Buy Cheap Watford City, ND Auto Insurance (2021)

Watford City, ND auto insurance rates average $363 a month. Minimum auto insurance requirements in Watford City, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Watford City, ND, compare Watford City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Watford City, ND are $363/month
  • The most expensive auto insurance company in Watford City after a DUI is Liberty Mutual
  • Average auto insurance rates in Watford City, ND after a DUI are $5,200/year

Finding affordable Watford City, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Watford City, ND auto insurance with confidence is right here. Auto insurance rates in Watford City are affected by local factors as well as personal ones like your driving record.

See how Watford City, ND car insurance rates compare to Dickinson auto insurance rates, Fargo auto insurance rates, and Bismarck auto insurance rates before you read more about the cost of auto insurance in Watford City.

Don’t buy Watford City, ND auto insurance until you’ve compared rates. Get free Watford City, North Dakota auto insurance quotes when you enter your ZIP code above.

Watford City, ND Minimum Auto Insurance Requirements

The required auto insurance in Watford City, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Watford City, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Watford City, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Watford City, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Watford City, ND. Take a look at Watford City, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Watford City, North Dakota

Insurance Company Poor Fair Good
Allstate $5,684 $4,322 $3,510
American Family $5,170 $3,587 $3,033
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,381 $2,628 $2,309
Progressive $4,840 $4,050 $3,699
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Buy Cheap Watford City, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watford City, North Dakota auto insurance rates? Find out how car insurance rates in Watford City, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watford City, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,470 $2,484 $2,185 $2,319 $9,572 $11,317 $2,730 $2,962
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,397 $2,278 $1,938 $2,016 $8,978 $10,035 $2,943 $2,988
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Buy Cheap Watford City, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watford City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watford City, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watford City, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,317
American Family $5,947 $8,573
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,413 $5,467
Progressive $8,978 $10,035
State Farm $4,879 $6,182
USAA $3,928 $4,747

Buy Cheap Watford City, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Watford City, North Dakota by comparing Watford City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watford City, ND here.

Annual Auto Insurance Rates for Senior Drivers in Watford City, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,319
American Family $2,553 $2,553
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,767 $1,890
Progressive $1,938 $2,016
State Farm $1,575 $1,575
USAA $927 $930

Find Cheap Auto Insurance Rates in Watford City, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watford City, North Dakota auto insurance. Compare Watford City, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watford City, North Dakota

Insurance Company Low Medium High
Allstate $4,419 $4,504 $4,592
American Family $4,061 $4,126 $3,604
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,708 $2,759 $2,851
Progressive $4,081 $4,183 $4,325
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

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Find Cheap Watford City, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watford City. Compare auto insurance rates in Watford City, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watford City, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,615
American Family $3,881 $3,979
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,773 $2,773
Progressive $4,197 $4,197
State Farm $2,683 $2,831
USAA $2,008 $2,049

Find Cheap Watford City, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Watford City, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watford City, ND, take a look at the average cost for various violations versus rates for a clean driving record in Watford City.

Annual Watford City, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,007 $6,133 $4,241
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,869 $4,779 $3,915 $4,224
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Find Cheap Watford City, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watford City, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Watford City for less when you shop around and compare rates from multiple Watford City, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watford City, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,133
American Family $5,457
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,909
Progressive $3,915
State Farm $2,757
USAA $2,854

Winners by Category: Where to Buy Cheap Auto Insurance in Watford City, ND

Compare rates from the cheapest auto insurance companies in Watford City, ND for your needs. Take a look at how Watford City, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watford City, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Watford City, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Watford City, ND auto insurance companies overall, you can compare them here. Find the best price for Watford City, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Watford City, North Dakota

Insurance Company Average Annual Rates
Allstate $4,505
American Family $3,930
Farmers $3,232
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,773
Progressive $4,197
State Farm $2,757
USAA $2,028

What affects Watford City, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Watford City, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Watford City auto insurance rates.

Commute Times in Watford City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watford City, ND is 18.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Watford City, ND

You can buy cheap Watford City, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watford City, North Dakota auto insurance quotes from top companies.

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