Buy Cheap Ward, AL Auto Insurance (2021)

Ward, AL auto insurance rates average $316 a month. Minimum auto insurance requirements in Ward, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Ward, AL, compare Ward auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ward, AL after a DUI are $4,320/year
  • The most expensive auto insurance company in Ward after a DUI is Liberty Mutual
  • Average auto insurance rates in Ward, AL for teens drivers are $7,653/year

Finding affordable Ward, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Ward, AL auto insurance with confidence is right here. Auto insurance rates in Ward are affected by local factors as well as personal ones like your driving record.

See how Ward, AL car insurance rates compare to Birmingham auto insurance rates, Tuscaloosa auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Ward.

Don’t buy Ward, AL auto insurance until you’ve compared rates. Get free Ward, Alabama auto insurance quotes when you enter your ZIP code above.

Ward, AL Minimum Auto Insurance Requirements

The required auto insurance in Ward, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Ward, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Ward, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ward, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ward, AL. Take a look at Ward, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ward, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $5,138 $4,409 $4,182
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,908 $4,828 $3,789
Nationwide $3,171 $2,467 $2,229
Progressive $5,085 $4,320 $4,017
State Farm $7,329 $3,709 $2,520
Travelers $4,280 $3,707 $3,777
USAA $2,984 $1,935 $1,726

Buy Cheap Ward, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ward, Alabama auto insurance rates? Find out how car insurance rates in Ward, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ward, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,248 $3,513 $2,660 $2,976 $11,590 $12,894 $3,473 $3,715
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,507 $2,370 $2,049 $2,186 $9,750 $10,899 $2,930 $3,101
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,612 $1,640 $1,500 $1,498 $8,475 $13,341 $1,527 $1,776
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Buy Cheap Ward, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ward can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ward, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ward, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,908 $10,210
GEICO $5,292 $5,199
Liberty Mutual $11,590 $12,894
Nationwide $4,418 $5,752
Progressive $9,750 $10,899
State Farm $8,309 $10,427
Travelers $8,475 $13,341
USAA $4,083 $4,536

Buy Cheap Ward, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ward, Alabama by comparing Ward senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ward, AL here.

Annual Auto Insurance Rates for Senior Drivers in Ward, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,397 $2,532
GEICO $1,937 $1,974
Liberty Mutual $2,660 $2,976
Nationwide $1,577 $1,642
Progressive $2,049 $2,186
State Farm $2,520 $2,520
Travelers $1,500 $1,498
USAA $1,288 $1,268

Find Cheap Auto Insurance Rates in Ward, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ward, Alabama auto insurance. Compare Ward, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ward, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $4,352 $4,524 $4,852
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,270 $5,484 $5,772
Nationwide $2,624 $2,595 $2,649
Progressive $4,024 $4,446 $4,952
State Farm $4,278 $4,514 $4,767
Travelers $3,736 $4,000 $4,027
USAA $2,139 $2,204 $2,302

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Find Cheap Ward, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ward. Compare auto insurance rates in Ward, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ward, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,576 $4,576
GEICO $2,789 $2,899
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,474 $4,474
State Farm $4,410 $4,629
Travelers $3,921 $3,921
USAA $2,114 $2,317

Find Cheap Ward, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Ward, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ward, AL, take a look at the average cost for various violations versus rates for a clean driving record in Ward.

Annual Ward, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,319 $6,007 $5,888 $5,819
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,056 $5,053 $4,328 $4,459
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,269 $3,432 $5,000 $3,984
USAA $1,703 $2,133 $3,182 $1,843

Find Cheap Ward, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ward, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Ward for less when you shop around and compare rates from multiple Ward, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ward, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,847
GEICO $3,748
Liberty Mutual $5,888
Nationwide $3,353
Progressive $4,328
State Farm $4,472
Travelers $5,000
USAA $3,182

Winners by Category: Where to Buy Cheap Auto Insurance in Ward, AL

Compare rates from the cheapest auto insurance companies in Ward, AL for your needs. Take a look at how Ward, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ward, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ward, Alabama Auto Insurance Companies

If you’re looking for the cheapest Ward, AL auto insurance companies overall, you can compare them here. Find the best price for Ward, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Ward, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,576
GEICO $2,844
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,474
State Farm $4,519
Travelers $3,921
USAA $2,215

Compare Auto Insurance Quotes in Ward, AL

You can buy cheap Ward, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ward, Alabama auto insurance quotes from top companies.

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