Buy Cheap Wakefield, MA Auto Insurance (2022)

Wakefield, MA auto insurance rates average $273 a month. Minimum auto insurance requirements in Wakefield, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Wakefield, MA, compare Wakefield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Wakefield after a DUI is Liberty Mutual
  • Average auto insurance rates in Wakefield, MA after a DUI are $3,998/year
  • Average auto insurance rates in Wakefield, MA are $273/month

Finding affordable Wakefield, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Wakefield, MA auto insurance with confidence is right here. Auto insurance rates in Wakefield are affected by local factors as well as personal ones like your driving record.

See how Wakefield, MA car insurance rates compare to Boston auto insurance rates, Worcester auto insurance rates, and Quincy auto insurance rates before you read more about the cost of auto insurance in Wakefield.

Don’t buy Wakefield, MA auto insurance until you’ve compared rates. Get free Wakefield, Massachusetts auto insurance quotes when you enter your ZIP code above.

Wakefield, MA Minimum Auto Insurance Requirements

The required auto insurance in Wakefield, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Wakefield, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Wakefield, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Wakefield, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wakefield, Massachusetts auto insurance rates? Find out how car insurance rates in Wakefield, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wakefield, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,430 $2,430 $2,430 $8,656 $8,656 $2,727 $2,727
GEICO $1,950 $1,950 $1,806 $1,806 $5,557 $5,557 $2,014 $2,014
Liberty Mutual $2,895 $2,895 $2,522 $2,522 $9,574 $9,574 $3,028 $3,028
Progressive $2,531 $2,531 $2,423 $2,423 $9,683 $9,683 $2,750 $2,750
State Farm $953 $953 $953 $953 $2,771 $2,771 $953 $953
Travelers $3,009 $3,009 $2,657 $2,657 $6,209 $6,209 $3,352 $3,352
USAA $1,443 $1,443 $1,422 $1,422 $3,379 $3,379 $1,594 $1,594

Buy Cheap Wakefield, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wakefield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wakefield, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wakefield, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,656 $8,656
GEICO $5,557 $5,557
Liberty Mutual $9,574 $9,574
Progressive $9,683 $9,683
State Farm $2,771 $2,771
Travelers $6,209 $6,209
USAA $3,379 $3,379

Buy Cheap Wakefield, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Wakefield, Massachusetts by comparing Wakefield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wakefield, MA here.

Annual Auto Insurance Rates for Senior Drivers in Wakefield, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,430 $2,430
GEICO $1,806 $1,806
Liberty Mutual $2,522 $2,522
Progressive $2,423 $2,423
State Farm $953 $953
Travelers $2,657 $2,657
USAA $1,422 $1,422

Find Cheap Auto Insurance Rates in Wakefield, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wakefield, Massachusetts auto insurance. Compare Wakefield, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wakefield, Massachusetts

Insurance Company Low Medium High
Allstate $3,747 $4,128 $4,308
GEICO $2,607 $2,884 $3,004
Liberty Mutual $4,211 $4,564 $4,739
Progressive $4,007 $4,426 $4,608
State Farm $1,276 $1,433 $1,515
Travelers $3,437 $3,890 $4,093
USAA $1,814 $1,993 $2,073

Find Cheap Wakefield, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wakefield. Compare auto insurance rates in Wakefield, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wakefield, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,928 $4,195
GEICO $2,779 $2,885
Liberty Mutual $4,327 $4,682
Progressive $4,347 $4,347
State Farm $1,375 $1,441
Travelers $3,627 $3,986
USAA $1,905 $2,014

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Find Cheap Wakefield, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Wakefield, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wakefield, MA, take a look at the average cost for various violations versus rates for a clean driving record in Wakefield.

Annual Wakefield, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,146 $4,683 $5,269 $3,146
GEICO $2,268 $3,114 $3,554 $2,391
Liberty Mutual $3,552 $4,846 $5,828 $3,791
Progressive $3,646 $5,151 $4,082 $4,509
State Farm $1,117 $1,517 $1,803 $1,194
Travelers $2,962 $4,113 $4,380 $3,771
USAA $1,394 $1,812 $3,073 $1,559

Find Cheap Wakefield, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wakefield, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Wakefield for less when you shop around and compare rates from multiple Wakefield, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wakefield, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,269
GEICO $3,554
Liberty Mutual $5,828
Progressive $4,082
State Farm $1,803
Travelers $4,380
USAA $3,073

Winners by Category: Where to Buy Cheap Auto Insurance in Wakefield, MA

Compare rates from the cheapest auto insurance companies in Wakefield, MA for your needs. Take a look at how Wakefield, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wakefield, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Wakefield, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Wakefield, MA auto insurance companies overall, you can compare them here. Find the best price for Wakefield, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Wakefield, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,061
GEICO $2,832
Liberty Mutual $4,505
Progressive $4,347
State Farm $1,408
Travelers $3,807
USAA $1,960

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What affects Wakefield, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Wakefield, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Wakefield auto insurance rates.

Commute Times in Wakefield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wakefield, MA is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Wakefield, MA

You can buy cheap Wakefield, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wakefield, Massachusetts auto insurance quotes from top companies.

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