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,241 $3,930
Farmers $3,829 $4,609
GEICO $2,377 $2,855
Liberty Mutual $2,506 $2,951
Nationwide $3,499 $4,418
Progressive $2,475 $2,966
State Farm $3,624 $3,894
Travelers $2,587 $3,154
USAA $2,433 $2,859

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Find Cheap West Point, CA Auto Insurance Rates by Driving Record

Auto insurance rates in West Point, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Point, CA, take a look at the average cost for various violations versus rates for a clean driving record in West Point.

Annual West Point, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,654 $5,694 $2,834
Farmers $3,118 $4,246 $5,294 $4,218
GEICO $1,831 $2,819 $3,543 $2,271
Liberty Mutual $2,368 $3,175 $2,863 $2,509
Nationwide $2,765 $3,542 $5,985 $3,542
Progressive $1,775 $3,022 $3,534 $2,553
State Farm $2,677 $3,197 $6,053 $3,110
Travelers $1,940 $3,108 $3,618 $2,816
USAA $1,757 $2,614 $4,289 $1,925

Find Cheap West Point, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Point, California is higher than for a clean driving record. You can buy auto insurance after a DUI in West Point for less when you shop around and compare rates from multiple West Point, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Point, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,694
Farmers $5,294
GEICO $3,543
Liberty Mutual $2,863
Nationwide $5,985
Progressive $3,534
State Farm $6,053
Travelers $3,618
USAA $4,289

Winners by Category: Where to Buy Cheap Auto Insurance in West Point, CA

Compare rates from the cheapest auto insurance companies in West Point, CA for your needs. Take a look at how West Point, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Point, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap West Point, California Auto Insurance Companies

If you’re looking for the cheapest West Point, CA auto insurance companies overall, you can compare them here. Find the best price for West Point, California car insurance by company.

Average Annual Auto Insurance Rates by Company in West Point, California

Insurance Company Average Annual Rates
Allstate $3,586
Farmers $4,219
GEICO $2,616
Liberty Mutual $2,729
Nationwide $3,958
Progressive $2,721
State Farm $3,759
Travelers $2,870
USAA $2,646

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What affects West Point, California auto insurance rates?

Local factors affect auto insurance rates in West Point, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact West Point auto insurance rates.

Commute Times in West Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Point, CA is 43.4 minutes according to City-Data.

Compare Auto Insurance Quotes in West Point, CA

You can buy cheap West Point, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Point, California auto insurance quotes from top companies.

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