Buy Cheap Warm Springs, OR Auto Insurance (2022)

Warm Springs, OR auto insurance rates average $281 a month. Minimum auto insurance requirements in Warm Springs, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Warm Springs, OR, compare Warm Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Warm Springs, OR are $281/month
  • The most expensive auto insurance company in Warm Springs after a DUI is Allstate
  • Average auto insurance rates in Warm Springs, OR for teens drivers are $6,587/year

Finding affordable Warm Springs, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Warm Springs, OR auto insurance with confidence is right here. Auto insurance rates in Warm Springs are affected by local factors as well as personal ones like your driving record.

See how Warm Springs, OR car insurance rates compare to Bend auto insurance rates, Eugene auto insurance rates, and Medford auto insurance rates before you read more about the cost of auto insurance in Warm Springs.

Don’t buy Warm Springs, OR auto insurance until you’ve compared rates. Get free Warm Springs, Oregon auto insurance quotes when you enter your ZIP code above.

Warm Springs, OR Minimum Auto Insurance Requirements

The required auto insurance in Warm Springs, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Warm Springs, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Warm Springs, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Warm Springs, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Warm Springs, OR. Take a look at Warm Springs, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Warm Springs, Oregon

Insurance Company Poor Fair Good
Allstate $6,487 $4,562 $3,762
American Family $4,117 $3,040 $2,573
Farmers $4,150 $3,387 $3,208
GEICO $3,739 $3,100 $2,461
Liberty Mutual $6,336 $3,726 $2,876
Nationwide $3,673 $2,913 $2,526
Progressive $4,401 $3,796 $3,536
State Farm $3,530 $2,252 $1,802
Travelers $3,427 $2,652 $2,081
USAA $3,596 $2,006 $1,597

Buy Cheap Warm Springs, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Warm Springs, Oregon auto insurance rates? Find out how car insurance rates in Warm Springs, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warm Springs, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,018 $2,971 $2,987 $9,671 $10,782 $3,397 $3,408
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $2,005 $1,954 $1,774 $1,886 $8,168 $8,320 $2,245 $2,301
GEICO $2,310 $2,227 $2,146 $2,154 $5,956 $5,424 $2,461 $2,122
Liberty Mutual $2,789 $2,941 $2,427 $2,696 $8,799 $9,480 $2,674 $2,693
Nationwide $2,145 $2,136 $1,912 $1,999 $4,879 $6,100 $2,498 $2,630
Progressive $2,080 $1,894 $1,798 $1,849 $8,903 $9,870 $2,502 $2,392
State Farm $1,522 $1,522 $1,385 $1,385 $4,746 $5,954 $1,725 $1,983
Travelers $1,840 $1,846 $1,637 $1,699 $4,957 $5,916 $1,921 $1,946
USAA $1,499 $1,457 $1,476 $1,429 $4,532 $4,879 $1,922 $2,003

Buy Cheap Warm Springs, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Warm Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Warm Springs, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Warm Springs, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,671 $10,782
American Family $5,264 $8,240
Farmers $8,168 $8,320
GEICO $5,956 $5,424
Liberty Mutual $8,799 $9,480
Nationwide $4,879 $6,100
Progressive $8,903 $9,870
State Farm $4,746 $5,954
Travelers $4,957 $5,916
USAA $4,532 $4,879

Buy Cheap Warm Springs, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Warm Springs, Oregon by comparing Warm Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Warm Springs, OR here.

Annual Auto Insurance Rates for Senior Drivers in Warm Springs, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $2,987
American Family $1,903 $1,903
Farmers $1,774 $1,886
GEICO $2,146 $2,154
Liberty Mutual $2,427 $2,696
Nationwide $1,912 $1,999
Progressive $1,798 $1,849
State Farm $1,385 $1,385
Travelers $1,637 $1,699
USAA $1,476 $1,429

Find Cheap Auto Insurance Rates in Warm Springs, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Warm Springs, Oregon auto insurance. Compare Warm Springs, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warm Springs, Oregon

Insurance Company Low Medium High
Allstate $4,776 $4,928 $5,108
American Family $3,228 $3,428 $3,074
Farmers $3,372 $3,538 $3,835
GEICO $2,854 $3,116 $3,329
Liberty Mutual $4,036 $4,300 $4,601
Nationwide $2,894 $3,118 $3,100
Progressive $3,786 $3,895 $4,053
State Farm $2,397 $2,531 $2,656
Travelers $2,574 $2,707 $2,879
USAA $2,302 $2,401 $2,496

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Find Cheap Warm Springs, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Warm Springs. Compare auto insurance rates in Warm Springs, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Warm Springs, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,937 $4,937
American Family $3,194 $3,293
Farmers $3,582 $3,582
GEICO $3,050 $3,150
Liberty Mutual $4,312 $4,312
Nationwide $3,037 $3,037
Progressive $3,911 $3,911
State Farm $2,464 $2,592
Travelers $2,612 $2,829
USAA $2,331 $2,468

Find Cheap Warm Springs, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Warm Springs, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Warm Springs, OR, take a look at the average cost for various violations versus rates for a clean driving record in Warm Springs.

Annual Warm Springs, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $5,375 $5,542 $4,851
American Family $2,254 $3,476 $4,356 $2,888
Farmers $3,018 $3,889 $3,804 $3,616
GEICO $2,044 $3,255 $4,280 $2,821
Liberty Mutual $3,820 $4,274 $4,906 $4,250
Nationwide $2,576 $2,758 $3,902 $2,913
Progressive $2,950 $5,374 $3,802 $3,518
State Farm $2,248 $2,920 $2,472 $2,472
Travelers $2,207 $2,820 $3,158 $2,696
USAA $1,747 $2,432 $3,376 $2,042

Find Cheap Warm Springs, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Warm Springs, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Warm Springs for less when you shop around and compare rates from multiple Warm Springs, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Warm Springs, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,542
American Family $4,356
Farmers $3,804
GEICO $4,280
Liberty Mutual $4,906
Nationwide $3,902
Progressive $3,802
State Farm $2,472
Travelers $3,158
USAA $3,376

Winners by Category: Where to Buy Cheap Auto Insurance in Warm Springs, OR

Compare rates from the cheapest auto insurance companies in Warm Springs, OR for your needs. Take a look at how Warm Springs, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Warm Springs, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Warm Springs, Oregon Auto Insurance Companies

If you’re looking for the cheapest Warm Springs, OR auto insurance companies overall, you can compare them here. Find the best price for Warm Springs, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Warm Springs, Oregon

Insurance Company Average Annual Rates
Allstate $4,937
American Family $3,243
Farmers $3,582
GEICO $3,100
Liberty Mutual $4,312
Nationwide $3,037
Progressive $3,911
State Farm $2,528
Travelers $2,720
USAA $2,400

What affects Warm Springs, Oregon auto insurance rates?

Local factors affect auto insurance rates in Warm Springs, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Warm Springs auto insurance rates.

Commute Times in Warm Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Warm Springs, OR is 14.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Warm Springs, OR

You can buy cheap Warm Springs, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Warm Springs, Oregon auto insurance quotes from top companies.

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