Buy Cheap Wartrace, TN Auto Insurance (2021)

Wartrace, TN auto insurance rates average $262 a month. Minimum auto insurance requirements in Wartrace, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Wartrace, TN, compare Wartrace auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wartrace, TN after a DUI are $4,039/year
  • Average auto insurance rates in Wartrace, TN are $262/month
  • The most expensive auto insurance company in Wartrace after a DUI is Liberty Mutual

Finding affordable Wartrace, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Wartrace, TN auto insurance with confidence is right here. Auto insurance rates in Wartrace are affected by local factors as well as personal ones like your driving record.

See how Wartrace, TN car insurance rates compare to Memphis auto insurance rates, Franklin auto insurance rates, and Clarksville auto insurance rates before you read more about the cost of auto insurance in Wartrace.

Don’t buy Wartrace, TN auto insurance until you’ve compared rates. Get free Wartrace, Tennessee auto insurance quotes when you enter your ZIP code above.

Wartrace, TN Minimum Auto Insurance Requirements

The required auto insurance in Wartrace, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Wartrace, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Wartrace, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Wartrace, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wartrace, TN. Take a look at Wartrace, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wartrace, Tennessee

Insurance Company Poor Fair Good
Allstate $6,333 $4,853 $3,709
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $8,147 $5,005 $3,917
Nationwide $3,914 $3,111 $2,763
Progressive $3,658 $3,147 $2,938
State Farm $3,500 $2,101 $1,632
Travelers $3,342 $2,603 $1,906
USAA $3,938 $2,316 $1,913

Buy Cheap Wartrace, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wartrace, Tennessee auto insurance rates? Find out how car insurance rates in Wartrace, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wartrace, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,892 $2,784 $2,595 $2,695 $10,737 $11,705 $3,098 $3,210
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Nationwide $2,091 $2,107 $1,876 $1,905 $5,731 $7,382 $2,402 $2,604
Progressive $1,672 $1,581 $1,365 $1,422 $7,401 $8,331 $2,016 $2,195
State Farm $1,469 $1,469 $1,327 $1,327 $4,491 $5,620 $1,660 $1,926
Travelers $1,723 $1,815 $1,552 $1,654 $4,669 $5,750 $1,838 $1,935
USAA $1,530 $1,556 $1,383 $1,382 $5,491 $6,304 $2,004 $2,128

Buy Cheap Wartrace, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wartrace can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wartrace, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wartrace, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,737 $11,705
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Nationwide $5,731 $7,382
Progressive $7,401 $8,331
State Farm $4,491 $5,620
Travelers $4,669 $5,750
USAA $5,491 $6,304

Buy Cheap Wartrace, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Wartrace, Tennessee by comparing Wartrace senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wartrace, TN here.

Annual Auto Insurance Rates for Senior Drivers in Wartrace, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,595 $2,695
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Nationwide $1,876 $1,905
Progressive $1,365 $1,422
State Farm $1,327 $1,327
Travelers $1,552 $1,654
USAA $1,383 $1,382

Find Cheap Auto Insurance Rates in Wartrace, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wartrace, Tennessee auto insurance. Compare Wartrace, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wartrace, Tennessee

Insurance Company Low Medium High
Allstate $4,797 $4,954 $5,144
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $5,433 $5,688 $5,947
Nationwide $3,282 $3,194 $3,311
Progressive $3,053 $3,251 $3,440
State Farm $2,270 $2,422 $2,541
Travelers $2,467 $2,615 $2,769
USAA $2,631 $2,712 $2,824

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Find Cheap Wartrace, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wartrace. Compare auto insurance rates in Wartrace, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wartrace, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,965 $4,965
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $5,690 $5,690
Nationwide $3,262 $3,262
Progressive $3,248 $3,248
State Farm $2,353 $2,469
Travelers $2,515 $2,720
USAA $2,646 $2,799

Find Cheap Wartrace, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Wartrace, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wartrace, TN, take a look at the average cost for various violations versus rates for a clean driving record in Wartrace.

Annual Wartrace, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $4,964 $5,967 $4,758
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $4,616 $6,653 $6,184 $5,306
Nationwide $2,825 $2,825 $4,234 $3,165
Progressive $2,864 $3,708 $3,050 $3,370
State Farm $2,197 $2,625 $2,411 $2,411
Travelers $2,127 $2,721 $3,006 $2,614
USAA $1,978 $2,970 $3,485 $2,456

Find Cheap Wartrace, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wartrace, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Wartrace for less when you shop around and compare rates from multiple Wartrace, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wartrace, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,967
Farmers $3,017
GEICO $5,001
Liberty Mutual $6,184
Nationwide $4,234
Progressive $3,050
State Farm $2,411
Travelers $3,006
USAA $3,485

Winners by Category: Where to Buy Cheap Auto Insurance in Wartrace, TN

Compare rates from the cheapest auto insurance companies in Wartrace, TN for your needs. Take a look at how Wartrace, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wartrace, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Wartrace, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Wartrace, TN auto insurance companies overall, you can compare them here. Find the best price for Wartrace, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Wartrace, Tennessee

Insurance Company Average Annual Rates
Allstate $4,965
Farmers $2,793
GEICO $3,161
Nationwide $3,262
Progressive $3,248
State Farm $2,411
Travelers $2,617
USAA $2,722

What affects Wartrace, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Wartrace, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Wartrace auto insurance rates.

Commute Times in Wartrace

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wartrace, TN is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Wartrace, TN

You can buy cheap Wartrace, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wartrace, Tennessee auto insurance quotes from top companies.

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