Buy Cheap Waverly, KY Auto Insurance (2022)

Waverly, KY auto insurance rates average $342 a month. Minimum auto insurance requirements in Waverly, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Waverly, KY, compare Waverly auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Waverly, KY for teens drivers are $7,996/year
  • The most expensive auto insurance company in Waverly after a DUI is GEICO
  • The most expensive auto insurance company in Waverly is Allstate

Finding affordable Waverly, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Waverly, KY auto insurance with confidence is right here. Auto insurance rates in Waverly are affected by local factors as well as personal ones like your driving record.

See how Waverly, KY car insurance rates compare to Nicholasville auto insurance rates, Florence auto insurance rates, and Henderson auto insurance rates before you read more about the cost of auto insurance in Waverly.

Don’t buy Waverly, KY auto insurance until you’ve compared rates. Get free Waverly, Kentucky auto insurance quotes when you enter your ZIP code above.

Waverly, KY Minimum Auto Insurance Requirements

The required auto insurance in Waverly, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Waverly, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Waverly, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Waverly, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waverly, KY. Take a look at Waverly, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waverly, Kentucky

Insurance Company Poor Fair Good
Allstate $7,221 $4,981 $4,171
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,642 $4,067 $3,219
Nationwide $4,672 $3,666 $3,197
Progressive $4,507 $3,920 $3,650
State Farm $4,445 $2,676 $2,084
Travelers $5,529 $4,678 $4,658
USAA $3,856 $2,158 $1,758

Buy Cheap Waverly, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waverly, Kentucky auto insurance rates? Find out how car insurance rates in Waverly, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,189 $2,859 $3,054 $11,262 $12,650 $3,607 $3,841
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,630 $2,853 $2,254 $2,514 $10,113 $11,160 $2,752 $2,865
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,964 $1,876 $1,755 $1,767 $9,340 $10,570 $2,435 $2,498
State Farm $1,892 $1,892 $1,687 $1,687 $5,699 $7,204 $2,112 $2,374
Travelers $2,147 $2,187 $2,100 $2,106 $10,100 $16,158 $2,241 $2,601
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

Buy Cheap Waverly, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waverly can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waverly, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,262 $12,650
GEICO $6,831 $8,150
Liberty Mutual $10,113 $11,160
Nationwide $6,037 $7,550
Progressive $9,340 $10,570
State Farm $5,699 $7,204
Travelers $10,100 $16,158
USAA $4,587 $4,842

Buy Cheap Waverly, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Waverly, Kentucky by comparing Waverly senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waverly, KY here.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,859 $3,054
GEICO $3,608 $3,267
Liberty Mutual $2,254 $2,514
Nationwide $2,519 $2,640
Progressive $1,755 $1,767
State Farm $1,687 $1,687
Travelers $2,100 $2,106
USAA $1,568 $1,603

Find Cheap Auto Insurance Rates in Waverly, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waverly, Kentucky auto insurance. Compare Waverly, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Kentucky

Insurance Company Low Medium High
Allstate $5,136 $5,439 $5,797
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,446 $4,615 $4,866
Nationwide $3,908 $3,801 $3,826
Progressive $3,736 $3,980 $4,361
State Farm $2,911 $3,067 $3,227
Travelers $4,720 $4,980 $5,165
USAA $2,479 $2,585 $2,708

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Find Cheap Waverly, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waverly. Compare auto insurance rates in Waverly, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waverly, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,458 $5,458
GEICO $4,191 $4,270
Liberty Mutual $4,643 $4,643
Nationwide $3,845 $3,845
Progressive $4,026 $4,026
State Farm $2,994 $3,142
Travelers $4,955 $4,955
USAA $2,494 $2,687

Find Cheap Waverly, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Waverly, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waverly, KY, take a look at the average cost for various violations versus rates for a clean driving record in Waverly.

Annual Waverly, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,899 $6,233 $5,119
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,884 $5,937 $4,628 $4,121
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,333 $4,915 $3,802 $4,052
State Farm $2,802 $3,335 $3,068 $3,068
Travelers $4,324 $4,449 $6,410 $4,636
USAA $1,953 $2,763 $3,296 $2,350

Find Cheap Waverly, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waverly, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Waverly for less when you shop around and compare rates from multiple Waverly, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waverly, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
GEICO $6,862
Liberty Mutual $4,628
Nationwide $4,997
Progressive $3,802
State Farm $3,068
Travelers $6,410
USAA $3,296

Winners by Category: Where to Buy Cheap Auto Insurance in Waverly, KY

Compare rates from the cheapest auto insurance companies in Waverly, KY for your needs. Take a look at how Waverly, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waverly, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Waverly, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Waverly, KY auto insurance companies overall, you can compare them here. Find the best price for Waverly, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Waverly, Kentucky

Insurance Company Average Annual Rates
Allstate $5,458
GEICO $4,231
Liberty Mutual $4,643
Nationwide $3,845
Progressive $4,026
State Farm $3,068
Travelers $4,955
USAA $2,591

What affects Waverly, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Waverly, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Waverly auto insurance rates.

Commute Times in Waverly

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waverly, KY is 23.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Waverly, KY

You can buy cheap Waverly, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waverly, Kentucky auto insurance quotes from top companies.

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