Buy Cheap Ward, AR Auto Insurance (2021)

Ward, AR auto insurance rates average $340 a month. Minimum auto insurance requirements in Ward, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Ward, AR, compare Ward auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ward after a DUI is Travelers
  • Average auto insurance rates in Ward, AR are $340/month
  • The most expensive auto insurance company in Ward is Travelers

Finding affordable Ward, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Ward, AR auto insurance with confidence is right here. Auto insurance rates in Ward are affected by local factors as well as personal ones like your driving record.

See how Ward, AR car insurance rates compare to Fayetteville auto insurance rates, Pine Bluff auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Ward.

Don’t buy Ward, AR auto insurance until you’ve compared rates. Get free Ward, Arkansas auto insurance quotes when you enter your ZIP code above.

Ward, AR Minimum Auto Insurance Requirements

The required auto insurance in Ward, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Ward, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Ward, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ward, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ward, AR. Take a look at Ward, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ward, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,985 $4,195 $3,995
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $5,971 $5,127 $4,781
State Farm $4,139 $2,491 $1,939
Travelers $6,508 $5,446 $5,094
USAA $3,181 $2,179 $1,860

Buy Cheap Ward, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ward, Arkansas auto insurance rates? Find out how car insurance rates in Ward, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ward, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,338 $2,326 $2,084 $2,197 $10,152 $10,532 $2,684 $2,820
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,748 $2,584 $2,266 $2,374 $12,028 $13,526 $3,279 $3,540
State Farm $1,765 $1,765 $1,591 $1,591 $5,258 $6,601 $1,992 $2,288
Travelers $2,069 $2,105 $2,067 $2,069 $12,417 $19,974 $2,226 $2,534
USAA $1,457 $1,465 $1,357 $1,356 $4,759 $4,963 $1,879 $2,017

Buy Cheap Ward, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ward can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ward, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ward, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $10,152 $10,532
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $12,028 $13,526
State Farm $5,258 $6,601
Travelers $12,417 $19,974
USAA $4,759 $4,963

Buy Cheap Ward, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Ward, Arkansas by comparing Ward senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ward, AR here.

Annual Auto Insurance Rates for Senior Drivers in Ward, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $2,084 $2,197
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,266 $2,374
State Farm $1,591 $1,591
Travelers $2,067 $2,069
USAA $1,357 $1,356

Find Cheap Auto Insurance Rates in Ward, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ward, Arkansas auto insurance. Compare Ward, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ward, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $4,154 $4,341 $4,680
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,792 $5,189 $5,898
State Farm $2,704 $2,854 $3,011
Travelers $5,387 $5,697 $5,964
USAA $2,302 $2,398 $2,520

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Find Cheap Ward, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ward. Compare auto insurance rates in Ward, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ward, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,392 $4,392
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,293 $5,293
State Farm $2,787 $2,926
Travelers $5,683 $5,683
USAA $2,339 $2,474

Find Cheap Ward, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Ward, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ward, AR, take a look at the average cost for various violations versus rates for a clean driving record in Ward.

Annual Ward, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,708 $4,763 $4,655 $4,441
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,555 $6,366 $4,794 $5,457
State Farm $2,611 $3,102 $2,856 $2,856
Travelers $4,757 $4,914 $7,223 $5,837
USAA $1,840 $2,348 $3,396 $2,043

Find Cheap Ward, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ward, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Ward for less when you shop around and compare rates from multiple Ward, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ward, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,809
Farmers $4,655
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,794
State Farm $2,856
Travelers $7,223
USAA $3,396

Winners by Category: Where to Buy Cheap Auto Insurance in Ward, AR

Compare rates from the cheapest auto insurance companies in Ward, AR for your needs. Take a look at how Ward, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ward, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Ward, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Ward, AR auto insurance companies overall, you can compare them here. Find the best price for Ward, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Ward, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,392
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,293
State Farm $2,856
Travelers $5,683
USAA $2,407

What affects Ward, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Ward, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Ward auto insurance rates.

Commute Times in Ward

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ward, AR is 35.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Ward, AR

You can buy cheap Ward, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ward, Arkansas auto insurance quotes from top companies.

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