Buy Cheap Warrensburg, IL Auto Insurance (2021)

Warrensburg, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Warrensburg, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Warrensburg, IL, compare Warrensburg auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Warrensburg, IL after a DUI are $3,492/year
  • Average auto insurance rates in Warrensburg, IL for teens drivers are $5,701/year
  • Average auto insurance rates in Warrensburg, IL are $249/month

Finding affordable Warrensburg, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Warrensburg, IL auto insurance with confidence is right here. Auto insurance rates in Warrensburg are affected by local factors as well as personal ones like your driving record.

See how Warrensburg, IL car insurance rates compare to Joliet auto insurance rates, Chicago auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Warrensburg.

Don’t buy Warrensburg, IL auto insurance until you’ve compared rates. Get free Warrensburg, Illinois auto insurance quotes when you enter your ZIP code above.

Warrensburg, IL Minimum Auto Insurance Requirements

The required auto insurance in Warrensburg, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Warrensburg, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Warrensburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Warrensburg, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Warrensburg, IL. Take a look at Warrensburg, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Warrensburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,882 $3,316 $2,802
Farmers $4,753 $3,998 $3,803
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,108 $1,939 $1,546
Nationwide $2,998 $2,421 $2,122
Progressive $3,423 $2,911 $2,691
State Farm $3,164 $1,898 $1,474
Travelers $2,773 $2,240 $1,818
USAA $3,672 $2,521 $2,077

Buy Cheap Warrensburg, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Warrensburg, Illinois auto insurance rates? Find out how car insurance rates in Warrensburg, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warrensburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,234 $2,235 $1,980 $2,094 $9,648 $10,064 $2,553 $2,670
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,482 $1,140 $1,275 $4,431 $4,931 $1,435 $1,516
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,730 $1,632 $1,427 $1,491 $6,354 $7,131 $2,062 $2,239
State Farm $1,351 $1,351 $1,216 $1,216 $3,973 $5,030 $1,529 $1,761
Travelers $1,427 $1,504 $1,315 $1,399 $4,189 $5,289 $1,507 $1,586
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Buy Cheap Warrensburg, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Warrensburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Warrensburg, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Warrensburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,420 $8,919
Farmers $9,648 $10,064
GEICO $4,375 $4,641
Liberty Mutual $4,431 $4,931
Nationwide $4,370 $5,607
Progressive $6,354 $7,131
State Farm $3,973 $5,030
Travelers $4,189 $5,289
USAA $5,299 $5,845

Buy Cheap Warrensburg, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Warrensburg, Illinois by comparing Warrensburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Warrensburg, IL here.

Annual Auto Insurance Rates for Senior Drivers in Warrensburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,092 $2,092
Farmers $1,980 $2,094
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,440 $1,526
Progressive $1,427 $1,491
State Farm $1,216 $1,216
Travelers $1,315 $1,399
USAA $1,530 $1,509

Find Cheap Auto Insurance Rates in Warrensburg, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Warrensburg, Illinois auto insurance. Compare Warrensburg, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warrensburg, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,539 $3,801 $3,661
Farmers $3,979 $4,084 $4,491
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,075 $2,193 $2,325
Nationwide $2,515 $2,530 $2,496
Progressive $2,762 $3,003 $3,261
State Farm $2,049 $2,181 $2,305
Travelers $2,122 $2,274 $2,434
USAA $2,572 $2,754 $2,944

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Find Cheap Warrensburg, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Warrensburg. Compare auto insurance rates in Warrensburg, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Warrensburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,619 $3,714
Farmers $4,185 $4,185
GEICO $2,263 $2,351
Liberty Mutual $2,198 $2,198
Nationwide $2,514 $2,514
Progressive $3,008 $3,008
State Farm $2,123 $2,234
Travelers $2,188 $2,366
USAA $2,679 $2,834

Find Cheap Warrensburg, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Warrensburg, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Warrensburg, IL, take a look at the average cost for various violations versus rates for a clean driving record in Warrensburg.

Annual Warrensburg, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,533 $4,556 $4,443 $4,207
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,836 $2,592 $2,284 $2,079
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,480 $3,681 $2,745 $3,127
State Farm $1,984 $2,373 $2,179 $2,179
Travelers $1,811 $2,372 $2,656 $2,269
USAA $1,965 $2,823 $3,867 $2,370

Find Cheap Warrensburg, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Warrensburg, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Warrensburg for less when you shop around and compare rates from multiple Warrensburg, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Warrensburg, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $5,085
Farmers $4,443
GEICO $3,141
Liberty Mutual $2,284
Nationwide $3,077
Progressive $2,745
State Farm $2,179
Travelers $2,656
USAA $3,867

Winners by Category: Where to Buy Cheap Auto Insurance in Warrensburg, IL

Compare rates from the cheapest auto insurance companies in Warrensburg, IL for your needs. Take a look at how Warrensburg, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Warrensburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Warrensburg, Illinois Auto Insurance Companies

If you’re looking for the cheapest Warrensburg, IL auto insurance companies overall, you can compare them here. Find the best price for Warrensburg, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Warrensburg, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,667
Farmers $4,185
GEICO $2,307
Liberty Mutual $2,198
Nationwide $2,514
Progressive $3,008
State Farm $2,179
Travelers $2,277
USAA $2,756

What affects Warrensburg, Illinois auto insurance rates?

Local factors affect auto insurance rates in Warrensburg, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Warrensburg auto insurance rates.

Commute Times in Warrensburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Warrensburg, IL is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Warrensburg, IL

You can buy cheap Warrensburg, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Warrensburg, Illinois auto insurance quotes from top companies.

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