Buy Cheap West Frankfort, IL Auto Insurance (2021)

West Frankfort, IL auto insurance rates average $282 a month. Minimum auto insurance requirements in West Frankfort, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in West Frankfort, IL, compare West Frankfort auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in West Frankfort is Allstate
  • Average auto insurance rates in West Frankfort, IL after a DUI are $3,957/year
  • Average auto insurance rates in West Frankfort, IL are $282/month

Finding affordable West Frankfort, Illinois auto insurance can be challenging, but everything you need to know to buy cheap West Frankfort, IL auto insurance with confidence is right here. Auto insurance rates in West Frankfort are affected by local factors as well as personal ones like your driving record.

See how West Frankfort, IL car insurance rates compare to Naperville auto insurance rates, Cicero auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in West Frankfort.

Don’t buy West Frankfort, IL auto insurance until you’ve compared rates. Get free West Frankfort, Illinois auto insurance quotes when you enter your ZIP code above.

West Frankfort, IL Minimum Auto Insurance Requirements

The required auto insurance in West Frankfort, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in West Frankfort, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in West Frankfort, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap West Frankfort, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in West Frankfort, IL. Take a look at West Frankfort, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in West Frankfort, Illinois

Insurance Company Poor Fair Good
Allstate $6,127 $4,402 $3,851
American Family $4,958 $3,363 $2,841
Farmers $5,282 $4,442 $4,228
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,252 $2,022 $1,613
Nationwide $5,102 $4,097 $3,581
Progressive $4,001 $3,390 $3,124
State Farm $3,561 $2,137 $1,660
Travelers $3,075 $2,468 $2,007
USAA $3,575 $2,464 $2,034

Buy Cheap West Frankfort, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect West Frankfort, Illinois auto insurance rates? Find out how car insurance rates in West Frankfort, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Frankfort, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,073 $3,089 $3,204 $3,204 $7,885 $10,220 $3,690 $3,984
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,502 $2,508 $2,218 $2,343 $10,665 $11,144 $2,847 $2,977
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,440 $1,558 $1,194 $1,340 $4,601 $5,132 $1,506 $1,593
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,050 $1,932 $1,691 $1,780 $7,333 $8,236 $2,422 $2,596
State Farm $1,560 $1,560 $1,393 $1,393 $4,376 $5,573 $1,761 $2,005
Travelers $1,597 $1,686 $1,454 $1,552 $4,591 $5,774 $1,693 $1,784
USAA $1,598 $1,621 $1,490 $1,464 $5,216 $5,735 $2,102 $2,302

Buy Cheap West Frankfort, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in West Frankfort can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in West Frankfort, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in West Frankfort, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,885 $10,220
American Family $6,493 $9,036
Farmers $10,665 $11,144
GEICO $5,690 $6,014
Liberty Mutual $4,601 $5,132
Nationwide $7,506 $9,697
Progressive $7,333 $8,236
State Farm $4,376 $5,573
Travelers $4,591 $5,774
USAA $5,216 $5,735

Buy Cheap West Frankfort, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in West Frankfort, Illinois by comparing West Frankfort senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in West Frankfort, IL here.

Annual Auto Insurance Rates for Senior Drivers in West Frankfort, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,204 $3,204
American Family $2,127 $2,127
Farmers $2,218 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,194 $1,340
Nationwide $2,373 $2,527
Progressive $1,691 $1,780
State Farm $1,393 $1,393
Travelers $1,454 $1,552
USAA $1,490 $1,464

Find Cheap Auto Insurance Rates in West Frankfort, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of West Frankfort, Illinois auto insurance. Compare West Frankfort, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Frankfort, Illinois

Insurance Company Low Medium High
Allstate $4,632 $4,788 $4,959
American Family $3,601 $3,856 $3,705
Farmers $4,422 $4,538 $4,993
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,156 $2,290 $2,441
Nationwide $4,242 $4,299 $4,240
Progressive $3,111 $3,487 $3,917
State Farm $2,303 $2,455 $2,600
Travelers $2,347 $2,513 $2,690
USAA $2,498 $2,688 $2,887

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Find Cheap West Frankfort, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in West Frankfort. Compare auto insurance rates in West Frankfort, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in West Frankfort, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,793 $4,793
American Family $3,673 $3,769
Farmers $4,651 $4,651
GEICO $2,920 $3,043
Liberty Mutual $2,296 $2,296
Nationwide $4,260 $4,260
Progressive $3,505 $3,505
State Farm $2,389 $2,516
Travelers $2,418 $2,615
USAA $2,616 $2,766

Find Cheap West Frankfort, IL Auto Insurance Rates by Driving Record

Auto insurance rates in West Frankfort, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in West Frankfort, IL, take a look at the average cost for various violations versus rates for a clean driving record in West Frankfort.

Annual West Frankfort, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,452 $5,819 $5,395 $4,508
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,935 $5,062 $4,935 $4,671
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,920 $2,706 $2,385 $2,171
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,888 $4,278 $3,207 $3,648
State Farm $2,247 $2,658 $2,453 $2,453
Travelers $2,000 $2,618 $2,938 $2,511
USAA $1,915 $2,761 $3,777 $2,311

Find Cheap West Frankfort, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in West Frankfort, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in West Frankfort for less when you shop around and compare rates from multiple West Frankfort, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in West Frankfort, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,395
American Family $5,161
Farmers $4,935
GEICO $4,060
Liberty Mutual $2,385
Nationwide $5,260
Progressive $3,207
State Farm $2,453
Travelers $2,938
USAA $3,777

Winners by Category: Where to Buy Cheap Auto Insurance in West Frankfort, IL

Compare rates from the cheapest auto insurance companies in West Frankfort, IL for your needs. Take a look at how West Frankfort, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in West Frankfort, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap West Frankfort, Illinois Auto Insurance Companies

If you’re looking for the cheapest West Frankfort, IL auto insurance companies overall, you can compare them here. Find the best price for West Frankfort, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in West Frankfort, Illinois

Insurance Company Average Annual Rates
Allstate $4,793
American Family $3,721
Farmers $4,651
GEICO $2,982
Liberty Mutual $2,296
Nationwide $4,260
Progressive $3,505
State Farm $2,453
Travelers $2,517
USAA $2,691

What affects West Frankfort, Illinois auto insurance rates?

Local factors affect auto insurance rates in West Frankfort, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact West Frankfort auto insurance rates.

Commute Times in West Frankfort

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in West Frankfort, IL is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in West Frankfort, IL

You can buy cheap West Frankfort, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free West Frankfort, Illinois auto insurance quotes from top companies.

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