Buy Cheap West Milford, NJ Auto Insurance (2021)

West Milford, NJ auto insurance rates average $402 a month. Minimum auto insurance requirements in West Milford, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in West Milford, NJ, compare West Milford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in West Milford, NJ for teens drivers are $8,890/year
  • Average auto insurance rates in West Milford, NJ are $402/month
  • Average auto insurance rates in West Milford, NJ after a DUI are $5,668/year

Finding affordable West Milford, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap West Milford, NJ auto insurance with confidence is right here. Auto insurance rates in West Milford are affected by local factors as well as personal ones like your driving record.

See how West Milford, NJ car insurance rates compare to Newark auto insurance rates, Elizabeth auto insurance rates, and Clifton auto insurance rates before you read more about the cost of auto insurance in West Milford.

Don’t buy West Milford, NJ auto insurance until you’ve compared rates. Get free West Milford, New Jersey auto insurance quotes when you enter your ZIP code above.

West Milford, NJ Minimum Auto Insurance Requirements

The required auto insurance in West Milford, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in West Milford, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in West Milford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap West Milford, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Milford, NJ. Take a look at West Milford, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Milford, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,931 $6,244 $5,896
GEICO $4,025 $2,318 $1,681
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,964 $3,470 $3,212
State Farm $8,893 $5,377 $4,200
Travelers $5,520 $4,055 $2,776

Buy Cheap West Milford, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Milford, New Jersey auto insurance rates? Find out how car insurance rates in West Milford, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Milford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,232 $4,270 $4,110 $4,030 $12,414 $14,276 $5,031 $5,162
GEICO $2,185 $2,134 $2,119 $2,119 $3,918 $3,968 $2,492 $2,461
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,828 $1,696 $1,652 $1,695 $8,209 $9,071 $2,159 $2,079
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $3,114 $3,024 $2,882 $2,906 $7,045 $7,929 $3,034 $3,005

Buy Cheap West Milford, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Milford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Milford, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Milford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,414 $14,276
GEICO $3,918 $3,968
Liberty Mutual $9,217 $10,454
Progressive $8,209 $9,071
State Farm $11,692 $15,026
Travelers $7,045 $7,929

Buy Cheap West Milford, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in West Milford, New Jersey by comparing West Milford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Milford, NJ here.

Annual Auto Insurance Rates for Senior Drivers in West Milford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,110 $4,030
GEICO $2,119 $2,119
Liberty Mutual $3,939 $3,939
Progressive $1,652 $1,695
State Farm $3,272 $3,272
Travelers $2,882 $2,906

Find Cheap Auto Insurance Rates in West Milford, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Milford, New Jersey auto insurance. Compare West Milford, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Milford, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $6,055 $6,666 $7,352
GEICO $2,417 $2,724 $2,882
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,228 $3,604 $3,814
State Farm $5,773 $6,228 $6,469
Travelers $3,792 $4,121 $4,439

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Find Cheap West Milford, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Milford. Compare auto insurance rates in West Milford, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Milford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,691 $6,691
GEICO $2,653 $2,696
Liberty Mutual $5,346 $5,450
Progressive $3,549 $3,549
State Farm $6,004 $6,309
Travelers $4,117 $4,117

Find Cheap West Milford, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in West Milford, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Milford, NJ, take a look at the average cost for various violations versus rates for a clean driving record in West Milford.

Annual West Milford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,180 $8,795 $7,150 $5,638
GEICO $2,080 $2,735 $3,803 $2,080
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $3,063 $4,080 $3,489 $3,562
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,166 $4,708 $4,534 $4,061

Find Cheap West Milford, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Milford, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in West Milford for less when you shop around and compare rates from multiple West Milford, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Milford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
Farmers $7,150
GEICO $3,803
Liberty Mutual $5,293
Progressive $3,489
State Farm $9,781
Travelers $4,534

Winners by Category: Where to Buy Cheap Auto Insurance in West Milford, NJ

Compare rates from the cheapest auto insurance companies in West Milford, NJ for your needs. Take a look at how West Milford, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Milford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap West Milford, New Jersey Auto Insurance Companies

If you’re looking for the cheapest West Milford, NJ auto insurance companies overall, you can compare them here. Find the best price for West Milford, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in West Milford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,691
GEICO $2,674
Liberty Mutual $5,398
Progressive $3,549
State Farm $6,157
Travelers $4,117

Compare Auto Insurance Quotes in West Milford, NJ

You can buy cheap West Milford, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Milford, New Jersey auto insurance quotes from top companies.

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