Buy Cheap Wesley Chapel, FL Auto Insurance (2021)

Wesley Chapel, FL auto insurance rates average $434 a month. Minimum auto insurance requirements in Wesley Chapel, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Wesley Chapel, FL, compare Wesley Chapel auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Wesley Chapel after a DUI is Allstate
  • Average auto insurance rates in Wesley Chapel, FL are $434/month
  • Average auto insurance rates in Wesley Chapel, FL for teens drivers are $9,411/year

Finding affordable Wesley Chapel, Florida auto insurance can be challenging, but everything you need to know to buy cheap Wesley Chapel, FL auto insurance with confidence is right here. Auto insurance rates in Wesley Chapel are affected by local factors as well as personal ones like your driving record.

See how Wesley Chapel, FL car insurance rates compare to Cape Coral auto insurance rates, Tallahassee auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Wesley Chapel.

Don’t buy Wesley Chapel, FL auto insurance until you’ve compared rates. Get free Wesley Chapel, Florida auto insurance quotes when you enter your ZIP code above.

Wesley Chapel, FL Minimum Auto Insurance Requirements

The required auto insurance in Wesley Chapel, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Wesley Chapel, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Wesley Chapel, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Wesley Chapel, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wesley Chapel, FL. Take a look at Wesley Chapel, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wesley Chapel, Florida

Insurance Company Poor Fair Good
Allstate $12,040 $7,606 $6,152
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,703 $5,480 $4,558
State Farm $5,273 $3,442 $2,814
USAA $5,038 $2,467 $1,789

Buy Cheap Wesley Chapel, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wesley Chapel, Florida auto insurance rates? Find out how car insurance rates in Wesley Chapel, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wesley Chapel, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,243 $5,032 $4,597 $4,678 $18,520 $20,253 $5,200 $5,271
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $3,963 $3,718 $3,386 $3,631 $11,187 $12,154 $4,762 $4,509
State Farm $2,390 $2,390 $2,165 $2,165 $7,070 $9,050 $2,666 $2,847
USAA $1,786 $1,756 $1,677 $1,660 $6,160 $7,111 $2,231 $2,404

Buy Cheap Wesley Chapel, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wesley Chapel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wesley Chapel, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wesley Chapel, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,520 $20,253
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,187 $12,154
State Farm $7,070 $9,050
USAA $6,160 $7,111

Buy Cheap Wesley Chapel, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Wesley Chapel, Florida by comparing Wesley Chapel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wesley Chapel, FL here.

Annual Auto Insurance Rates for Senior Drivers in Wesley Chapel, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,597 $4,678
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,386 $3,631
State Farm $2,165 $2,165
USAA $1,677 $1,660

Find Cheap Auto Insurance Rates in Wesley Chapel, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wesley Chapel, Florida auto insurance. Compare Wesley Chapel, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wesley Chapel, Florida

Insurance Company Low Medium High
Allstate $6,410 $9,093 $10,294
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,882 $6,060 $6,799
State Farm $3,239 $3,948 $4,343
USAA $2,621 $3,223 $3,451

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Wesley Chapel, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wesley Chapel. Compare auto insurance rates in Wesley Chapel, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wesley Chapel, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,351 $8,847
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $5,914 $5,914
State Farm $3,708 $3,978
USAA $3,063 $3,134

Find Cheap Wesley Chapel, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Wesley Chapel, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Wesley Chapel, FL to see how much where you live in Wesley Chapel affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Wesley Chapel, Florida

ZIP Code Average Annual Rates
33543 $4,053
33544 $3,984
33545 $3,946

Find Cheap Wesley Chapel, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Wesley Chapel, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wesley Chapel, FL, take a look at the average cost for various violations versus rates for a clean driving record in Wesley Chapel.

Annual Wesley Chapel, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,391 $8,883 $9,897 $8,226
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,664 $6,908 $5,818 $6,266
State Farm $3,509 $4,177 $3,843 $3,843
USAA $2,425 $2,997 $4,428 $2,543

Find Cheap Wesley Chapel, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wesley Chapel, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Wesley Chapel for less when you shop around and compare rates from multiple Wesley Chapel, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wesley Chapel, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,897
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $5,818
State Farm $3,843
USAA $4,428

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Wesley Chapel, FL

Compare rates from the cheapest auto insurance companies in Wesley Chapel, FL for your needs. Take a look at how Wesley Chapel, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wesley Chapel, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Wesley Chapel, Florida Auto Insurance Companies

If you’re looking for the cheapest Wesley Chapel, FL auto insurance companies overall, you can compare them here. Find the best price for Wesley Chapel, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Wesley Chapel, Florida

Insurance Company Average Annual Rates
Allstate $8,599
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $5,914
State Farm $3,843
USAA $3,098

What affects Wesley Chapel, Florida auto insurance rates?

Local factors affect auto insurance rates in Wesley Chapel, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Wesley Chapel auto insurance rates.

Commute Times in Wesley Chapel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wesley Chapel, FL is 33.1 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Wesley Chapel, FL

You can buy cheap Wesley Chapel, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wesley Chapel, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption