Buy Cheap Waterflow, NM Auto Insurance (2021)

Waterflow, NM auto insurance rates average $271 a month. Minimum auto insurance requirements in Waterflow, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Waterflow, NM, compare Waterflow auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Waterflow, NM are $271/month
  • Average auto insurance rates in Waterflow, NM after a DUI are $4,183/year
  • Average auto insurance rates in Waterflow, NM for teens drivers are $6,313/year

Finding affordable Waterflow, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Waterflow, NM auto insurance with confidence is right here. Auto insurance rates in Waterflow are affected by local factors as well as personal ones like your driving record.

See how Waterflow, NM car insurance rates compare to Hobbs auto insurance rates, Farmington auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Waterflow.

Don’t buy Waterflow, NM auto insurance until you’ve compared rates. Get free Waterflow, New Mexico auto insurance quotes when you enter your ZIP code above.

Waterflow, NM Minimum Auto Insurance Requirements

The required auto insurance in Waterflow, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Waterflow, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Waterflow, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Waterflow, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waterflow, NM. Take a look at Waterflow, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waterflow, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $2,929 $2,626 $2,492
State Farm $3,125 $1,940 $1,543
USAA $3,040 $2,276 $1,973

Buy Cheap Waterflow, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waterflow, New Mexico auto insurance rates? Find out how car insurance rates in Waterflow, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waterflow, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,419 $1,366 $1,302 $1,300 $5,940 $6,677 $1,704 $1,751
State Farm $1,440 $1,440 $1,313 $1,313 $3,877 $4,848 $1,608 $1,781
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Buy Cheap Waterflow, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waterflow can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waterflow, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waterflow, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $5,940 $6,677
State Farm $3,877 $4,848
USAA $4,267 $4,820

Buy Cheap Waterflow, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Waterflow, New Mexico by comparing Waterflow senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waterflow, NM here.

Annual Auto Insurance Rates for Senior Drivers in Waterflow, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,302 $1,300
State Farm $1,313 $1,313
USAA $1,530 $1,522

Find Cheap Auto Insurance Rates in Waterflow, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waterflow, New Mexico auto insurance. Compare Waterflow, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waterflow, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,537 $2,681 $2,829
State Farm $2,004 $2,208 $2,396
USAA $2,258 $2,442 $2,590

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Find Cheap Waterflow, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waterflow. Compare auto insurance rates in Waterflow, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waterflow, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,682 $2,682
State Farm $2,150 $2,255
USAA $2,357 $2,502

Find Cheap Waterflow, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Waterflow, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waterflow, NM, take a look at the average cost for various violations versus rates for a clean driving record in Waterflow.

Annual Waterflow, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,320 $3,180 $2,498 $2,731
State Farm $2,069 $2,247 $2,247 $2,247
USAA $1,802 $2,514 $3,304 $2,100

Find Cheap Waterflow, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waterflow, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Waterflow for less when you shop around and compare rates from multiple Waterflow, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waterflow, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,498
State Farm $2,247
USAA $3,304

Winners by Category: Where to Buy Cheap Auto Insurance in Waterflow, NM

Compare rates from the cheapest auto insurance companies in Waterflow, NM for your needs. Take a look at how Waterflow, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waterflow, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors Progressive
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Waterflow, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Waterflow, NM auto insurance companies overall, you can compare them here. Find the best price for Waterflow, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Waterflow, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,682
State Farm $2,203
USAA $2,430

What affects Waterflow, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Waterflow, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Waterflow auto insurance rates.

Commute Times in Waterflow

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waterflow, NM is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Waterflow, NM

You can buy cheap Waterflow, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waterflow, New Mexico auto insurance quotes from top companies.

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