Buy Cheap Waverly, TN Auto Insurance (2021)

Waverly, TN auto insurance rates average $271 a month. Minimum auto insurance requirements in Waverly, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Waverly, TN, compare Waverly auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Waverly is Allstate
  • Average auto insurance rates in Waverly, TN for teens drivers are $6,575/year
  • Average auto insurance rates in Waverly, TN are $271/month

Finding affordable Waverly, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Waverly, TN auto insurance with confidence is right here. Auto insurance rates in Waverly are affected by local factors as well as personal ones like your driving record.

See how Waverly, TN car insurance rates compare to Jackson auto insurance rates, Murfreesboro auto insurance rates, and Johnson City auto insurance rates before you read more about the cost of auto insurance in Waverly.

Don’t buy Waverly, TN auto insurance until you’ve compared rates. Get free Waverly, Tennessee auto insurance quotes when you enter your ZIP code above.

Waverly, TN Minimum Auto Insurance Requirements

The required auto insurance in Waverly, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Waverly, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Waverly, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Waverly, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waverly, TN. Take a look at Waverly, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waverly, Tennessee

Insurance Company Poor Fair Good
Allstate $5,962 $4,563 $3,490
Farmers $4,010 $3,140 $2,970
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,614 $5,273 $4,125
Nationwide $3,761 $2,980 $2,643
Progressive $4,405 $3,793 $3,544
State Farm $3,526 $2,117 $1,644
Travelers $3,422 $2,669 $1,953
USAA $4,042 $2,350 $1,934

Buy Cheap Waverly, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waverly, Tennessee auto insurance rates? Find out how car insurance rates in Waverly, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,719 $2,611 $2,441 $2,534 $10,138 $11,014 $2,903 $3,010
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,993 $1,884 $1,620 $1,695 $8,962 $10,096 $2,412 $2,650
State Farm $1,530 $1,530 $1,360 $1,360 $4,408 $5,528 $1,721 $1,998
Travelers $1,765 $1,858 $1,589 $1,691 $4,793 $5,885 $1,884 $1,983
USAA $1,591 $1,628 $1,429 $1,436 $5,503 $6,313 $2,075 $2,228

Buy Cheap Waverly, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waverly can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waverly, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,138 $11,014
Farmers $7,299 $7,753
GEICO $6,088 $6,214
Nationwide $5,414 $7,005
Progressive $8,962 $10,096
State Farm $4,408 $5,528
Travelers $4,793 $5,885
USAA $5,503 $6,313

Buy Cheap Waverly, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Waverly, Tennessee by comparing Waverly senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waverly, TN here.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,441 $2,534
Farmers $1,600 $1,755
GEICO $1,909 $1,909
Nationwide $1,818 $1,853
Progressive $1,620 $1,695
State Farm $1,360 $1,360
Travelers $1,589 $1,691
USAA $1,429 $1,436

Find Cheap Auto Insurance Rates in Waverly, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waverly, Tennessee auto insurance. Compare Waverly, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Tennessee

Insurance Company Low Medium High
Allstate $4,507 $4,660 $4,847
Farmers $3,189 $3,358 $3,573
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,767 $6,002 $6,242
Nationwide $3,154 $3,057 $3,173
Progressive $3,719 $3,915 $4,108
State Farm $2,320 $2,437 $2,530
Travelers $2,538 $2,679 $2,826
USAA $2,694 $2,766 $2,866

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Waverly, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waverly. Compare auto insurance rates in Waverly, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waverly, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,671 $4,671
Farmers $3,373 $3,373
GEICO $3,048 $3,080
Liberty Mutual $6,004 $6,004
Nationwide $3,128 $3,128
Progressive $3,914 $3,914
State Farm $2,373 $2,485
Travelers $2,576 $2,786
USAA $2,696 $2,855

Find Cheap Waverly, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Waverly, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waverly, TN, take a look at the average cost for various violations versus rates for a clean driving record in Waverly.

Annual Waverly, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,914 $4,664 $5,631 $4,476
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,868 $7,013 $6,530 $5,604
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,446 $4,476 $3,668 $4,066
State Farm $2,231 $2,628 $2,429 $2,429
Travelers $2,181 $2,793 $3,070 $2,680
USAA $2,024 $3,014 $3,556 $2,506

Find Cheap Waverly, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waverly, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Waverly for less when you shop around and compare rates from multiple Waverly, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waverly, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,631
Farmers $3,646
GEICO $4,845
Liberty Mutual $6,530
Nationwide $4,070
Progressive $3,668
State Farm $2,429
Travelers $3,070
USAA $3,556

Winners by Category: Where to Buy Cheap Auto Insurance in Waverly, TN

Compare rates from the cheapest auto insurance companies in Waverly, TN for your needs. Take a look at how Waverly, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waverly, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Waverly, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Waverly, TN auto insurance companies overall, you can compare them here. Find the best price for Waverly, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Waverly, Tennessee

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $3,373
GEICO $3,064
Nationwide $3,128
Progressive $3,914
State Farm $2,429
Travelers $2,681
USAA $2,775

What affects Waverly, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Waverly, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Waverly auto insurance rates.

Commute Times in Waverly

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waverly, TN is 33.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Waverly, TN

You can buy cheap Waverly, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waverly, Tennessee auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption