Buy Cheap Ward, CO Auto Insurance (2021)

Ward, CO auto insurance rates average $318 a month. Minimum auto insurance requirements in Ward, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Ward, CO, compare Ward auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ward, CO for teens drivers are $7,488/year
  • Average auto insurance rates in Ward, CO are $318/month
  • The most expensive auto insurance company in Ward is Farmers

Finding affordable Ward, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Ward, CO auto insurance with confidence is right here. Auto insurance rates in Ward are affected by local factors as well as personal ones like your driving record.

See how Ward, CO car insurance rates compare to Lakewood auto insurance rates, Boulder auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Ward.

Don’t buy Ward, CO auto insurance until you’ve compared rates. Get free Ward, Colorado auto insurance quotes when you enter your ZIP code above.

Ward, CO Minimum Auto Insurance Requirements

The required auto insurance in Ward, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Ward, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Ward, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ward, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ward, CO. Take a look at Ward, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ward, Colorado

Insurance Company Poor Fair Good
Allstate $6,080 $4,696 $3,552
American Family $4,858 $3,492 $2,937
Farmers $6,446 $5,274 $5,015
GEICO $3,819 $3,176 $2,532
Liberty Mutual $4,001 $2,460 $1,953
Nationwide $4,068 $3,235 $2,817
Progressive $4,817 $4,152 $3,842
State Farm $4,930 $3,167 $2,553
USAA $4,426 $2,549 $2,051

Buy Cheap Ward, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ward, Colorado auto insurance rates? Find out how car insurance rates in Ward, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ward, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,905 $2,711 $2,626 $2,652 $10,210 $10,742 $3,175 $3,187
American Family $2,573 $2,573 $2,329 $2,329 $6,208 $8,376 $2,573 $3,137
Farmers $3,223 $3,209 $2,907 $3,116 $12,381 $12,604 $3,559 $3,628
GEICO $2,004 $2,199 $2,126 $2,415 $6,291 $6,669 $1,832 $1,868
Liberty Mutual $1,795 $1,730 $1,529 $1,684 $5,765 $6,289 $1,816 $1,828
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,474 $2,293 $2,179 $2,157 $9,213 $10,332 $2,798 $2,715
State Farm $2,189 $2,189 $1,982 $1,982 $6,491 $8,193 $2,457 $2,918
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

Buy Cheap Ward, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ward can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ward, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ward, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,210 $10,742
American Family $6,208 $8,376
Farmers $12,381 $12,604
GEICO $6,291 $6,669
Liberty Mutual $5,765 $6,289
Nationwide $5,702 $7,251
Progressive $9,213 $10,332
State Farm $6,491 $8,193
USAA $5,128 $5,847

Buy Cheap Ward, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Ward, Colorado by comparing Ward senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ward, CO here.

Annual Auto Insurance Rates for Senior Drivers in Ward, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,626 $2,652
American Family $2,329 $2,329
Farmers $2,907 $3,116
GEICO $2,126 $2,415
Liberty Mutual $1,529 $1,684
Nationwide $2,018 $2,122
Progressive $2,179 $2,157
State Farm $1,982 $1,982
USAA $1,918 $1,904

Find Cheap Auto Insurance Rates in Ward, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ward, Colorado auto insurance. Compare Ward, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ward, Colorado

Insurance Company Low Medium High
Allstate $4,533 $4,760 $5,034
American Family $3,548 $3,840 $3,898
Farmers $4,917 $5,500 $6,318
GEICO $2,855 $3,114 $3,558
Liberty Mutual $2,636 $2,793 $2,985
Nationwide $3,335 $3,378 $3,407
Progressive $3,959 $4,284 $4,568
State Farm $3,298 $3,553 $3,799
USAA $2,855 $3,009 $3,163

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Find Cheap Ward, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ward. Compare auto insurance rates in Ward, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ward, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,776
American Family $3,680 $3,844
Farmers $5,578 $5,578
GEICO $3,109 $3,243
Liberty Mutual $2,805 $2,805
Nationwide $3,373 $3,373
Progressive $4,270 $4,270
State Farm $3,462 $3,638
USAA $2,925 $3,093

Find Cheap Ward, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Ward, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ward, CO, take a look at the average cost for various violations versus rates for a clean driving record in Ward.

Annual Ward, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,056 $4,674 $5,760 $4,613
American Family $2,787 $3,944 $5,159 $3,158
Farmers $4,721 $6,054 $5,964 $5,574
GEICO $2,238 $3,477 $4,061 $2,926
Liberty Mutual $2,468 $2,879 $2,973 $2,898
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,684 $5,230 $3,888 $4,280
State Farm $3,252 $3,848 $3,550 $3,550
USAA $2,191 $2,686 $4,693 $2,465

Find Cheap Ward, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ward, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Ward for less when you shop around and compare rates from multiple Ward, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ward, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,760
American Family $5,159
Farmers $5,964
GEICO $4,061
Liberty Mutual $2,973
Nationwide $4,472
Progressive $3,888
State Farm $3,550
USAA $4,693

Winners by Category: Where to Buy Cheap Auto Insurance in Ward, CO

Compare rates from the cheapest auto insurance companies in Ward, CO for your needs. Take a look at how Ward, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ward, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Ward, Colorado Auto Insurance Companies

If you’re looking for the cheapest Ward, CO auto insurance companies overall, you can compare them here. Find the best price for Ward, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Ward, Colorado

Insurance Company Average Annual Rates
Allstate $4,776
American Family $3,762
Farmers $5,578
GEICO $3,176
Liberty Mutual $2,805
Nationwide $3,373
Progressive $4,270
State Farm $3,550
USAA $3,009

What affects Ward, Colorado auto insurance rates?

Local factors affect auto insurance rates in Ward, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Ward auto insurance rates.

Commute Times in Ward

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ward, CO is 34.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Ward, CO

You can buy cheap Ward, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ward, Colorado auto insurance quotes from top companies.

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