Buy Cheap Vista, CA Auto Insurance (2021)

Vista, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in Vista, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Vista, CA, compare Vista auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Vista is Allstate
  • Average auto insurance rates in Vista, CA after a DUI are $4,776/year
  • Average auto insurance rates in Vista, CA are $283/month

Finding affordable Vista, California auto insurance can be challenging, but everything you need to know to buy cheap Vista, CA auto insurance with confidence is right here. Auto insurance rates in Vista are affected by local factors as well as personal ones like your driving record.

See how Vista, CA car insurance rates compare to Anaheim auto insurance rates, Long Beach auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Vista.

Don’t buy Vista, CA auto insurance until you’ve compared rates. Get free Vista, California auto insurance quotes when you enter your ZIP code above.

Vista, CA Minimum Auto Insurance Requirements

The required auto insurance in Vista, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Vista, California is outlined here.

Minimum Required Auto Insurance Coverage in Vista, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Vista, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Vista, California auto insurance rates? Find out how car insurance rates in Vista, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Vista, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,841 $2,839 $2,077 $2,092 $7,923 $9,960 $3,625 $3,968
Farmers $2,234 $2,234 $2,021 $2,021 $7,109 $11,595 $2,646 $2,946
GEICO $1,563 $1,564 $1,471 $1,471 $4,738 $4,810 $2,242 $2,289
Liberty Mutual $2,184 $2,068 $2,037 $1,973 $4,800 $5,104 $2,464 $2,483
Nationwide $2,895 $2,761 $2,545 $2,396 $7,391 $8,153 $3,454 $3,406
Progressive $1,654 $1,703 $1,405 $1,668 $4,417 $5,322 $2,378 $2,557
State Farm $3,229 $3,229 $2,888 $2,888 $5,984 $7,431 $3,575 $3,686
Travelers $2,285 $2,208 $2,028 $2,008 $4,754 $5,393 $2,965 $2,895
USAA $1,893 $1,789 $1,852 $1,855 $4,314 $4,341 $2,622 $2,474

Buy Cheap Vista, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Vista can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Vista, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Vista, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,923 $9,960
Farmers $7,109 $11,595
GEICO $4,738 $4,810
Liberty Mutual $4,800 $5,104
Nationwide $7,391 $8,153
Progressive $4,417 $5,322
State Farm $5,984 $7,431
Travelers $4,754 $5,393
USAA $4,314 $4,341

Buy Cheap Vista, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Vista, California by comparing Vista senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Vista, CA here.

Annual Auto Insurance Rates for Senior Drivers in Vista, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,077 $2,092
Farmers $2,021 $2,021
GEICO $1,471 $1,471
Liberty Mutual $2,037 $1,973
Nationwide $2,545 $2,396
Progressive $1,405 $1,668
State Farm $2,888 $2,888
Travelers $2,028 $2,008
USAA $1,852 $1,855

Find Cheap Auto Insurance Rates in Vista, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Vista, California auto insurance. Compare Vista, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Vista, California

Insurance Company Low Medium High
Allstate $4,176 $4,454 $4,616
Farmers $3,801 $4,135 $4,367
GEICO $2,267 $2,550 $2,739
Liberty Mutual $2,694 $2,915 $3,059
Nationwide $3,691 $4,199 $4,485
Progressive $2,370 $2,719 $2,825
State Farm $3,674 $4,190 $4,477
Travelers $2,646 $3,156 $3,399
USAA $2,400 $2,694 $2,835

Find Cheap Vista, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Vista. Compare auto insurance rates in Vista, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Vista, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,981 $4,849
Farmers $3,720 $4,481
GEICO $2,288 $2,749
Liberty Mutual $2,653 $3,125
Nationwide $3,643 $4,607
Progressive $2,393 $2,884
State Farm $3,963 $4,264
Travelers $2,764 $3,370
USAA $2,436 $2,849

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Find Cheap Vista, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Vista, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Vista, CA to see how much where you live in Vista affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Vista, California

ZIP Code Average Annual Rates
92081 $4,594
92083 $4,675
92084 $4,610

Find Cheap Vista, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Vista, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Vista, CA, take a look at the average cost for various violations versus rates for a clean driving record in Vista.

Annual Vista, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $4,474 $7,030 $3,493
Farmers $3,036 $4,130 $5,137 $4,099
GEICO $1,761 $2,716 $3,411 $2,185
Liberty Mutual $2,508 $3,360 $3,031 $2,657
Nationwide $2,882 $3,693 $6,233 $3,693
Progressive $1,730 $2,936 $3,396 $2,491
State Farm $2,938 $3,502 $6,606 $3,408
Travelers $2,047 $3,343 $3,862 $3,016
USAA $1,756 $2,616 $4,274 $1,924

Find Cheap Vista, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Vista, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Vista for less when you shop around and compare rates from multiple Vista, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Vista, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,030
Farmers $5,137
GEICO $3,411
Liberty Mutual $3,031
Nationwide $6,233
Progressive $3,396
State Farm $6,606
Travelers $3,862
USAA $4,274

Winners by Category: Where to Buy Cheap Auto Insurance in Vista, CA

Compare rates from the cheapest auto insurance companies in Vista, CA for your needs. Take a look at how Vista, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Vista, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Vista, California Auto Insurance Companies

If you’re looking for the cheapest Vista, CA auto insurance companies overall, you can compare them here. Find the best price for Vista, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Vista, California

Insurance Company Average Annual Rates
Allstate $4,415
Farmers $4,101
GEICO $2,518
Liberty Mutual $2,889
Nationwide $4,125
Progressive $2,638
State Farm $4,114
Travelers $3,067
USAA $2,643

What affects Vista, California auto insurance rates?

Local factors affect auto insurance rates in Vista, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Vista auto insurance rates.

Auto Theft in Vista

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Vista, CA auto theft show a total of 305 vehicle thefts annually.

Commute Times in Vista

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Vista, CA is 13.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Vista, CA

You can buy cheap Vista, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Vista, California auto insurance quotes from top companies.

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