Buy Cheap Watauga, TN Auto Insurance (2021)

Watauga, TN auto insurance rates average $246 a month. Minimum auto insurance requirements in Watauga, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Watauga, TN, compare Watauga auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Watauga, TN for teens drivers are $6,014/year
  • Average auto insurance rates in Watauga, TN are $246/month
  • The most expensive auto insurance company in Watauga is Allstate

Finding affordable Watauga, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Watauga, TN auto insurance with confidence is right here. Auto insurance rates in Watauga are affected by local factors as well as personal ones like your driving record.

See how Watauga, TN car insurance rates compare to Knoxville auto insurance rates, Franklin auto insurance rates, and Clarksville auto insurance rates before you read more about the cost of auto insurance in Watauga.

Don’t buy Watauga, TN auto insurance until you’ve compared rates. Get free Watauga, Tennessee auto insurance quotes when you enter your ZIP code above.

Watauga, TN Minimum Auto Insurance Requirements

The required auto insurance in Watauga, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Watauga, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Watauga, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Watauga, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Watauga, TN. Take a look at Watauga, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Watauga, Tennessee

Insurance Company Poor Fair Good
Allstate $5,333 $4,095 $3,136
Farmers $3,580 $2,801 $2,649
GEICO $3,216 $2,761 $2,541
Liberty Mutual $7,622 $4,679 $3,662
Nationwide $3,653 $2,912 $2,586
Progressive $3,719 $3,204 $2,993
State Farm $3,297 $1,980 $1,539
Travelers $3,028 $2,388 $1,745
USAA $3,663 $2,143 $1,767

Buy Cheap Watauga, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Watauga, Tennessee auto insurance rates? Find out how car insurance rates in Watauga, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watauga, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,424 $2,325 $2,188 $2,269 $9,128 $9,938 $2,574 $2,660
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,844 $1,854 $1,691 $1,691 $5,857 $5,936 $1,889 $1,951
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,690 $1,595 $1,378 $1,439 $7,567 $8,513 $2,038 $2,224
State Farm $1,372 $1,372 $1,243 $1,243 $4,264 $5,323 $1,552 $1,807
Travelers $1,542 $1,620 $1,411 $1,498 $4,319 $5,349 $1,638 $1,721
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

Buy Cheap Watauga, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Watauga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Watauga, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Watauga, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,128 $9,938
Farmers $6,552 $6,951
GEICO $5,857 $5,936
Nationwide $5,364 $6,886
Progressive $7,567 $8,513
State Farm $4,264 $5,323
Travelers $4,319 $5,349
USAA $5,059 $5,809

Buy Cheap Watauga, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Watauga, Tennessee by comparing Watauga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Watauga, TN here.

Annual Auto Insurance Rates for Senior Drivers in Watauga, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,188 $2,269
Farmers $1,419 $1,562
GEICO $1,691 $1,691
Nationwide $1,762 $1,786
Progressive $1,378 $1,439
State Farm $1,243 $1,243
Travelers $1,411 $1,498
USAA $1,291 $1,291

Find Cheap Auto Insurance Rates in Watauga, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Watauga, Tennessee auto insurance. Compare Watauga, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watauga, Tennessee

Insurance Company Low Medium High
Allstate $4,039 $4,178 $4,347
Farmers $2,834 $2,994 $3,202
GEICO $2,694 $2,834 $2,989
Liberty Mutual $5,078 $5,318 $5,567
Nationwide $3,065 $2,986 $3,100
Progressive $3,110 $3,307 $3,499
State Farm $2,138 $2,282 $2,395
Travelers $2,246 $2,385 $2,530
USAA $2,450 $2,516 $2,606

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Find Cheap Watauga, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Watauga. Compare auto insurance rates in Watauga, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Watauga, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,188 $4,188
Farmers $3,010 $3,010
GEICO $2,818 $2,861
Liberty Mutual $5,321 $5,321
Nationwide $3,050 $3,050
Progressive $3,306 $3,306
State Farm $2,218 $2,326
Travelers $2,295 $2,480
USAA $2,454 $2,595

Find Cheap Watauga, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Watauga, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Watauga, TN, take a look at the average cost for various violations versus rates for a clean driving record in Watauga.

Annual Watauga, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,177 $5,058 $4,013
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $2,081 $2,767 $4,428 $2,081
Liberty Mutual $4,315 $6,221 $5,784 $4,965
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,914 $3,777 $3,102 $3,430
State Farm $2,066 $2,478 $2,272 $2,272
Travelers $1,942 $2,487 $2,739 $2,381
USAA $1,839 $2,747 $3,233 $2,278

Find Cheap Watauga, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Watauga, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Watauga for less when you shop around and compare rates from multiple Watauga, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Watauga, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,058
Farmers $3,263
GEICO $4,428
Liberty Mutual $5,784
Nationwide $3,945
Progressive $3,102
State Farm $2,272
Travelers $2,739
USAA $3,233

Winners by Category: Where to Buy Cheap Auto Insurance in Watauga, TN

Compare rates from the cheapest auto insurance companies in Watauga, TN for your needs. Take a look at how Watauga, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Watauga, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Watauga, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Watauga, TN auto insurance companies overall, you can compare them here. Find the best price for Watauga, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Watauga, Tennessee

Insurance Company Average Annual Rates
Allstate $4,188
Farmers $3,010
GEICO $2,839
Nationwide $3,050
Progressive $3,306
State Farm $2,272
Travelers $2,387
USAA $2,524

What affects Watauga, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Watauga, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Watauga auto insurance rates.

Commute Times in Watauga

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Watauga, TN is 21.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Watauga, TN

You can buy cheap Watauga, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Watauga, Tennessee auto insurance quotes from top companies.

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