Buy Cheap Waynesboro, TN Auto Insurance (2021)

Waynesboro, TN auto insurance rates average $265 a month. Minimum auto insurance requirements in Waynesboro, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Waynesboro, TN, compare Waynesboro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Waynesboro, TN are $265/month
  • The most expensive auto insurance company in Waynesboro after a DUI is Liberty Mutual
  • Average auto insurance rates in Waynesboro, TN after a DUI are $4,124/year

Finding affordable Waynesboro, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Waynesboro, TN auto insurance with confidence is right here. Auto insurance rates in Waynesboro are affected by local factors as well as personal ones like your driving record.

See how Waynesboro, TN car insurance rates compare to Hendersonville auto insurance rates, Memphis auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Waynesboro.

Don’t buy Waynesboro, TN auto insurance until you’ve compared rates. Get free Waynesboro, Tennessee auto insurance quotes when you enter your ZIP code above.

Waynesboro, TN Minimum Auto Insurance Requirements

The required auto insurance in Waynesboro, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Waynesboro, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Waynesboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Waynesboro, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waynesboro, TN. Take a look at Waynesboro, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waynesboro, Tennessee

Insurance Company Poor Fair Good
Allstate $6,135 $4,689 $3,587
Farmers $3,735 $2,914 $2,756
GEICO $3,725 $3,180 $2,922
Liberty Mutual $8,833 $5,397 $4,218
Nationwide $3,761 $2,980 $2,643
Progressive $3,862 $3,311 $3,088
State Farm $3,521 $2,114 $1,642
Travelers $3,204 $2,497 $1,830
USAA $3,987 $2,320 $1,910

Buy Cheap Waynesboro, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waynesboro, Tennessee auto insurance rates? Find out how car insurance rates in Waynesboro, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waynesboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,832 $2,731 $2,533 $2,632 $10,298 $11,189 $3,047 $3,166
Farmers $1,695 $1,725 $1,523 $1,661 $6,681 $7,081 $2,283 $2,434
GEICO $2,227 $2,255 $2,060 $2,060 $6,452 $6,599 $2,243 $2,311
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,772 $1,682 $1,440 $1,504 $7,749 $8,736 $2,139 $2,340
State Farm $1,509 $1,509 $1,348 $1,348 $4,446 $5,566 $1,700 $1,978
Travelers $1,657 $1,745 $1,492 $1,588 $4,478 $5,492 $1,769 $1,862
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

Buy Cheap Waynesboro, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waynesboro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waynesboro, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waynesboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,298 $11,189
Farmers $6,681 $7,081
GEICO $6,452 $6,599
Nationwide $5,414 $7,005
Progressive $7,749 $8,736
State Farm $4,446 $5,566
Travelers $4,478 $5,492
USAA $5,437 $6,234

Buy Cheap Waynesboro, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Waynesboro, Tennessee by comparing Waynesboro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waynesboro, TN here.

Annual Auto Insurance Rates for Senior Drivers in Waynesboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,533 $2,632
Farmers $1,523 $1,661
GEICO $2,060 $2,060
Nationwide $1,818 $1,853
Progressive $1,440 $1,504
State Farm $1,348 $1,348
Travelers $1,492 $1,588
USAA $1,408 $1,416

Find Cheap Auto Insurance Rates in Waynesboro, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waynesboro, Tennessee auto insurance. Compare Waynesboro, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waynesboro, Tennessee

Insurance Company Low Medium High
Allstate $4,637 $4,792 $4,981
Farmers $2,976 $3,122 $3,308
GEICO $3,128 $3,270 $3,429
Liberty Mutual $5,907 $6,146 $6,394
Nationwide $3,154 $3,057 $3,173
Progressive $3,239 $3,418 $3,604
State Farm $2,310 $2,434 $2,533
Travelers $2,378 $2,508 $2,644
USAA $2,657 $2,730 $2,830

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Find Cheap Waynesboro, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waynesboro. Compare auto insurance rates in Waynesboro, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waynesboro, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
Farmers $3,135 $3,135
GEICO $3,261 $3,290
Liberty Mutual $6,149 $6,149
Nationwide $3,128 $3,128
Progressive $3,420 $3,420
State Farm $2,370 $2,482
Travelers $2,412 $2,608
USAA $2,660 $2,818

Find Cheap Waynesboro, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Waynesboro, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waynesboro, TN, take a look at the average cost for various violations versus rates for a clean driving record in Waynesboro.

Annual Waynesboro, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,046 $4,807 $5,756 $4,605
Farmers $2,677 $3,314 $3,379 $3,172
GEICO $2,358 $3,186 $5,201 $2,358
Liberty Mutual $4,983 $7,182 $6,690 $5,742
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,015 $3,900 $3,211 $3,555
State Farm $2,221 $2,630 $2,426 $2,426
Travelers $2,043 $2,613 $2,876 $2,510
USAA $1,997 $2,976 $3,511 $2,472

Find Cheap Waynesboro, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waynesboro, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Waynesboro for less when you shop around and compare rates from multiple Waynesboro, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waynesboro, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,756
Farmers $3,379
GEICO $5,201
Liberty Mutual $6,690
Nationwide $4,070
Progressive $3,211
State Farm $2,426
Travelers $2,876
USAA $3,511

Winners by Category: Where to Buy Cheap Auto Insurance in Waynesboro, TN

Compare rates from the cheapest auto insurance companies in Waynesboro, TN for your needs. Take a look at how Waynesboro, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waynesboro, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Waynesboro, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Waynesboro, TN auto insurance companies overall, you can compare them here. Find the best price for Waynesboro, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Waynesboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,804
Farmers $3,135
GEICO $3,276
Nationwide $3,128
Progressive $3,420
State Farm $2,426
Travelers $2,510
USAA $2,739

What affects Waynesboro, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Waynesboro, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Waynesboro auto insurance rates.

Commute Times in Waynesboro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waynesboro, TN is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Waynesboro, TN

You can buy cheap Waynesboro, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waynesboro, Tennessee auto insurance quotes from top companies.

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