Buy Cheap West Point, AR Auto Insurance (2021)

West Point, AR auto insurance rates average $339 a month. Minimum auto insurance requirements in West Point, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in West Point, AR, compare West Point auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in West Point is Travelers
  • Average auto insurance rates in West Point, AR are $339/month
  • Average auto insurance rates in West Point, AR after a DUI are $4,885/year

Finding affordable West Point, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap West Point, AR auto insurance with confidence is right here. Auto insurance rates in West Point are affected by local factors as well as personal ones like your driving record.

See how West Point, AR car insurance rates compare to Conway auto insurance rates, Pine Bluff auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in West Point.

Don’t buy West Point, AR auto insurance until you’ve compared rates. Get free West Point, Arkansas auto insurance quotes when you enter your ZIP code above.

West Point, AR Minimum Auto Insurance Requirements

The required auto insurance in West Point, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in West Point, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in West Point, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap West Point, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Point, AR. Take a look at West Point, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Point, Arkansas

Insurance Company Poor Fair Good
Allstate $6,697 $5,128 $4,157
Farmers $4,704 $3,942 $3,757
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $5,971 $5,127 $4,781
State Farm $4,023 $2,422 $1,886
Travelers $6,508 $5,446 $5,094
USAA $2,703 $1,850 $1,579

Buy Cheap West Point, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Point, Arkansas auto insurance rates? Find out how car insurance rates in West Point, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Point, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,037 $2,683 $2,870 $10,944 $13,116 $3,333 $3,626
Farmers $2,257 $2,248 $2,019 $2,123 $9,399 $9,740 $2,578 $2,712
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,748 $2,584 $2,266 $2,374 $12,028 $13,526 $3,279 $3,540
State Farm $1,730 $1,730 $1,554 $1,554 $5,079 $6,379 $1,950 $2,239
Travelers $2,069 $2,105 $2,067 $2,069 $12,417 $19,974 $2,226 $2,534
USAA $1,260 $1,271 $1,172 $1,177 $3,964 $4,146 $1,618 $1,742

Buy Cheap West Point, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Point, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Point, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,944 $13,116
Farmers $9,399 $9,740
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $12,028 $13,526
State Farm $5,079 $6,379
Travelers $12,417 $19,974
USAA $3,964 $4,146

Buy Cheap West Point, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in West Point, Arkansas by comparing West Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Point, AR here.

Annual Auto Insurance Rates for Senior Drivers in West Point, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,683 $2,870
Farmers $2,019 $2,123
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,266 $2,374
State Farm $1,554 $1,554
Travelers $2,067 $2,069
USAA $1,172 $1,177

Find Cheap Auto Insurance Rates in West Point, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Point, Arkansas auto insurance. Compare West Point, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Point, Arkansas

Insurance Company Low Medium High
Allstate $5,194 $5,324 $5,464
Farmers $3,929 $4,092 $4,382
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,792 $5,189 $5,898
State Farm $2,635 $2,774 $2,922
Travelers $5,387 $5,697 $5,964
USAA $1,956 $2,036 $2,139

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Find Cheap West Point, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Point. Compare auto insurance rates in West Point, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Point, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,328 $5,328
Farmers $4,134 $4,134
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,293 $5,293
State Farm $2,710 $2,844
Travelers $5,683 $5,683
USAA $1,986 $2,102

Find Cheap West Point, AR Auto Insurance Rates by Driving Record

Auto insurance rates in West Point, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Point, AR, take a look at the average cost for various violations versus rates for a clean driving record in West Point.

Annual West Point, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,395 $5,525 $6,140 $5,250
Farmers $3,499 $4,477 $4,375 $4,186
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,555 $6,366 $4,794 $5,457
State Farm $2,543 $3,011 $2,777 $2,777
Travelers $4,757 $4,914 $7,223 $5,837
USAA $1,572 $1,993 $2,868 $1,743

Find Cheap West Point, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Point, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in West Point for less when you shop around and compare rates from multiple West Point, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Point, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,140
Farmers $4,375
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,794
State Farm $2,777
Travelers $7,223
USAA $2,868

Winners by Category: Where to Buy Cheap Auto Insurance in West Point, AR

Compare rates from the cheapest auto insurance companies in West Point, AR for your needs. Take a look at how West Point, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Point, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap West Point, Arkansas Auto Insurance Companies

If you’re looking for the cheapest West Point, AR auto insurance companies overall, you can compare them here. Find the best price for West Point, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in West Point, Arkansas

Insurance Company Average Annual Rates
Allstate $5,328
Farmers $4,134
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,293
State Farm $2,777
Travelers $5,683
USAA $2,044

What affects West Point, Arkansas auto insurance rates?

Local factors affect auto insurance rates in West Point, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact West Point auto insurance rates.

Commute Times in West Point

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Point, AR is 10.1 minutes according to City-Data.

Compare Auto Insurance Quotes in West Point, AR

You can buy cheap West Point, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Point, Arkansas auto insurance quotes from top companies.

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