Buy Cheap Watkins, CO Auto Insurance (2021)

Watkins, CO auto insurance rates average $339 a month. Minimum auto insurance requirements in Watkins, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Watkins, CO, compare Watkins auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Watkins, CO after a DUI are $4,827/year
  • Average auto insurance rates in Watkins, CO are $339/month
  • Average auto insurance rates in Watkins, CO for teens drivers are $7,973/year

Finding affordable Watkins, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Watkins, CO auto insurance with confidence is right here. Auto insurance rates in Watkins are affected by local factors as well as personal ones like your driving record.

See how Watkins, CO car insurance rates compare to Lakewood auto insurance rates, Pueblo auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Watkins.

Don’t buy Watkins, CO auto insurance until you’ve compared rates. Get free Watkins, Colorado auto insurance quotes when you enter your ZIP code above.

Watkins, CO Minimum Auto Insurance Requirements

The required auto insurance in Watkins, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Watkins, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Watkins, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Watkins, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Watkins, CO. Take a look at Watkins, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Watkins, Colorado

Insurance Company Poor Fair Good
Allstate $6,798 $5,254 $3,963
American Family $4,794 $3,422 $2,874
Farmers $6,710 $5,456 $5,181
GEICO $3,620 $3,012 $2,403
Liberty Mutual $4,171 $2,570 $2,039
Nationwide $5,439 $4,302 $3,746
Progressive $5,090 $4,341 $3,981
State Farm $5,047 $3,242 $2,612
USAA $4,771 $2,749 $2,213

Buy Cheap Watkins, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watkins, Colorado auto insurance rates? Find out how car insurance rates in Watkins, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watkins, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,199 $2,979 $2,900 $2,927 $11,559 $12,181 $3,482 $3,482
American Family $2,527 $2,527 $2,280 $2,280 $6,118 $8,226 $2,527 $3,090
Farmers $3,304 $3,278 $2,988 $3,241 $13,034 $13,140 $3,628 $3,645
GEICO $1,913 $2,090 $2,031 $2,305 $5,947 $6,284 $1,748 $1,776
Liberty Mutual $1,889 $1,820 $1,624 $1,790 $5,990 $6,512 $1,900 $1,888
Nationwide $2,981 $3,033 $2,665 $2,817 $7,594 $9,723 $3,436 $3,714
Progressive $2,727 $2,550 $2,373 $2,367 $9,302 $10,386 $3,074 $2,985
State Farm $2,221 $2,221 $2,022 $2,022 $6,685 $8,445 $2,497 $2,957
USAA $2,145 $2,123 $2,068 $2,052 $5,528 $6,319 $2,750 $2,969

Buy Cheap Watkins, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watkins can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watkins, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watkins, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,559 $12,181
American Family $6,118 $8,226
Farmers $13,034 $13,140
GEICO $5,947 $6,284
Liberty Mutual $5,990 $6,512
Nationwide $7,594 $9,723
Progressive $9,302 $10,386
State Farm $6,685 $8,445
USAA $5,528 $6,319

Buy Cheap Watkins, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Watkins, Colorado by comparing Watkins senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watkins, CO here.

Annual Auto Insurance Rates for Senior Drivers in Watkins, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,900 $2,927
American Family $2,280 $2,280
Farmers $2,988 $3,241
GEICO $2,031 $2,305
Liberty Mutual $1,624 $1,790
Nationwide $2,665 $2,817
Progressive $2,373 $2,367
State Farm $2,022 $2,022
USAA $2,068 $2,052

Find Cheap Auto Insurance Rates in Watkins, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watkins, Colorado auto insurance. Compare Watkins, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watkins, Colorado

Insurance Company Low Medium High
Allstate $5,041 $5,320 $5,654
American Family $3,493 $3,773 $3,825
Farmers $4,967 $5,684 $6,696
GEICO $2,691 $2,950 $3,394
Liberty Mutual $2,732 $2,914 $3,134
Nationwide $4,472 $4,500 $4,514
Progressive $4,114 $4,485 $4,812
State Farm $3,349 $3,639 $3,913
USAA $3,069 $3,244 $3,420

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Find Cheap Watkins, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watkins. Compare auto insurance rates in Watkins, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watkins, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,339 $5,339
American Family $3,617 $3,777
Farmers $5,782 $5,782
GEICO $2,947 $3,076
Liberty Mutual $2,927 $2,927
Nationwide $4,495 $4,495
Progressive $4,471 $4,471
State Farm $3,541 $3,726
USAA $3,153 $3,336

Find Cheap Watkins, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Watkins, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watkins, CO, take a look at the average cost for various violations versus rates for a clean driving record in Watkins.

Annual Watkins, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,520 $5,228 $6,454 $5,152
American Family $2,735 $3,879 $5,073 $3,101
Farmers $4,877 $6,289 $6,206 $5,758
GEICO $2,127 $3,307 $3,832 $2,780
Liberty Mutual $2,573 $3,010 $3,101 $3,023
Nationwide $3,449 $4,727 $6,007 $3,799
Progressive $3,865 $5,422 $4,080 $4,514
State Farm $3,322 $3,946 $3,634 $3,634
USAA $2,361 $2,898 $5,060 $2,658

Find Cheap Watkins, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watkins, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Watkins for less when you shop around and compare rates from multiple Watkins, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watkins, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,454
American Family $5,073
Farmers $6,206
GEICO $3,832
Liberty Mutual $3,101
Nationwide $6,007
Progressive $4,080
State Farm $3,634
USAA $5,060

Winners by Category: Where to Buy Cheap Auto Insurance in Watkins, CO

Compare rates from the cheapest auto insurance companies in Watkins, CO for your needs. Take a look at how Watkins, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watkins, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Watkins, Colorado Auto Insurance Companies

If you’re looking for the cheapest Watkins, CO auto insurance companies overall, you can compare them here. Find the best price for Watkins, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Watkins, Colorado

Insurance Company Average Annual Rates
Allstate $5,339
American Family $3,697
Farmers $5,782
GEICO $3,012
Liberty Mutual $2,927
Nationwide $4,495
Progressive $4,471
State Farm $3,634
USAA $3,244

What affects Watkins, Colorado auto insurance rates?

Local factors affect auto insurance rates in Watkins, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Watkins auto insurance rates.

Commute Times in Watkins

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watkins, CO is 28.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Watkins, CO

You can buy cheap Watkins, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watkins, Colorado auto insurance quotes from top companies.

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