Buy Cheap Watertown Town, MA Auto Insurance (2022)

Watertown Town, MA auto insurance rates average $272 a month. Minimum auto insurance requirements in Watertown Town, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Watertown Town, MA, compare Watertown Town auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Watertown Town is Liberty Mutual
  • Average auto insurance rates in Watertown Town, MA after a DUI are $4,000/year
  • Average auto insurance rates in Watertown Town, MA are $272/month

Finding affordable Watertown Town, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Watertown Town, MA auto insurance with confidence is right here. Auto insurance rates in Watertown Town are affected by local factors as well as personal ones like your driving record.

See how Watertown Town, MA car insurance rates compare to Worcester auto insurance rates, Brockton auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Watertown Town.

Don’t buy Watertown Town, MA auto insurance until you’ve compared rates. Get free Watertown Town, Massachusetts auto insurance quotes when you enter your ZIP code above.

Watertown Town, MA Minimum Auto Insurance Requirements

The required auto insurance in Watertown Town, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Watertown Town, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Watertown Town, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Watertown Town, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watertown Town, Massachusetts auto insurance rates? Find out how car insurance rates in Watertown Town, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watertown Town, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,361 $2,361 $2,361 $8,274 $8,274 $2,647 $2,647
GEICO $1,950 $1,950 $1,806 $1,806 $5,557 $5,557 $2,014 $2,014
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,411 $2,411 $2,312 $2,312 $9,110 $9,110 $2,607 $2,607
State Farm $1,074 $1,074 $1,074 $1,074 $3,127 $3,127 $1,074 $1,074
Travelers $2,943 $2,943 $2,603 $2,603 $6,074 $6,074 $3,277 $3,277
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

Buy Cheap Watertown Town, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watertown Town can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watertown Town, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watertown Town, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,274 $8,274
GEICO $5,557 $5,557
Liberty Mutual $9,767 $9,767
Progressive $9,110 $9,110
State Farm $3,127 $3,127
Travelers $6,074 $6,074
USAA $3,499 $3,499

Buy Cheap Watertown Town, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Watertown Town, Massachusetts by comparing Watertown Town senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watertown Town, MA here.

Annual Auto Insurance Rates for Senior Drivers in Watertown Town, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,361 $2,361
GEICO $1,806 $1,806
Liberty Mutual $2,622 $2,622
Progressive $2,312 $2,312
State Farm $1,074 $1,074
Travelers $2,603 $2,603
USAA $1,470 $1,470

Find Cheap Auto Insurance Rates in Watertown Town, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watertown Town, Massachusetts auto insurance. Compare Watertown Town, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watertown Town, Massachusetts

Insurance Company Low Medium High
Allstate $3,607 $3,978 $4,148
GEICO $2,607 $2,884 $3,004
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,775 $4,179 $4,376
State Farm $1,433 $1,615 $1,714
Travelers $3,356 $3,806 $4,012
USAA $1,879 $2,062 $2,142

Find Cheap Watertown Town, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watertown Town. Compare auto insurance rates in Watertown Town, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watertown Town, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,039
GEICO $2,779 $2,885
Liberty Mutual $4,455 $4,819
Progressive $4,110 $4,110
State Farm $1,549 $1,626
Travelers $3,549 $3,899
USAA $1,972 $2,084

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Find Cheap Watertown Town, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Watertown Town, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watertown Town, MA, take a look at the average cost for various violations versus rates for a clean driving record in Watertown Town.

Annual Watertown Town, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,517 $5,083 $3,022
GEICO $2,268 $3,114 $3,554 $2,391
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,447 $4,869 $3,862 $4,262
State Farm $1,260 $1,712 $2,030 $1,348
Travelers $2,897 $4,023 $4,290 $3,687
USAA $1,442 $1,874 $3,181 $1,613

Find Cheap Watertown Town, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watertown Town, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Watertown Town for less when you shop around and compare rates from multiple Watertown Town, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watertown Town, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,083
GEICO $3,554
Liberty Mutual $5,999
Progressive $3,862
State Farm $2,030
Travelers $4,290
USAA $3,181

Winners by Category: Where to Buy Cheap Auto Insurance in Watertown Town, MA

Compare rates from the cheapest auto insurance companies in Watertown Town, MA for your needs. Take a look at how Watertown Town, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watertown Town, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Watertown Town, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Watertown Town, MA auto insurance companies overall, you can compare them here. Find the best price for Watertown Town, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Watertown Town, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,911
GEICO $2,832
Liberty Mutual $4,637
Progressive $4,110
State Farm $1,587
Travelers $3,724
USAA $2,028

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What affects Watertown Town, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Watertown Town, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Watertown Town auto insurance rates.

Commute Times in Watertown Town

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watertown Town, MA is 28.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Watertown Town, MA

You can buy cheap Watertown Town, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watertown Town, Massachusetts auto insurance quotes from top companies.

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