Buy Cheap Watseka, IL Auto Insurance (2021)

Watseka, IL auto insurance rates average $259 a month. Minimum auto insurance requirements in Watseka, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Watseka, IL, compare Watseka auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Watseka, IL after a DUI are $3,635/year
  • The most expensive auto insurance company in Watseka after a DUI is Allstate
  • The most expensive auto insurance company in Watseka is Allstate

Finding affordable Watseka, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Watseka, IL auto insurance with confidence is right here. Auto insurance rates in Watseka are affected by local factors as well as personal ones like your driving record.

See how Watseka, IL car insurance rates compare to Joliet auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Watseka.

Don’t buy Watseka, IL auto insurance until you’ve compared rates. Get free Watseka, Illinois auto insurance quotes when you enter your ZIP code above.

Watseka, IL Minimum Auto Insurance Requirements

The required auto insurance in Watseka, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Watseka, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Watseka, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Watseka, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Watseka, IL. Take a look at Watseka, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Watseka, Illinois

Insurance Company Poor Fair Good
Allstate $6,935 $5,012 $4,388
American Family $4,815 $3,281 $2,776
Farmers $4,903 $4,118 $3,917
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,960 $1,562
Nationwide $3,624 $2,926 $2,559
Progressive $3,514 $2,961 $2,728
State Farm $3,100 $1,856 $1,439
Travelers $2,576 $2,059 $1,679
USAA $3,831 $2,620 $2,154

Buy Cheap Watseka, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watseka, Illinois auto insurance rates? Find out how car insurance rates in Watseka, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watseka, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,440 $3,454 $3,608 $3,608 $9,052 $11,779 $4,141 $4,478
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,315 $2,315 $2,054 $2,172 $9,907 $10,325 $2,645 $2,769
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,481 $1,140 $1,275 $4,514 $5,024 $1,434 $1,513
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,811 $1,718 $1,489 $1,564 $6,358 $7,132 $2,153 $2,318
State Farm $1,351 $1,351 $1,203 $1,203 $3,819 $4,848 $1,526 $1,752
Travelers $1,374 $1,449 $1,240 $1,322 $3,778 $4,684 $1,458 $1,535
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Buy Cheap Watseka, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watseka can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watseka, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watseka, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,052 $11,779
American Family $6,391 $8,844
Farmers $9,907 $10,325
GEICO $4,375 $4,641
Liberty Mutual $4,514 $5,024
Nationwide $5,345 $6,858
Progressive $6,358 $7,132
State Farm $3,819 $4,848
Travelers $3,778 $4,684
USAA $5,442 $6,030

Buy Cheap Watseka, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Watseka, Illinois by comparing Watseka senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watseka, IL here.

Annual Auto Insurance Rates for Senior Drivers in Watseka, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,608 $3,608
American Family $2,059 $2,059
Farmers $2,054 $2,172
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,711 $1,813
Progressive $1,489 $1,564
State Farm $1,203 $1,203
Travelers $1,240 $1,322
USAA $1,598 $1,592

Find Cheap Auto Insurance Rates in Watseka, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watseka, Illinois auto insurance. Compare Watseka, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watseka, Illinois

Insurance Company Low Medium High
Allstate $5,274 $5,440 $5,621
American Family $3,482 $3,757 $3,633
Farmers $4,105 $4,212 $4,621
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,093 $2,215 $2,350
Nationwide $3,022 $3,060 $3,026
Progressive $2,816 $3,049 $3,339
State Farm $2,022 $2,135 $2,238
Travelers $1,988 $2,103 $2,224
USAA $2,681 $2,865 $3,059

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Find Cheap Watseka, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watseka. Compare auto insurance rates in Watseka, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watseka, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,445 $5,445
American Family $3,578 $3,670
Farmers $4,313 $4,313
GEICO $2,263 $2,351
Liberty Mutual $2,219 $2,219
Nationwide $3,036 $3,036
Progressive $3,068 $3,068
State Farm $2,078 $2,185
Travelers $2,023 $2,186
USAA $2,787 $2,949

Find Cheap Watseka, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Watseka, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watseka, IL, take a look at the average cost for various violations versus rates for a clean driving record in Watseka.

Annual Watseka, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $6,648 $6,180 $5,105
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,641 $4,694 $4,577 $4,340
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,852 $2,621 $2,306 $2,099
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,535 $3,732 $2,805 $3,200
State Farm $1,952 $2,311 $2,132 $2,132
Travelers $1,685 $2,193 $2,436 $2,106
USAA $2,050 $2,931 $4,024 $2,468

Find Cheap Watseka, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watseka, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Watseka for less when you shop around and compare rates from multiple Watseka, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watseka, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,180
American Family $5,026
Farmers $4,577
GEICO $3,141
Liberty Mutual $2,306
Nationwide $3,724
Progressive $2,805
State Farm $2,132
Travelers $2,436
USAA $4,024

Winners by Category: Where to Buy Cheap Auto Insurance in Watseka, IL

Compare rates from the cheapest auto insurance companies in Watseka, IL for your needs. Take a look at how Watseka, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watseka, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Watseka, Illinois Auto Insurance Companies

If you’re looking for the cheapest Watseka, IL auto insurance companies overall, you can compare them here. Find the best price for Watseka, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Watseka, Illinois

Insurance Company Average Annual Rates
Allstate $5,445
American Family $3,624
Farmers $4,313
GEICO $2,307
Liberty Mutual $2,219
Nationwide $3,036
Progressive $3,068
State Farm $2,132
Travelers $2,105
USAA $2,868

What affects Watseka, Illinois auto insurance rates?

Local factors affect auto insurance rates in Watseka, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Watseka auto insurance rates.

Commute Times in Watseka

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watseka, IL is 19.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Watseka, IL

You can buy cheap Watseka, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watseka, Illinois auto insurance quotes from top companies.

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