Buy Cheap Waggoner, IL Auto Insurance (2021)

Waggoner, IL auto insurance rates average $267 a month. Minimum auto insurance requirements in Waggoner, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Waggoner, IL, compare Waggoner auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Waggoner is Allstate
  • The most expensive auto insurance company in Waggoner after a DUI is Allstate
  • Average auto insurance rates in Waggoner, IL for teens drivers are $6,060/year

Finding affordable Waggoner, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Waggoner, IL auto insurance with confidence is right here. Auto insurance rates in Waggoner are affected by local factors as well as personal ones like your driving record.

See how Waggoner, IL car insurance rates compare to Naperville auto insurance rates, Champaign auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Waggoner.

Don’t buy Waggoner, IL auto insurance until you’ve compared rates. Get free Waggoner, Illinois auto insurance quotes when you enter your ZIP code above.

Waggoner, IL Minimum Auto Insurance Requirements

The required auto insurance in Waggoner, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Waggoner, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Waggoner, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Waggoner, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waggoner, IL. Take a look at Waggoner, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waggoner, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,958 $3,363 $2,841
Farmers $5,029 $4,218 $4,014
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,249 $2,022 $1,610
Nationwide $4,051 $3,258 $2,850
Progressive $3,628 $3,076 $2,840
State Farm $3,185 $1,907 $1,479
Travelers $2,784 $2,224 $1,814
USAA $3,715 $2,549 $2,100

Buy Cheap Waggoner, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waggoner, Illinois auto insurance rates? Find out how car insurance rates in Waggoner, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waggoner, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,395 $2,398 $2,127 $2,243 $10,081 $10,518 $2,733 $2,868
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,425 $1,537 $1,180 $1,316 $4,643 $5,161 $1,497 $1,589
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,868 $1,777 $1,540 $1,604 $6,594 $7,413 $2,233 $2,422
State Farm $1,386 $1,386 $1,235 $1,235 $3,929 $4,989 $1,566 $1,796
Travelers $1,473 $1,556 $1,332 $1,421 $4,092 $5,108 $1,563 $1,648
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

Buy Cheap Waggoner, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waggoner can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waggoner, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waggoner, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,493 $9,036
Farmers $10,081 $10,518
GEICO $4,847 $5,129
Liberty Mutual $4,643 $5,161
Nationwide $5,937 $7,652
Progressive $6,594 $7,413
State Farm $3,929 $4,989
Travelers $4,092 $5,108
USAA $5,363 $5,918

Buy Cheap Waggoner, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Waggoner, Illinois by comparing Waggoner senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waggoner, IL here.

Annual Auto Insurance Rates for Senior Drivers in Waggoner, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,127 $2,127
Farmers $2,127 $2,243
GEICO $1,521 $1,797
Liberty Mutual $1,180 $1,316
Nationwide $1,906 $2,027
Progressive $1,540 $1,604
State Farm $1,235 $1,235
Travelers $1,332 $1,421
USAA $1,545 $1,524

Find Cheap Auto Insurance Rates in Waggoner, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waggoner, Illinois auto insurance. Compare Waggoner, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waggoner, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,601 $3,856 $3,705
Farmers $4,215 $4,320 $4,726
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,186 $2,290 $2,405
Nationwide $3,388 $3,412 $3,360
Progressive $2,944 $3,175 $3,425
State Farm $2,075 $2,194 $2,302
Travelers $2,133 $2,271 $2,419
USAA $2,603 $2,785 $2,975

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Find Cheap Waggoner, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waggoner. Compare auto insurance rates in Waggoner, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waggoner, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,673 $3,769
Farmers $4,420 $4,420
GEICO $2,519 $2,617
Liberty Mutual $2,294 $2,294
Nationwide $3,387 $3,387
Progressive $3,181 $3,181
State Farm $2,135 $2,246
Travelers $2,186 $2,363
USAA $2,710 $2,866

Find Cheap Waggoner, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Waggoner, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waggoner, IL, take a look at the average cost for various violations versus rates for a clean driving record in Waggoner.

Annual Waggoner, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,737 $4,807 $4,687 $4,452
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,912 $2,705 $2,386 $2,171
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,628 $3,875 $2,905 $3,317
State Farm $2,005 $2,376 $2,190 $2,190
Travelers $1,814 $2,366 $2,645 $2,272
USAA $1,987 $2,856 $3,912 $2,397

Find Cheap Waggoner, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waggoner, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Waggoner for less when you shop around and compare rates from multiple Waggoner, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waggoner, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
American Family $5,161
Farmers $4,687
GEICO $3,482
Liberty Mutual $2,386
Nationwide $4,168
Progressive $2,905
State Farm $2,190
Travelers $2,645
USAA $3,912

Winners by Category: Where to Buy Cheap Auto Insurance in Waggoner, IL

Compare rates from the cheapest auto insurance companies in Waggoner, IL for your needs. Take a look at how Waggoner, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waggoner, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Waggoner, Illinois Auto Insurance Companies

If you’re looking for the cheapest Waggoner, IL auto insurance companies overall, you can compare them here. Find the best price for Waggoner, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Waggoner, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,721
Farmers $4,420
GEICO $2,568
Liberty Mutual $2,294
Nationwide $3,387
Progressive $3,181
State Farm $2,190
Travelers $2,274
USAA $2,788

What affects Waggoner, Illinois auto insurance rates?

Local factors affect auto insurance rates in Waggoner, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Waggoner auto insurance rates.

Commute Times in Waggoner

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waggoner, IL is 24.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Waggoner, IL

You can buy cheap Waggoner, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waggoner, Illinois auto insurance quotes from top companies.

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