Buy Cheap West Palm Beach, FL Auto Insurance (2021)

West Palm Beach, FL auto insurance rates average $523 a month. Minimum auto insurance requirements in West Palm Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in West Palm Beach, FL, compare West Palm Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in West Palm Beach, FL after a DUI are $7,522/year
  • Average auto insurance rates in West Palm Beach, FL for teens drivers are $11,271/year
  • Average auto insurance rates in West Palm Beach, FL are $523/month

Finding affordable West Palm Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap West Palm Beach, FL auto insurance with confidence is right here. Auto insurance rates in West Palm Beach are affected by local factors as well as personal ones like your driving record.

See how West Palm Beach, FL car insurance rates compare to Port St. Lucie auto insurance rates, Cape Coral auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in West Palm Beach.

Don’t buy West Palm Beach, FL auto insurance until you’ve compared rates. Get free West Palm Beach, Florida auto insurance quotes when you enter your ZIP code above.

West Palm Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in West Palm Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in West Palm Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in West Palm Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap West Palm Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Palm Beach, FL. Take a look at West Palm Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Palm Beach, Florida

Insurance Company Poor Fair Good
Allstate $13,377 $8,366 $6,710
GEICO $7,429 $4,495 $3,375
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,558 $5,492 $4,938
Progressive $10,161 $7,241 $5,981
State Farm $6,978 $4,510 $3,664
USAA $5,821 $2,847 $2,062

Buy Cheap West Palm Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Palm Beach, Florida auto insurance rates? Find out how car insurance rates in West Palm Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Palm Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,947 $5,634 $5,193 $5,239 $20,332 $22,000 $5,756 $5,775
GEICO $4,036 $4,050 $3,784 $3,784 $7,202 $9,007 $4,439 $4,492
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $5,280 $4,897 $4,452 $4,798 $14,817 $15,947 $6,309 $5,852
State Farm $3,277 $3,277 $2,969 $2,969 $9,046 $11,378 $3,658 $3,830
USAA $2,042 $2,005 $1,915 $1,894 $7,162 $8,279 $2,557 $2,758

Buy Cheap West Palm Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Palm Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Palm Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Palm Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,332 $22,000
GEICO $7,202 $9,007
Liberty Mutual $10,217 $15,827
Nationwide $10,120 $12,388
Progressive $14,817 $15,947
State Farm $9,046 $11,378
USAA $7,162 $8,279

Buy Cheap West Palm Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in West Palm Beach, Florida by comparing West Palm Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Palm Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in West Palm Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,193 $5,239
GEICO $3,784 $3,784
Liberty Mutual $4,343 $4,343
Nationwide $3,764 $3,890
Progressive $4,452 $4,798
State Farm $2,969 $2,969
USAA $1,915 $1,894

Find Cheap Auto Insurance Rates in West Palm Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Palm Beach, Florida auto insurance. Compare West Palm Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Palm Beach, Florida

Insurance Company Low Medium High
Allstate $7,002 $10,042 $11,410
GEICO $3,953 $5,308 $6,037
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,562 $6,266 $7,162
Progressive $6,154 $8,022 $9,206
State Farm $4,316 $5,171 $5,665
USAA $3,023 $3,722 $3,985

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Find Cheap West Palm Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Palm Beach. Compare auto insurance rates in West Palm Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Palm Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,213 $9,756
GEICO $5,075 $5,124
Liberty Mutual $6,708 $7,168
Nationwide $5,996 $5,996
Progressive $7,794 $7,794
State Farm $4,861 $5,241
USAA $3,536 $3,617

Find Cheap West Palm Beach, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in West Palm Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in West Palm Beach, FL to see how much where you live in West Palm Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in West Palm Beach, Florida

ZIP Code Average Annual Rates
33401 $4,812
33403 $4,638
33404 $4,638
33405 $4,812
33406 $4,814
33407 $4,706
33409 $4,814
33412 $4,321
33413 $4,700

Find Cheap West Palm Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in West Palm Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Palm Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in West Palm Beach.

Annual West Palm Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,170 $9,839 $10,862 $9,067
GEICO $3,551 $4,540 $6,759 $5,548
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $6,182 $9,071 $7,683 $8,241
State Farm $4,601 $5,500 $5,051 $5,051
USAA $2,787 $3,457 $5,137 $2,926

Find Cheap West Palm Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Palm Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in West Palm Beach for less when you shop around and compare rates from multiple West Palm Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Palm Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,862
GEICO $6,759
Liberty Mutual $9,562
Nationwide $7,598
Progressive $7,683
State Farm $5,051
USAA $5,137

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Winners by Category: Where to Buy Cheap Auto Insurance in West Palm Beach, FL

Compare rates from the cheapest auto insurance companies in West Palm Beach, FL for your needs. Take a look at how West Palm Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Palm Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap West Palm Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest West Palm Beach, FL auto insurance companies overall, you can compare them here. Find the best price for West Palm Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in West Palm Beach, Florida

Insurance Company Average Annual Rates
Allstate $9,485
GEICO $5,100
Liberty Mutual $6,938
Nationwide $5,996
Progressive $7,794
State Farm $5,051
USAA $3,577

What affects West Palm Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in West Palm Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact West Palm Beach auto insurance rates.

Auto Theft in West Palm Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for West Palm Beach, FL auto theft show a total of 381 vehicle thefts annually.

Commute Times in West Palm Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Palm Beach, FL is 23.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in West Palm Beach, FL

You can buy cheap West Palm Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Palm Beach, Florida auto insurance quotes from top companies.

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