Buy Cheap Wellington, CO Auto Insurance (2021)

Wellington, CO auto insurance rates average $285 a month. Minimum auto insurance requirements in Wellington, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Wellington, CO, compare Wellington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wellington, CO after a DUI are $4,078/year
  • The most expensive auto insurance company in Wellington after a DUI is Allstate
  • Average auto insurance rates in Wellington, CO are $285/month

Finding affordable Wellington, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Wellington, CO auto insurance with confidence is right here. Auto insurance rates in Wellington are affected by local factors as well as personal ones like your driving record.

See how Wellington, CO car insurance rates compare to Lakewood auto insurance rates, Denver auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Wellington.

Don’t buy Wellington, CO auto insurance until you’ve compared rates. Get free Wellington, Colorado auto insurance quotes when you enter your ZIP code above.

Wellington, CO Minimum Auto Insurance Requirements

The required auto insurance in Wellington, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Wellington, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Wellington, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Wellington, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wellington, CO. Take a look at Wellington, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wellington, Colorado

Insurance Company Poor Fair Good
Allstate $5,820 $4,497 $3,396
American Family $4,466 $3,197 $2,686
Farmers $5,254 $4,256 $4,043
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,671 $2,257 $1,796
Nationwide $4,099 $3,254 $2,838
Progressive $4,133 $3,538 $3,255
State Farm $3,808 $2,448 $1,974
USAA $4,329 $2,483 $1,995

Buy Cheap Wellington, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wellington, Colorado auto insurance rates? Find out how car insurance rates in Wellington, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellington, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,767 $2,584 $2,522 $2,543 $9,821 $10,341 $2,999 $2,991
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,670 $2,638 $2,424 $2,621 $9,961 $9,973 $2,920 $2,933
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,665 $1,565 $1,411 $1,557 $5,258 $5,752 $1,685 $1,705
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,206 $2,062 $1,938 $1,928 $7,612 $8,500 $2,481 $2,410
State Farm $1,705 $1,705 $1,539 $1,539 $4,984 $6,296 $1,911 $2,268
USAA $1,961 $1,952 $1,878 $1,875 $4,940 $5,650 $2,511 $2,721

Buy Cheap Wellington, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wellington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wellington, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wellington, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,821 $10,341
American Family $5,699 $7,669
Farmers $9,961 $9,973
GEICO $5,819 $6,160
Liberty Mutual $5,258 $5,752
Nationwide $5,724 $7,310
Progressive $7,612 $8,500
State Farm $4,984 $6,296
USAA $4,940 $5,650

Buy Cheap Wellington, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Wellington, Colorado by comparing Wellington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wellington, CO here.

Annual Auto Insurance Rates for Senior Drivers in Wellington, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,522 $2,543
American Family $2,133 $2,133
Farmers $2,424 $2,621
GEICO $1,970 $2,232
Liberty Mutual $1,411 $1,557
Nationwide $2,028 $2,139
Progressive $1,938 $1,928
State Farm $1,539 $1,539
USAA $1,878 $1,875

Find Cheap Auto Insurance Rates in Wellington, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wellington, Colorado auto insurance. Compare Wellington, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellington, Colorado

Insurance Company Low Medium High
Allstate $4,270 $4,553 $4,890
American Family $3,256 $3,522 $3,571
Farmers $3,965 $4,457 $5,132
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,411 $2,563 $2,750
Nationwide $3,381 $3,402 $3,409
Progressive $3,351 $3,654 $3,921
State Farm $2,555 $2,745 $2,930
USAA $2,793 $2,935 $3,079

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Find Cheap Wellington, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wellington. Compare auto insurance rates in Wellington, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wellington, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,571 $4,571
American Family $3,375 $3,524
Farmers $4,518 $4,518
GEICO $2,879 $3,005
Liberty Mutual $2,575 $2,575
Nationwide $3,397 $3,397
Progressive $3,642 $3,642
State Farm $2,676 $2,811
USAA $2,854 $3,018

Find Cheap Wellington, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Wellington, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wellington, CO, take a look at the average cost for various violations versus rates for a clean driving record in Wellington.

Annual Wellington, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,885 $4,485 $5,500 $4,413
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,816 $4,907 $4,841 $4,508
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,265 $2,642 $2,731 $2,660
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,154 $4,421 $3,326 $3,667
State Farm $2,518 $2,969 $2,743 $2,743
USAA $2,145 $2,618 $4,566 $2,414

Find Cheap Wellington, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wellington, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Wellington for less when you shop around and compare rates from multiple Wellington, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wellington, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,500
American Family $4,727
Farmers $4,841
GEICO $3,741
Liberty Mutual $2,731
Nationwide $4,523
Progressive $3,326
State Farm $2,743
USAA $4,566

Winners by Category: Where to Buy Cheap Auto Insurance in Wellington, CO

Compare rates from the cheapest auto insurance companies in Wellington, CO for your needs. Take a look at how Wellington, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wellington, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Wellington, Colorado Auto Insurance Companies

If you’re looking for the cheapest Wellington, CO auto insurance companies overall, you can compare them here. Find the best price for Wellington, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Wellington, Colorado

Insurance Company Average Annual Rates
Allstate $4,571
American Family $3,449
Farmers $4,518
GEICO $2,942
Liberty Mutual $2,575
Nationwide $3,397
Progressive $3,642
State Farm $2,743
USAA $2,936

What affects Wellington, Colorado auto insurance rates?

Local factors affect auto insurance rates in Wellington, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Wellington auto insurance rates.

Commute Times in Wellington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wellington, CO is 26.1 minutes according to City-Data.

Traffic in Wellington

How is traffic in Wellington, Colorado? Inrix data shows that Wellington, CO traffic makes it the 84th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Wellington, CO

You can buy cheap Wellington, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wellington, Colorado auto insurance quotes from top companies.

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