Buy Cheap Wellington, KY Auto Insurance (2022)

Wellington, KY auto insurance rates average $483 a month. Minimum auto insurance requirements in Wellington, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Wellington, KY, compare Wellington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wellington, KY after a DUI are $6,979/year
  • Average auto insurance rates in Wellington, KY for teens drivers are $11,664/year
  • The most expensive auto insurance company in Wellington is Allstate

Finding affordable Wellington, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Wellington, KY auto insurance with confidence is right here. Auto insurance rates in Wellington are affected by local factors as well as personal ones like your driving record.

See how Wellington, KY car insurance rates compare to Henderson auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates before you read more about the cost of auto insurance in Wellington.

Don’t buy Wellington, KY auto insurance until you’ve compared rates. Get free Wellington, Kentucky auto insurance quotes when you enter your ZIP code above.

Wellington, KY Minimum Auto Insurance Requirements

The required auto insurance in Wellington, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Wellington, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Wellington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Wellington, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wellington, KY. Take a look at Wellington, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wellington, Kentucky

Insurance Company Poor Fair Good
Allstate $13,323 $9,120 $7,515
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,043 $5,510 $4,336
Nationwide $9,500 $7,372 $6,351
Progressive $6,128 $5,350 $4,987
State Farm $3,976 $2,414 $1,891
Travelers $7,753 $6,545 $6,519
USAA $4,119 $2,315 $1,888

Buy Cheap Wellington, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wellington, Kentucky auto insurance rates? Find out how car insurance rates in Wellington, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,326 $24,771 $5,850 $6,118
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,444 $3,747 $2,922 $3,281 $14,049 $15,577 $3,599 $3,749
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,602 $2,466 $2,340 $2,344 $12,934 $14,682 $3,234 $3,304
State Farm $1,749 $1,749 $1,561 $1,561 $5,005 $6,357 $1,947 $2,155
Travelers $2,903 $2,951 $2,878 $2,868 $14,399 $22,943 $3,050 $3,519
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

Buy Cheap Wellington, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wellington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wellington, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wellington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,326 $24,771
GEICO $7,170 $8,568
Liberty Mutual $14,049 $15,577
Nationwide $12,445 $15,350
Progressive $12,934 $14,682
State Farm $5,005 $6,357
Travelers $14,399 $22,943
USAA $4,982 $5,239

Buy Cheap Wellington, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Wellington, Kentucky by comparing Wellington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wellington, KY here.

Annual Auto Insurance Rates for Senior Drivers in Wellington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $3,742 $3,389
Liberty Mutual $2,922 $3,281
Nationwide $5,015 $5,208
Progressive $2,340 $2,344
State Farm $1,561 $1,561
Travelers $2,878 $2,868
USAA $1,676 $1,700

Find Cheap Auto Insurance Rates in Wellington, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wellington, Kentucky auto insurance. Compare Wellington, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellington, Kentucky

Insurance Company Low Medium High
Allstate $8,769 $9,922 $11,267
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,944 $6,250 $6,694
Nationwide $7,713 $7,608 $7,902
Progressive $5,056 $5,405 $6,004
State Farm $2,577 $2,756 $2,950
Travelers $6,628 $6,974 $7,215
USAA $2,643 $2,767 $2,912

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Find Cheap Wellington, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wellington. Compare auto insurance rates in Wellington, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wellington, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,986 $9,986
GEICO $4,371 $4,456
Liberty Mutual $6,296 $6,296
Nationwide $7,741 $7,741
Progressive $5,488 $5,488
State Farm $2,692 $2,830
Travelers $6,939 $6,939
USAA $2,671 $2,877

Find Cheap Wellington, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Wellington, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wellington, KY, take a look at the average cost for various violations versus rates for a clean driving record in Wellington.

Annual Wellington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,701 $9,286
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,244 $8,085 $6,277 $5,578
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,531 $6,736 $5,172 $5,513
State Farm $2,535 $2,986 $2,761 $2,761
Travelers $6,021 $6,198 $9,051 $6,486
USAA $2,090 $2,954 $3,534 $2,517

Find Cheap Wellington, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wellington, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Wellington for less when you shop around and compare rates from multiple Wellington, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wellington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,701
GEICO $7,199
Liberty Mutual $6,277
Nationwide $10,137
Progressive $5,172
State Farm $2,761
Travelers $9,051
USAA $3,534

Winners by Category: Where to Buy Cheap Auto Insurance in Wellington, KY

Compare rates from the cheapest auto insurance companies in Wellington, KY for your needs. Take a look at how Wellington, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wellington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Wellington, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Wellington, KY auto insurance companies overall, you can compare them here. Find the best price for Wellington, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Wellington, Kentucky

Insurance Company Average Annual Rates
Allstate $9,986
GEICO $4,413
Liberty Mutual $6,296
Nationwide $7,741
Progressive $5,488
State Farm $2,761
Travelers $6,939
USAA $2,774

What affects Wellington, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Wellington, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Wellington auto insurance rates.

Commute Times in Wellington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wellington, KY is 19.1 minutes according to City-Data.

Traffic in Wellington

How is traffic in Wellington, Kentucky? Inrix data shows that Wellington, KY traffic makes it the 84th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Wellington, KY

You can buy cheap Wellington, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wellington, Kentucky auto insurance quotes from top companies.

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