Buy Cheap Waukesha, WI Auto Insurance (2022)

Waukesha, WI auto insurance rates average $231 a month. Minimum auto insurance requirements in Waukesha, Wisconsin are 25/50/10 to comply with Wisconsin laws. To buy cheap auto insurance in Waukesha, WI, compare Waukesha auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Waukesha, WI are $231/month
  • Average auto insurance rates in Waukesha, WI after a DUI are $3,075/year
  • Average auto insurance rates in Waukesha, WI for teens drivers are $5,474/year

Finding affordable Waukesha, Wisconsin auto insurance can be challenging, but everything you need to know to buy cheap Waukesha, WI auto insurance with confidence is right here. Auto insurance rates in Waukesha are affected by local factors as well as personal ones like your driving record.

See how Waukesha, WI car insurance rates compare to Milwaukee auto insurance rates, Green Bay auto insurance rates, and Eau Claire auto insurance rates before you read more about the cost of auto insurance in Waukesha.

Don’t buy Waukesha, WI auto insurance until you’ve compared rates. Get free Waukesha, Wisconsin auto insurance quotes when you enter your ZIP code above.

Waukesha, WI Minimum Auto Insurance Requirements

The required auto insurance in Waukesha, WI is 25/50/10 according to the auto insurance laws in Wisconsin. The minimum auto insurance in Waukesha, Wisconsin is outlined here.

Minimum Required Auto Insurance Coverage in Waukesha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Waukesha, WI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waukesha, WI. Take a look at Waukesha, Wisconsin auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waukesha, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,058 $3,483 $3,032
American Family $1,962 $1,290 $1,137
Farmers $4,166 $3,544 $3,386
GEICO $2,652 $1,892 $1,520
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,968 $4,146 $4,146
Progressive $3,100 $2,669 $2,494
State Farm $3,229 $1,853 $1,411
USAA $2,805 $1,503 $1,207

Buy Cheap Waukesha, WI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waukesha, Wisconsin auto insurance rates? Find out how car insurance rates in Waukesha, WI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waukesha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,182 $2,281 $2,039 $2,246 $7,693 $9,877 $2,183 $2,360
American Family $862 $896 $841 $840 $2,933 $3,202 $1,033 $1,096
Farmers $1,817 $1,811 $1,604 $1,709 $9,054 $9,371 $2,070 $2,153
GEICO $1,190 $1,337 $1,286 $1,524 $4,162 $4,471 $1,095 $1,106
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,945 $3,078 $2,474 $2,591 $6,458 $10,005 $3,615 $4,193
Progressive $1,488 $1,392 $1,222 $1,288 $6,100 $6,844 $1,777 $1,923
State Farm $1,310 $1,310 $1,186 $1,186 $4,046 $5,083 $1,485 $1,708
USAA $1,205 $1,194 $1,105 $1,110 $3,189 $3,667 $1,550 $1,685

Buy Cheap Waukesha, WI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waukesha can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waukesha, WI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waukesha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $9,877
American Family $2,933 $3,202
Farmers $9,054 $9,371
GEICO $4,162 $4,471
Liberty Mutual $5,627 $6,311
Nationwide $6,458 $10,005
Progressive $6,100 $6,844
State Farm $4,046 $5,083
USAA $3,189 $3,667

Buy Cheap Waukesha, WI Auto Insurance for Seniors

You can save on senior auto insurance rates in Waukesha, Wisconsin by comparing Waukesha senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waukesha, WI here.

Annual Auto Insurance Rates for Senior Drivers in Waukesha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,246
American Family $841 $840
Farmers $1,604 $1,709
GEICO $1,286 $1,524
Liberty Mutual $1,281 $1,454
Nationwide $2,474 $2,591
Progressive $1,222 $1,288
State Farm $1,186 $1,186
USAA $1,105 $1,110

Find Cheap Auto Insurance Rates in Waukesha, WI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waukesha, Wisconsin auto insurance. Compare Waukesha, WI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waukesha, Wisconsin

Insurance Company Low Medium High
Allstate $3,668 $3,847 $4,058
American Family $1,434 $1,478 $1,477
Farmers $3,377 $3,670 $4,049
GEICO $1,835 $2,021 $2,209
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,247 $4,420 $4,593
Progressive $2,534 $2,783 $2,945
State Farm $2,021 $2,173 $2,299
USAA $1,760 $1,840 $1,915

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Find Cheap Waukesha, WI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waukesha. Compare auto insurance rates in Waukesha, WI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waukesha, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,765 $3,951
American Family $1,438 $1,488
Farmers $3,698 $3,698
GEICO $1,985 $2,058
Liberty Mutual $2,687 $2,687
Nationwide $4,420 $4,420
Progressive $2,754 $2,754
State Farm $2,110 $2,219
USAA $1,815 $1,862

Find Cheap Waukesha, WI Auto Insurance Rates by Driving Record

Auto insurance rates in Waukesha, Wisconsin are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waukesha, WI, take a look at the average cost for various violations versus rates for a clean driving record in Waukesha.

Annual Waukesha, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,111 $4,326 $4,075 $3,918
American Family $1,400 $1,484 $1,484 $1,484
Farmers $3,218 $4,085 $3,856 $3,634
GEICO $1,371 $2,267 $2,690 $1,759
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,738 $4,323 $5,296 $4,323
Progressive $2,513 $3,076 $2,619 $2,808
State Farm $1,971 $2,358 $2,164 $2,164
USAA $1,435 $1,820 $2,459 $1,639

Find Cheap Waukesha, WI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waukesha, Wisconsin is higher than for a clean driving record. You can buy auto insurance after a DUI in Waukesha for less when you shop around and compare rates from multiple Waukesha, WI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waukesha, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,075
American Family $1,484
Farmers $3,856
GEICO $2,690
Liberty Mutual $3,028
Nationwide $5,296
Progressive $2,619
State Farm $2,164
USAA $2,459

Winners by Category: Where to Buy Cheap Auto Insurance in Waukesha, WI

Compare rates from the cheapest auto insurance companies in Waukesha, WI for your needs. Take a look at how Waukesha, Wisconsin auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waukesha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Find Cheap Waukesha, Wisconsin Auto Insurance Companies

If you’re looking for the cheapest Waukesha, WI auto insurance companies overall, you can compare them here. Find the best price for Waukesha, Wisconsin car insurance by company.

Average Annual Auto Insurance Rates by Company in Waukesha, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,858
American Family $1,463
Farmers $3,698
GEICO $2,022
Liberty Mutual $2,687
Nationwide $4,420
Progressive $2,754
State Farm $2,164
USAA $1,838

What affects Waukesha, Wisconsin auto insurance rates?

Local factors affect auto insurance rates in Waukesha, WI, including traffic, theft statistics, and commute length. Take a look at the things that impact Waukesha auto insurance rates.

Auto Theft in Waukesha

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Waukesha, WI auto theft show a total of 49 vehicle thefts annually.

Commute Times in Waukesha

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waukesha, WI is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Waukesha, WI

You can buy cheap Waukesha, WI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waukesha, Wisconsin auto insurance quotes from top companies.

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