Buy Cheap Watson, AR Auto Insurance (2021)

Watson, AR auto insurance rates average $365 a month. Minimum auto insurance requirements in Watson, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Watson, AR, compare Watson auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Watson, AR are $365/month
  • The most expensive auto insurance company in Watson is Travelers
  • Average auto insurance rates in Watson, AR after a DUI are $5,280/year

Finding affordable Watson, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Watson, AR auto insurance with confidence is right here. Auto insurance rates in Watson are affected by local factors as well as personal ones like your driving record.

See how Watson, AR car insurance rates compare to Little Rock auto insurance rates, Fayetteville auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Watson.

Don’t buy Watson, AR auto insurance until you’ve compared rates. Get free Watson, Arkansas auto insurance quotes when you enter your ZIP code above.

Watson, AR Minimum Auto Insurance Requirements

The required auto insurance in Watson, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Watson, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Watson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Watson, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Watson, AR. Take a look at Watson, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Watson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $5,160 $4,304 $4,104
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,318 $5,344 $4,954
State Farm $4,226 $2,543 $1,979
Travelers $7,254 $6,045 $5,648
USAA $3,186 $2,166 $1,843

Buy Cheap Watson, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watson, Arkansas auto insurance rates? Find out how car insurance rates in Watson, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,521 $2,519 $2,258 $2,364 $10,107 $10,493 $2,875 $3,042
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $3,017 $2,884 $2,477 $2,576 $12,138 $13,713 $3,610 $3,895
State Farm $1,887 $1,887 $1,669 $1,669 $5,160 $6,525 $2,119 $2,413
Travelers $2,365 $2,413 $2,322 $2,333 $13,647 $21,999 $2,520 $2,925
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

Buy Cheap Watson, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watson, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $10,107 $10,493
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $12,138 $13,713
State Farm $5,160 $6,525
Travelers $13,647 $21,999
USAA $4,636 $4,863

Buy Cheap Watson, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Watson, Arkansas by comparing Watson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watson, AR here.

Annual Auto Insurance Rates for Senior Drivers in Watson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,258 $2,364
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,477 $2,576
State Farm $1,669 $1,669
Travelers $2,322 $2,333
USAA $1,364 $1,379

Find Cheap Auto Insurance Rates in Watson, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watson, Arkansas auto insurance. Compare Watson, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watson, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,316 $4,479 $4,772
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $5,118 $5,448 $6,050
State Farm $2,786 $2,913 $3,049
Travelers $5,993 $6,333 $6,621
USAA $2,302 $2,390 $2,503

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Find Cheap Watson, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watson. Compare auto insurance rates in Watson, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,522 $4,522
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,539 $5,539
State Farm $2,846 $2,986
Travelers $6,316 $6,316
USAA $2,329 $2,468

Find Cheap Watson, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Watson, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watson, AR, take a look at the average cost for various violations versus rates for a clean driving record in Watson.

Annual Watson, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,835 $4,889 $4,774 $4,591
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,786 $6,596 $5,024 $5,750
State Farm $2,695 $3,137 $2,916 $2,916
Travelers $5,297 $5,473 $7,990 $6,502
USAA $1,840 $2,334 $3,374 $2,044

Find Cheap Watson, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watson, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Watson for less when you shop around and compare rates from multiple Watson, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watson, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,221
Farmers $4,774
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $5,024
State Farm $2,916
Travelers $7,990
USAA $3,374

Winners by Category: Where to Buy Cheap Auto Insurance in Watson, AR

Compare rates from the cheapest auto insurance companies in Watson, AR for your needs. Take a look at how Watson, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Watson, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Watson, AR auto insurance companies overall, you can compare them here. Find the best price for Watson, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Watson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,522
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,539
State Farm $2,916
Travelers $6,316
USAA $2,398

What affects Watson, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Watson, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Watson auto insurance rates.

Commute Times in Watson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watson, AR is 26.0 minutes according to City-Data.

Traffic in Watson

How is traffic in Watson, Arkansas? Inrix data shows that Watson, AR traffic makes it the 704th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Watson, AR

You can buy cheap Watson, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watson, Arkansas auto insurance quotes from top companies.

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