Buy Cheap Waverly, AL Auto Insurance (2021)

Waverly, AL auto insurance rates average $295 a month. Minimum auto insurance requirements in Waverly, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Waverly, AL, compare Waverly auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Waverly, AL are $295/month
  • The most expensive auto insurance company in Waverly is Liberty Mutual
  • Average auto insurance rates in Waverly, AL after a DUI are $4,041/year

Finding affordable Waverly, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Waverly, AL auto insurance with confidence is right here. Auto insurance rates in Waverly are affected by local factors as well as personal ones like your driving record.

See how Waverly, AL car insurance rates compare to Montgomery auto insurance rates, Hoover auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Waverly.

Don’t buy Waverly, AL auto insurance until you’ve compared rates. Get free Waverly, Alabama auto insurance quotes when you enter your ZIP code above.

Waverly, AL Minimum Auto Insurance Requirements

The required auto insurance in Waverly, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Waverly, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Waverly, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Waverly, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waverly, AL. Take a look at Waverly, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waverly, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,413 $3,796 $3,598
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,262 $4,455 $3,501
Nationwide $3,155 $2,458 $2,223
Progressive $4,534 $3,902 $3,651
State Farm $7,329 $3,709 $2,520
Travelers $3,885 $3,365 $3,427
USAA $2,826 $1,841 $1,644

Buy Cheap Waverly, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waverly, Alabama auto insurance rates? Find out how car insurance rates in Waverly, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,250 $2,235 $2,011 $2,137 $8,695 $8,947 $2,555 $2,655
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $2,969 $3,209 $2,435 $2,726 $10,748 $11,958 $3,163 $3,370
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,019 $1,778 $1,899 $9,063 $10,095 $2,530 $2,689
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,472 $1,496 $1,373 $1,371 $7,686 $12,060 $1,396 $1,616
USAA $1,311 $1,330 $1,224 $1,200 $3,899 $4,321 $1,705 $1,841

Buy Cheap Waverly, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waverly can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waverly, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,695 $8,947
GEICO $5,489 $5,415
Liberty Mutual $10,748 $11,958
Nationwide $4,446 $5,755
Progressive $9,063 $10,095
State Farm $8,309 $10,427
Travelers $7,686 $12,060
USAA $3,899 $4,321

Buy Cheap Waverly, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Waverly, Alabama by comparing Waverly senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waverly, AL here.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,011 $2,137
GEICO $1,997 $2,040
Liberty Mutual $2,435 $2,726
Nationwide $1,564 $1,624
Progressive $1,778 $1,899
State Farm $2,520 $2,520
Travelers $1,373 $1,371
USAA $1,224 $1,200

Find Cheap Auto Insurance Rates in Waverly, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waverly, Alabama auto insurance. Compare Waverly, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,883 $4,213
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,836 $5,048 $5,334
Nationwide $2,607 $2,586 $2,642
Progressive $3,615 $4,009 $4,463
State Farm $4,278 $4,514 $4,767
Travelers $3,391 $3,630 $3,656
USAA $2,028 $2,092 $2,191

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Find Cheap Waverly, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waverly. Compare auto insurance rates in Waverly, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waverly, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,936 $3,936
GEICO $2,886 $2,996
Liberty Mutual $5,072 $5,072
Nationwide $2,612 $2,612
Progressive $4,029 $4,029
State Farm $4,410 $4,629
Travelers $3,559 $3,559
USAA $2,008 $2,200

Find Cheap Waverly, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Waverly, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waverly, AL, take a look at the average cost for various violations versus rates for a clean driving record in Waverly.

Annual Waverly, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,312 $4,284 $4,180 $3,967
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $3,982 $5,534 $5,417 $5,356
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,632 $4,583 $3,919 $3,982
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,967 $3,115 $4,538 $3,616
USAA $1,618 $2,031 $3,015 $1,751

Find Cheap Waverly, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waverly, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Waverly for less when you shop around and compare rates from multiple Waverly, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waverly, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,595
Farmers $4,180
GEICO $3,902
Liberty Mutual $5,417
Nationwide $3,331
Progressive $3,919
State Farm $4,472
Travelers $4,538
USAA $3,015

Winners by Category: Where to Buy Cheap Auto Insurance in Waverly, AL

Compare rates from the cheapest auto insurance companies in Waverly, AL for your needs. Take a look at how Waverly, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waverly, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Waverly, Alabama Auto Insurance Companies

If you’re looking for the cheapest Waverly, AL auto insurance companies overall, you can compare them here. Find the best price for Waverly, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Waverly, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,936
GEICO $2,941
Liberty Mutual $5,072
Nationwide $2,612
Progressive $4,029
State Farm $4,519
Travelers $3,559
USAA $2,104

What affects Waverly, Alabama auto insurance rates?

Local factors affect auto insurance rates in Waverly, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Waverly auto insurance rates.

Commute Times in Waverly

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waverly, AL is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Waverly, AL

You can buy cheap Waverly, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waverly, Alabama auto insurance quotes from top companies.

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