Buy Cheap Wellington, IL Auto Insurance (2021)

Wellington, IL auto insurance rates average $260 a month. Minimum auto insurance requirements in Wellington, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Wellington, IL, compare Wellington auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wellington, IL after a DUI are $3,654/year
  • Average auto insurance rates in Wellington, IL are $260/month
  • The most expensive auto insurance company in Wellington is Allstate

Finding affordable Wellington, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Wellington, IL auto insurance with confidence is right here. Auto insurance rates in Wellington are affected by local factors as well as personal ones like your driving record.

See how Wellington, IL car insurance rates compare to Peoria auto insurance rates, Joliet auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Wellington.

Don’t buy Wellington, IL auto insurance until you’ve compared rates. Get free Wellington, Illinois auto insurance quotes when you enter your ZIP code above.

Wellington, IL Minimum Auto Insurance Requirements

The required auto insurance in Wellington, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Wellington, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Wellington, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Wellington, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wellington, IL. Take a look at Wellington, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wellington, Illinois

Insurance Company Poor Fair Good
Allstate $6,935 $5,012 $4,388
American Family $4,815 $3,281 $2,776
Farmers $4,781 $4,015 $3,820
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,960 $1,562
Nationwide $3,624 $2,926 $2,559
Progressive $3,601 $3,035 $2,796
State Farm $2,916 $1,746 $1,354
Travelers $2,933 $2,362 $1,919
USAA $3,831 $2,620 $2,154

Buy Cheap Wellington, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wellington, Illinois auto insurance rates? Find out how car insurance rates in Wellington, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellington, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,440 $3,454 $3,608 $3,608 $9,052 $11,779 $4,141 $4,478
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,257 $2,259 $2,003 $2,118 $9,660 $10,073 $2,576 $2,696
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,481 $1,140 $1,275 $4,514 $5,024 $1,434 $1,513
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,861 $1,766 $1,531 $1,606 $6,498 $7,292 $2,214 $2,383
State Farm $1,277 $1,277 $1,135 $1,135 $3,579 $4,545 $1,441 $1,653
Travelers $1,519 $1,602 $1,389 $1,480 $4,407 $5,534 $1,609 $1,695
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Buy Cheap Wellington, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wellington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wellington, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wellington, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,052 $11,779
American Family $6,391 $8,844
Farmers $9,660 $10,073
GEICO $4,375 $4,641
Liberty Mutual $4,514 $5,024
Nationwide $5,345 $6,858
Progressive $6,498 $7,292
State Farm $3,579 $4,545
Travelers $4,407 $5,534
USAA $5,442 $6,030

Buy Cheap Wellington, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Wellington, Illinois by comparing Wellington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wellington, IL here.

Annual Auto Insurance Rates for Senior Drivers in Wellington, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,608 $3,608
American Family $2,059 $2,059
Farmers $2,003 $2,118
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,711 $1,813
Progressive $1,531 $1,606
State Farm $1,135 $1,135
Travelers $1,389 $1,480
USAA $1,598 $1,592

Find Cheap Auto Insurance Rates in Wellington, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wellington, Illinois auto insurance. Compare Wellington, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellington, Illinois

Insurance Company Low Medium High
Allstate $5,274 $5,440 $5,621
American Family $3,482 $3,757 $3,633
Farmers $3,999 $4,104 $4,512
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,093 $2,215 $2,350
Nationwide $3,022 $3,060 $3,026
Progressive $2,890 $3,125 $3,417
State Farm $1,903 $2,008 $2,105
Travelers $2,251 $2,401 $2,561
USAA $2,681 $2,865 $3,059

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Find Cheap Wellington, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wellington. Compare auto insurance rates in Wellington, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wellington, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,445 $5,445
American Family $3,578 $3,670
Farmers $4,205 $4,205
GEICO $2,263 $2,351
Liberty Mutual $2,219 $2,219
Nationwide $3,036 $3,036
Progressive $3,144 $3,144
State Farm $1,955 $2,056
Travelers $2,310 $2,498
USAA $2,787 $2,949

Find Cheap Wellington, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Wellington, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wellington, IL, take a look at the average cost for various violations versus rates for a clean driving record in Wellington.

Annual Wellington, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $6,648 $6,180 $5,105
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,552 $4,576 $4,463 $4,229
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,852 $2,621 $2,306 $2,099
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,598 $3,823 $2,874 $3,281
State Farm $1,838 $2,172 $2,005 $2,005
Travelers $1,913 $2,506 $2,799 $2,399
USAA $2,050 $2,931 $4,024 $2,468

Find Cheap Wellington, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wellington, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Wellington for less when you shop around and compare rates from multiple Wellington, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wellington, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,180
American Family $5,026
Farmers $4,463
GEICO $3,141
Liberty Mutual $2,306
Nationwide $3,724
Progressive $2,874
State Farm $2,005
Travelers $2,799
USAA $4,024

Winners by Category: Where to Buy Cheap Auto Insurance in Wellington, IL

Compare rates from the cheapest auto insurance companies in Wellington, IL for your needs. Take a look at how Wellington, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wellington, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Wellington, Illinois Auto Insurance Companies

If you’re looking for the cheapest Wellington, IL auto insurance companies overall, you can compare them here. Find the best price for Wellington, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Wellington, Illinois

Insurance Company Average Annual Rates
Allstate $5,445
American Family $3,624
Farmers $4,205
GEICO $2,307
Liberty Mutual $2,219
Nationwide $3,036
Progressive $3,144
State Farm $2,005
Travelers $2,404
USAA $2,868

What affects Wellington, Illinois auto insurance rates?

Local factors affect auto insurance rates in Wellington, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Wellington auto insurance rates.

Commute Times in Wellington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wellington, IL is 31.0 minutes according to City-Data.

Traffic in Wellington

How is traffic in Wellington, Illinois? Inrix data shows that Wellington, IL traffic makes it the 84th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Wellington, IL

You can buy cheap Wellington, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wellington, Illinois auto insurance quotes from top companies.

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