Buy Cheap West Hartford, CT Auto Insurance (2021)

West Hartford, CT auto insurance rates average $399 a month. Minimum auto insurance requirements in West Hartford, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in West Hartford, CT, compare West Hartford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in West Hartford, CT are $399/month
  • Average auto insurance rates in West Hartford, CT after a DUI are $5,836/year
  • The most expensive auto insurance company in West Hartford after a DUI is Travelers

Finding affordable West Hartford, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap West Hartford, CT auto insurance with confidence is right here. Auto insurance rates in West Hartford are affected by local factors as well as personal ones like your driving record.

See how West Hartford, CT car insurance rates compare to Meriden auto insurance rates, Waterbury auto insurance rates, and Danbury auto insurance rates before you read more about the cost of auto insurance in West Hartford.

Don’t buy West Hartford, CT auto insurance until you’ve compared rates. Get free West Hartford, Connecticut auto insurance quotes when you enter your ZIP code above.

West Hartford, CT Minimum Auto Insurance Requirements

The required auto insurance in West Hartford, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in West Hartford, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in West Hartford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap West Hartford, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Hartford, CT. Take a look at West Hartford, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Hartford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,433 $5,633 $4,470
GEICO $4,537 $2,736 $2,083
Liberty Mutual $10,670 $6,650 $5,225
Nationwide $5,407 $3,619 $3,200
Progressive $5,040 $4,521 $4,330
State Farm $4,521 $2,888 $2,321
Travelers $7,409 $6,184 $6,010
USAA $4,425 $2,994 $2,633

Buy Cheap West Hartford, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Hartford, Connecticut auto insurance rates? Find out how car insurance rates in West Hartford, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Hartford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,670 $3,623 $3,383 $3,626 $11,282 $13,329 $3,832 $4,014
GEICO $2,299 $2,306 $2,133 $2,150 $5,368 $6,332 $2,216 $2,146
Liberty Mutual $3,612 $3,926 $2,775 $3,422 $18,216 $20,527 $3,655 $3,988
Nationwide $2,587 $2,616 $2,320 $2,436 $7,224 $9,178 $3,005 $3,235
Progressive $2,495 $2,324 $2,127 $2,214 $10,364 $11,490 $2,846 $3,182
State Farm $1,969 $1,969 $1,812 $1,812 $6,031 $7,596 $2,217 $2,542
Travelers $1,938 $1,965 $1,944 $1,936 $15,277 $24,745 $2,114 $2,357
USAA $2,050 $2,025 $1,918 $1,891 $6,514 $6,817 $2,749 $2,840

Buy Cheap West Hartford, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Hartford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Hartford, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Hartford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,282 $13,329
GEICO $5,368 $6,332
Liberty Mutual $18,216 $20,527
Nationwide $7,224 $9,178
Progressive $10,364 $11,490
State Farm $6,031 $7,596
Travelers $15,277 $24,745
USAA $6,514 $6,817

Buy Cheap West Hartford, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in West Hartford, Connecticut by comparing West Hartford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Hartford, CT here.

Annual Auto Insurance Rates for Senior Drivers in West Hartford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,626
GEICO $2,133 $2,150
Liberty Mutual $2,775 $3,422
Nationwide $2,320 $2,436
Progressive $2,127 $2,214
State Farm $1,812 $1,812
Travelers $1,944 $1,936
USAA $1,918 $1,891

Find Cheap Auto Insurance Rates in West Hartford, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Hartford, Connecticut auto insurance. Compare West Hartford, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Hartford, Connecticut

Insurance Company Low Medium High
Allstate $5,500 $5,838 $6,197
GEICO $2,873 $3,078 $3,405
Liberty Mutual $7,225 $7,460 $7,861
Nationwide $4,133 $4,108 $3,985
Progressive $4,293 $4,587 $5,011
State Farm $3,035 $3,250 $3,446
Travelers $6,021 $6,487 $7,096
USAA $3,117 $3,354 $3,581

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Find Cheap West Hartford, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Hartford. Compare auto insurance rates in West Hartford, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Hartford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,845 $5,845
GEICO $3,071 $3,167
Liberty Mutual $7,515 $7,515
Nationwide $4,075 $4,075
Progressive $4,630 $4,630
State Farm $3,162 $3,325
Travelers $6,535 $6,535
USAA $3,310 $3,391

Find Cheap West Hartford, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in West Hartford, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in West Hartford, CT to see how much where you live in West Hartford affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in West Hartford, Connecticut

ZIP Code Average Annual Rates
6107 $4,839
6110 $4,839
6117 $4,839
6119 $4,839

Find Cheap West Hartford, CT Auto Insurance Rates by Driving Record

Auto insurance rates in West Hartford, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Hartford, CT, take a look at the average cost for various violations versus rates for a clean driving record in West Hartford.

Annual West Hartford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,967 $6,154 $7,293 $4,967
GEICO $1,970 $2,585 $5,503 $2,418
Liberty Mutual $6,579 $8,243 $8,164 $7,076
Nationwide $3,311 $4,331 $4,967 $3,692
Progressive $3,955 $5,728 $4,161 $4,678
State Farm $3,017 $3,319 $3,319 $3,319
Travelers $5,258 $5,696 $8,304 $6,881
USAA $2,585 $3,252 $4,981 $2,585

Find Cheap West Hartford, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Hartford, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in West Hartford for less when you shop around and compare rates from multiple West Hartford, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Hartford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,293
GEICO $5,503
Liberty Mutual $8,164
Nationwide $4,967
Progressive $4,161
State Farm $3,319
Travelers $8,304
USAA $4,981

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Winners by Category: Where to Buy Cheap Auto Insurance in West Hartford, CT

Compare rates from the cheapest auto insurance companies in West Hartford, CT for your needs. Take a look at how West Hartford, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Hartford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap West Hartford, Connecticut Auto Insurance Companies

If you’re looking for the cheapest West Hartford, CT auto insurance companies overall, you can compare them here. Find the best price for West Hartford, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in West Hartford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,845
GEICO $3,119
Liberty Mutual $7,515
Nationwide $4,075
Progressive $4,630
State Farm $3,244
Travelers $6,535
USAA $3,350

What affects West Hartford, Connecticut auto insurance rates?

Local factors affect auto insurance rates in West Hartford, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact West Hartford auto insurance rates.

Commute Times in West Hartford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Hartford, CT is 22.4 minutes according to City-Data.

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Compare Auto Insurance Quotes in West Hartford, CT

You can buy cheap West Hartford, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Hartford, Connecticut auto insurance quotes from top companies.

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