Buy Cheap Wahpeton, ND Auto Insurance (2021)

Wahpeton, ND auto insurance rates average $334 a month. Minimum auto insurance requirements in Wahpeton, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Wahpeton, ND, compare Wahpeton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wahpeton, ND are $334/month
  • The most expensive auto insurance company in Wahpeton after a DUI is Liberty Mutual
  • Average auto insurance rates in Wahpeton, ND for teens drivers are $7,974/year

Finding affordable Wahpeton, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Wahpeton, ND auto insurance with confidence is right here. Auto insurance rates in Wahpeton are affected by local factors as well as personal ones like your driving record.

See how Wahpeton, ND car insurance rates compare to Grand Forks auto insurance rates, Bismarck auto insurance rates, and Wahpeton auto insurance rates before you read more about the cost of auto insurance in Wahpeton.

Don’t buy Wahpeton, ND auto insurance until you’ve compared rates. Get free Wahpeton, North Dakota auto insurance quotes when you enter your ZIP code above.

Wahpeton, ND Minimum Auto Insurance Requirements

The required auto insurance in Wahpeton, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Wahpeton, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Wahpeton, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Wahpeton, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wahpeton, ND. Take a look at Wahpeton, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wahpeton, North Dakota

Insurance Company Poor Fair Good
Allstate $6,072 $4,609 $3,738
American Family $4,614 $3,200 $2,704
Farmers $3,314 $2,710 $2,574
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,952 $2,294 $2,018
Progressive $3,711 $3,116 $2,848
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

Buy Cheap Wahpeton, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wahpeton, North Dakota auto insurance rates? Find out how car insurance rates in Wahpeton, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wahpeton, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,623 $2,623 $2,330 $2,468 $10,291 $12,143 $2,874 $3,098
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,691 $1,657 $1,508 $1,573 $6,197 $6,351 $1,923 $2,027
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,737 $1,783 $1,557 $1,664 $3,825 $4,737 $1,972 $2,096
Progressive $1,828 $1,732 $1,481 $1,539 $6,956 $7,757 $2,238 $2,269
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Buy Cheap Wahpeton, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wahpeton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wahpeton, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wahpeton, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,291 $12,143
American Family $5,349 $7,694
Farmers $6,197 $6,351
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,825 $4,737
Progressive $6,956 $7,757
State Farm $3,947 $4,991
USAA $3,928 $4,747

Buy Cheap Wahpeton, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Wahpeton, North Dakota by comparing Wahpeton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wahpeton, ND here.

Annual Auto Insurance Rates for Senior Drivers in Wahpeton, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,468
American Family $2,269 $2,269
Farmers $1,508 $1,573
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,557 $1,664
Progressive $1,481 $1,539
State Farm $1,248 $1,248
USAA $927 $930

Find Cheap Auto Insurance Rates in Wahpeton, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wahpeton, North Dakota auto insurance. Compare Wahpeton, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wahpeton, North Dakota

Insurance Company Low Medium High
Allstate $4,675 $4,804 $4,940
American Family $3,614 $3,679 $3,226
Farmers $2,794 $2,852 $2,951
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,364 $2,409 $2,491
Progressive $3,124 $3,215 $3,336
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

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Find Cheap Wahpeton, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wahpeton. Compare auto insurance rates in Wahpeton, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wahpeton, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $3,463 $3,549
Farmers $2,866 $2,866
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,421 $2,421
Progressive $3,225 $3,225
State Farm $2,144 $2,262
USAA $2,008 $2,049

Find Cheap Wahpeton, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Wahpeton, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wahpeton, ND, take a look at the average cost for various violations versus rates for a clean driving record in Wahpeton.

Annual Wahpeton, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,879 $4,284 $6,540 $4,523
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,413 $3,084 $3,046 $2,921
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,784 $2,465 $3,406 $2,030
Progressive $2,973 $3,677 $3,010 $3,240
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Find Cheap Wahpeton, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wahpeton, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Wahpeton for less when you shop around and compare rates from multiple Wahpeton, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wahpeton, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,540
American Family $4,863
Farmers $3,046
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,406
Progressive $3,010
State Farm $2,203
USAA $2,854

Winners by Category: Where to Buy Cheap Auto Insurance in Wahpeton, ND

Compare rates from the cheapest auto insurance companies in Wahpeton, ND for your needs. Take a look at how Wahpeton, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wahpeton, North Dakota

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Wahpeton, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Wahpeton, ND auto insurance companies overall, you can compare them here. Find the best price for Wahpeton, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Wahpeton, North Dakota

Insurance Company Average Annual Rates
Allstate $4,806
American Family $3,506
Farmers $2,866
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,421
Progressive $3,225
State Farm $2,203
USAA $2,028

What affects Wahpeton, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Wahpeton, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Wahpeton auto insurance rates.

Commute Times in Wahpeton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wahpeton, ND is 12.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Wahpeton, ND

You can buy cheap Wahpeton, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wahpeton, North Dakota auto insurance quotes from top companies.

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