Buy Cheap Waldwick, NJ Auto Insurance (2021)

Waldwick, NJ auto insurance rates average $412 a month. Minimum auto insurance requirements in Waldwick, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Waldwick, NJ, compare Waldwick auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Waldwick after a DUI is State Farm
  • Average auto insurance rates in Waldwick, NJ for teens drivers are $9,137/year
  • Average auto insurance rates in Waldwick, NJ are $412/month

Finding affordable Waldwick, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Waldwick, NJ auto insurance with confidence is right here. Auto insurance rates in Waldwick are affected by local factors as well as personal ones like your driving record.

See how Waldwick, NJ car insurance rates compare to Newark auto insurance rates, Passaic auto insurance rates, and Trenton auto insurance rates before you read more about the cost of auto insurance in Waldwick.

Don’t buy Waldwick, NJ auto insurance until you’ve compared rates. Get free Waldwick, New Jersey auto insurance quotes when you enter your ZIP code above.

Waldwick, NJ Minimum Auto Insurance Requirements

The required auto insurance in Waldwick, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Waldwick, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Waldwick, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Waldwick, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waldwick, NJ. Take a look at Waldwick, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waldwick, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,780 $6,118 $5,776
GEICO $4,163 $2,395 $1,735
Liberty Mutual $7,764 $5,764 $4,870
Progressive $3,883 $3,383 $3,118
State Farm $9,501 $5,739 $4,480
Travelers $5,317 $3,940 $2,733

Buy Cheap Waldwick, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waldwick, New Jersey auto insurance rates? Find out how car insurance rates in Waldwick, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waldwick, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,146 $4,181 $4,037 $3,962 $12,160 $13,994 $4,935 $5,050
GEICO $2,235 $2,199 $2,187 $2,187 $4,098 $4,116 $2,575 $2,518
Liberty Mutual $4,053 $4,053 $4,449 $4,449 $10,533 $11,961 $4,449 $5,113
Progressive $1,823 $1,682 $1,645 $1,705 $7,996 $8,680 $2,142 $2,018
State Farm $3,851 $3,851 $3,483 $3,483 $12,537 $16,096 $4,385 $4,899
Travelers $2,945 $2,891 $2,734 $2,784 $6,899 $7,924 $2,899 $2,898

Buy Cheap Waldwick, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waldwick can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waldwick, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waldwick, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,160 $13,994
GEICO $4,098 $4,116
Liberty Mutual $10,533 $11,961
Progressive $7,996 $8,680
State Farm $12,537 $16,096
Travelers $6,899 $7,924

Buy Cheap Waldwick, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Waldwick, New Jersey by comparing Waldwick senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waldwick, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Waldwick, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,037 $3,962
GEICO $2,187 $2,187
Liberty Mutual $4,449 $4,449
Progressive $1,645 $1,705
State Farm $3,483 $3,483
Travelers $2,734 $2,784

Find Cheap Auto Insurance Rates in Waldwick, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waldwick, New Jersey auto insurance. Compare Waldwick, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waldwick, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $5,889 $6,536 $7,250
GEICO $2,470 $2,821 $3,002
Liberty Mutual $5,487 $6,317 $6,593
Progressive $3,143 $3,521 $3,720
State Farm $6,135 $6,655 $6,930
Travelers $3,641 $3,999 $4,350

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Find Cheap Waldwick, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waldwick. Compare auto insurance rates in Waldwick, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waldwick, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,558 $6,558
GEICO $2,741 $2,787
Liberty Mutual $6,073 $6,192
Progressive $3,461 $3,461
State Farm $6,407 $6,739
Travelers $3,997 $3,997

Find Cheap Waldwick, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Waldwick, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waldwick, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Waldwick.

Annual Waldwick, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,080 $8,618 $7,018 $5,517
GEICO $2,152 $2,826 $3,928 $2,152
Liberty Mutual $5,891 $6,734 $6,014 $5,891
Progressive $2,965 $4,001 $3,410 $3,471
State Farm $3,582 $6,503 $10,444 $5,764
Travelers $3,078 $4,538 $4,413 $3,958

Find Cheap Waldwick, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waldwick, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Waldwick for less when you shop around and compare rates from multiple Waldwick, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waldwick, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
Farmers $7,018
GEICO $3,928
Liberty Mutual $6,014
Progressive $3,410
State Farm $10,444
Travelers $4,413

Winners by Category: Where to Buy Cheap Auto Insurance in Waldwick, NJ

Compare rates from the cheapest auto insurance companies in Waldwick, NJ for your needs. Take a look at how Waldwick, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waldwick, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Waldwick, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Waldwick, NJ auto insurance companies overall, you can compare them here. Find the best price for Waldwick, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Waldwick, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,558
GEICO $2,764
Liberty Mutual $6,132
Progressive $3,461
State Farm $6,573
Travelers $3,997

What affects Waldwick, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Waldwick, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Waldwick auto insurance rates.

Commute Times in Waldwick

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waldwick, NJ is 28.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Waldwick, NJ

You can buy cheap Waldwick, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waldwick, New Jersey auto insurance quotes from top companies.

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